United Asset Strategies provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, education planning, estate planning, and insurance. Financial planning was provided to 51–100 clients last fiscal year.
United Asset Strategies reports 1,673 clients. They include 1,074 individual clients, 503 high-net-worth individuals, and 71 pension and profit-sharing plans. Of its assets, 92.2% ($2.05B across 3,631 accounts) are managed with discretion; $172M across 577 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 64% | 17% |
| High-net-worth individuals | 30% | 75% |
| Pension and profit-sharing plans | 4% | 6% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | 1% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,074 | $369M | 16.6% | $343K |
| High-net-worth individuals | 503 | $1.67B | 75.2% | $3.31M |
| Pension and profit-sharing plans | 71 | $143M | 6.5% | $2.02M |
| Charitable organizations | 2 | $12.4M | 0.6% | $6.2M |
| Corporations and other businesses | 23 | $26.6M | 1.2% | $1.16M |
| Total | 1,673 | $2.22B | 100% | $1.33M |
- Clients
- 1,074
- Regulatory AUM
- $369M
- AUM share
- 16.6%
- Avg. per client
- $343K
- Clients
- 503
- Regulatory AUM
- $1.67B
- AUM share
- 75.2%
- Avg. per client
- $3.31M
- Clients
- 71
- Regulatory AUM
- $143M
- AUM share
- 6.5%
- Avg. per client
- $2.02M
- Clients
- 2
- Regulatory AUM
- $12.4M
- AUM share
- 0.6%
- Avg. per client
- $6.2M
- Clients
- 23
- Regulatory AUM
- $26.6M
- AUM share
- 1.2%
- Avg. per client
- $1.16M
Total
- Clients
- 1,673
- Regulatory AUM
- $2.22B
- AUM share
- 100%
- Avg. per client
- $1.33M
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
United Asset Strategies is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Estate and financial planning
- Billed by the hour: $300 for a Certified Financial Planner, $150 for other trained staff, $75 for administrative work, or a blended $150 or flat fee; minimum fee $1,500.
Michael Riccardi owns 25% to 50% of United Asset Strategies. Matthew Delorenzo is CEO; the leadership team includes President Michael Riccardi and Chief Compliance Officer Kathryn Beller. It has 33 employees, 21 of them in advisory roles.
Leadership
- Matthew DelorenzoChief Executive Officer, Chief Investment Officer, and Shareholder
- Michael RiccardiPresident and Shareholder
- Kathryn BellerChief Compliance Officer
- Robert MurphyChief Operations Officer
Investment adviser representatives
25 representatives listed in the SEC register as of 9 October 2026.
- Michael Abate
- Jason Michael Ambrosini
- Candy Elinthia Batista
- Robin Elizabeth Bischoff
- Carlo Nicholas Crescenzo
- Matthew Ryan Delorenzo
- Keith Aaron Douglas
- Erin Albiez Gibbons
- Thomas Francis Healy III
- Marianne Hocknell
- Jeanine Marie Kosakowski
- Thomas Edward Laviano
- Wei XI Lee
- Shane Eli Miller
- Robert James Murphy JR
- Michael Victor Riccardi
- Michael Guy Riccardi
- Allison Marie Sajkoski
- Richard Michael Sajkoski
- Jiorden Sanchez
- Amanda Ellen Sebesta
- Andy Ryan Selfors
- Marisa Nicole Smith
- Cynthia Marguerite Somer
- Tameka White
Staff
- 33 employees
- 21 in advisory functions
- 25 state-registered reps
- 2 insurance agents
- 7 soliciting firms
- Owns 25% to 50% of United Asset Strategies Inc.
Michael Riccardi
Control person · since January 2021
- Owns 25% to 50% of United Asset Strategies Inc.
Matthew Delorenzo
Control person · since January 2021
- Owns 10% to 25% of United Asset Strategies Inc.
United Asset Strategies, Inc. Employee Stock Ownership Plan
since December 2010
Robert Murphy
Trustee · Control person · since December 2025
Marianne Hocknell
Trustee · since April 2024
- Owns 10% to 25% of United Asset Strategies Inc.
