Twin Rivers Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and educational seminars. Financial planning was provided to 101–250 clients last fiscal year.
Twin Rivers Wealth Management reports 274 clients. They include 234 individual clients, 22 high-net-worth individuals and 8 other investment advisers. Of its assets, 100.0% ($122M across 700 accounts) are managed with discretion. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 85% | 64% |
| High-net-worth individuals | 8% | 34% |
| Pension and profit-sharing plans | 1% | 1% |
| Other investment advisers | 3% | 0% |
| Corporations and other businesses | 3% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 234 | $77.3M | 63.6% | $330K |
| High-net-worth individuals | 22 | $41.5M | 34.2% | $1.89M |
| Pension and profit-sharing plans | Fewer than 5 | $1.6M | 1.3% | $533K |
| Other investment advisers | 8 | $0 | 0.0% | $0 |
| Corporations and other businesses | 7 | $1.1M | 0.9% | $157K |
| Total | 274 | $122M | 100% | — |
- Clients
- 234
- Regulatory AUM
- $77.3M
- AUM share
- 63.6%
- Avg. per client
- $330K
- Clients
- 22
- Regulatory AUM
- $41.5M
- AUM share
- 34.2%
- Avg. per client
- $1.89M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.6M
- AUM share
- 1.3%
- Avg. per client
- $533K
- Clients
- 8
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- $0
- Clients
- 7
- Regulatory AUM
- $1.1M
- AUM share
- 0.9%
- Avg. per client
- $157K
Total
- Clients
- 274
- Regulatory AUM
- $122M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Twin Rivers Wealth Management charges 0.50%–1.35% a year for its Investment Management Fees. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$500K | 1.35% |
| $500K–$750K | 1.25% |
| $750K–$1M | 1.15% |
| $1M–$1.5M | 1.00% |
| $1.5M–$2M | 0.85% |
| $2M and above | 0.50% |
Fee details and sources
Other fees
- Financial Planning
- Financial planning is billed monthly in advance at $100 to $1,000 a month depending on complexity, or as one-time hourly work at $125 to $350 an hour.
- Retirement Plan Support
- Retirement plan support is a negotiated flat monthly rate or a percentage of assets under advisement not to exceed 3%.
It has 5 employees, 4 of them in advisory roles.
Leadership
Staff
- 5 employees
- 4 in advisory functions
- 4 state-registered reps
- 3 insurance agents
Besides its headquarters, Twin Rivers Wealth Management has 0 offices, with 1 listed address in California.
California · 1 listed address
- 1783 Tribute RD., Suite D, SacramentoHQ
Contact and registration details
- Legal name
- Twin Rivers Wealth Management LLC
- Headquarters
- 1783 Tribute RD., Suite D, Sacramento, CA 95815
- Website
- tr-wealth.com
- Phone
- 916-545-2581
- SEC file
- 801-137185
- Structure
- California LLC
- Fiscal year end
- December
Twin Rivers Wealth Management has custody of $46.5M in client assets for 177 clients.
At year end, Twin Rivers Wealth Management’s separately managed accounts were mostly in funds (78%).
What the accounts hold
- Stocks9%
- Funds78%
- Bonds9%
- U.S. government and agency bonds8%
- State and local bonds1%
- Cash4%
- Other1%
- Alternatives and private placements1%
How many clients does Twin Rivers Wealth Management have?
Twin Rivers Wealth Management has 274 clients and manages $122 million for them, as of August 2026. They include 234 individual clients, 22 high-net-worth individuals and 8 other investment advisers.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 26 August 2026
What services does Twin Rivers Wealth Management offer?
Twin Rivers Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Twin Rivers Wealth Management charge?
Twin Rivers Wealth Management charges 0.50%–1.35% a year for its Investment Management Fees. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Source: FORM ADV PART 2A DATED JULY 29, 2026, filed 29 July 2026
How many financial advisors does Twin Rivers Wealth Management have?
Twin Rivers Wealth Management has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Twin Rivers Wealth Management invest in?
At the end of its last fiscal year, Twin Rivers Wealth Management’s separately managed accounts held 78% registered funds (mutual funds, ETFs, BDCs), 9% exchange-traded equities, 8% U.S. government and agency bonds, 4% cash and equivalents, 1% state and local bonds and 1% other. The 1% other category is described as: Alternatives and Private Placements.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
How does Twin Rivers Wealth Management get paid?
Twin Rivers Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Twin Rivers Wealth Management?
Twin Rivers Wealth Management’s main office is at 1783 Tribute RD., Suite D, Sacramento, CA 95815. Its phone number is 916-545-2581. Its website is tr-wealth.com.