United Asset Strategies, Inc.
since December 2010
United Asset Strategies’ regulatory assets grew 1.6× from $1.41B (July 2021) to $2.22B (July 2026); clients rose from 1,387 to 1,673 and employees from 25 to 33.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| July 2026 | $2.22B | 1,673 | 33 | 2 |
| March 2025 | $1.84B | 1,598 | 32 | 2 |
| July 2024 | $1.72B | 1,544 | 32 | 2 |
| March 2023 | $1.33B | 1,500 | 30 | 1 |
| June 2022 | $1.54B | 1,453 | 30 | 1 |
| July 2021 | $1.41B | 1,387 | 25 | 1 |
Besides its headquarters, United Asset Strategies has 1 office, with 2 listed addresses in New Jersey and New York.
New Jersey · 1 listed address
- 51 JFK Parkway, Short Hills
New York · 1 listed address
- 377 Oak Street, Suite 403, Garden CityHQ
Contact and registration details
- Legal name
- United Asset Strategies Inc.
- Headquarters
- 377 Oak Street, Suite 403, Garden City, NY 11530
- Website
- unitedasset.com
- Phone
- 516-222-0021
- @united-asset-strategies-inc
- SEC file
- 801-41464
- Founded
- 1992
- Structure
- New York corporation
- Fiscal year end
- December
United Asset Strategies uses Charles Schwab ($1.95B) as custodian for its separately managed accounts. United Asset Strategies has custody of $486M in client assets for 448 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $1.95B100%
At year end, United Asset Strategies’ separately managed accounts were mostly in stocks (66%) and bonds (23%). Its reported 13F holdings for the quarter ended 30 June 2026 total $1.41B across 259 positions; the largest are Nvidia Corporation (6.0%), Apple Inc. (5.8%) and Alphabet Inc. (5.0%).
What the accounts hold
- Stocks66%
- Funds7%
- Bonds23%
- U.S. government and agency bonds10%
- State and local bonds9%
- Investment grade corporate bonds4%
- Cash2%
- Other1%
- Primarily structured or market-linked certificates of deposit1%
Filed values cover 99%. The neutral 1% gap has no reported category.
Reported 13F holdings
- $1.41B
- Reported 13F value
- 259
- Positions
- 34.8%
- In the 10 largest
- +12.6%
- Value vs. prior quarter
- Nvidia Corporation6.0%
- Apple Inc.5.8%
- Alphabet Inc. · Cap Stk CL A5.0%
- Amazon Com Inc.4.1%
- Microsoft Corp.3.4%
- Broadcom Inc.2.2%
- iShares TR · iShares Semicdtr2.2%
- Select Sector SPDR TR · ST Str Techn ETF2.1%
- Meta Platforms Inc. · CL A2.1%
- ASML Hldg NV · N Y Registry Shs1.8%
Together, the ten largest are 34.8% of reported value.
How many clients does United Asset Strategies have?
United Asset Strategies has 1,673 clients and manages $2.22 billion for them, as of July 2026. They include 1,074 individual clients, 503 high-net-worth individuals, and 71 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 July 2026
What services does United Asset Strategies offer?
United Asset Strategies provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, education planning, estate planning, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does United Asset Strategies use?
United Asset Strategies’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $1.95B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 July 2026
How many financial advisors does United Asset Strategies have?
United Asset Strategies has 25 investment adviser representatives registered with state securities authorities, out of 33 employees, and 21 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does United Asset Strategies invest in?
At the end of its last fiscal year, United Asset Strategies’ separately managed accounts held 66% exchange-traded equities, 10% U.S. government and agency bonds, 9% state and local bonds, 7% registered funds (mutual funds, ETFs, BDCs), 4% investment grade corporate bonds, 2% cash and equivalents and 1% other. The 1% other category is described as: Primarily Structured Or Market-Linked Certificates of Deposit.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns United Asset Strategies?
United Asset Strategies’ direct owners are Michael Riccardi, Matthew Delorenzo, United Asset Strategies, Inc. Employee Stock Ownership Plan and United Asset Strategies, Inc., each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 9 July 2026
How does United Asset Strategies get paid?
United Asset Strategies is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact United Asset Strategies?
United Asset Strategies’ main office is at 377 Oak Street, Suite 403, Garden City, NY 11530. Its phone number is 516-222-0021. Its website is unitedasset.com.