Tull Financial Group provides financial planning, portfolio management for individuals and small businesses, educational seminars, education planning, estate planning, insurance, retirement plan services, and tax planning. Financial planning was provided to 51–100 clients last fiscal year.
Tull Financial Group reports 295 clients. They include 181 individual clients, 111 high-net-worth individuals, and 2 pension and profit-sharing plans. Of its assets, 99.2% ($364M across 982 accounts) are managed with discretion; $3.08M across 18 accounts are not. It advised 1 client without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 61% | 25% |
| High-net-worth individuals | 38% | 72% |
| Pension and profit-sharing plans | <1% | <1% |
| Corporations and other businesses | <1% | 3% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 181 | $91.1M | 24.8% | $503K |
| High-net-worth individuals | 111 | $265M | 72.1% | $2.38M |
| Pension and profit-sharing plans | Fewer than 5 | $750K | 0.2% | $375K |
| Corporations and other businesses | Fewer than 5 | $10.7M | 2.9% | $10.7M |
| Total | 295 | $367M | 100% | — |
- Clients
- 181
- Regulatory AUM
- $91.1M
- AUM share
- 24.8%
- Avg. per client
- $503K
- Clients
- 111
- Regulatory AUM
- $265M
- AUM share
- 72.1%
- Avg. per client
- $2.38M
- Clients
- Fewer than 5
- Regulatory AUM
- $750K
- AUM share
- 0.2%
- Avg. per client
- $375K
- Clients
- Fewer than 5
- Regulatory AUM
- $10.7M
- AUM share
- 2.9%
- Avg. per client
- $10.7M
Total
- Clients
- 295
- Regulatory AUM
- $367M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 1
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Tull Financial Group charges 0.25%–1.00% a year for its Investment Supervisory Services. Each asset band is charged at its own rate. The fee is billed in advance and requires an account of at least $750,000. The brochure also prices 3 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.00% |
| $1M–$2M | 0.75% |
| $2M–$3M | 0.50% |
| $3M and above | 0.25% |
Fee details and sources
Other fees
- Financial Planning
- Financial plans are priced by estimated hours and complexity, with a $2,000 minimum that includes an investment proposal; half is paid on signing.
- Hourly Services
- One-time services are billed at hourly rates from $100 to $500, with half payable on signing.
- Investment Proposal and Retirement Projection
- An investment proposal has a $750 minimum and a retirement projection a $1,500 minimum, with half payable on signing.
Robert Tull owns 50% to 75% of Tull Financial Group. The leadership team of Tull Financial Group includes President Robert Tull. It has 9 employees, 5 of them in advisory roles.
Leadership
- Robert TullPresident/Chief Compliance Officer
- Cathy TullDirector; Secretary
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
- Logan Edward Flitton
- Isaac Hon
- William Andrew Overton Jr.
- Philip Lawson Tull
- Robert White Tull JR
Staff
- 9 employees
- 5 in advisory functions
- 3 state-registered reps
- Owns 50% to 75% of Tull Financial Group, Inc.
Robert Tull
Control person · since February 1989
- Owns 50% to 75% of Tull Financial Group, Inc.
Cathy Tull
Control person · since February 1989
Tull Financial Group’s regulatory assets grew 1.6× from $230M (April 2021) to $367M (March 2026); clients rose from 240 to 295 and employees from 7 to 9.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $367M | 295 | 9 | 1 |
| March 2025 | $312M | 301 | 9 | 1 |
| March 2024 | $281M | 295 | 9 | 1 |
| June 2023 | $239M | 283 | 9 | 1 |
| March 2022 | $267M | 272 | 9 | 1 |
| April 2021 | $230M | 240 | 7 | 1 |
Besides its headquarters, Tull Financial Group has 0 offices, with 1 listed address in Virginia.
Virginia · 1 listed address
- 555 Belaire Avenue, Suite 130, ChesapeakeHQ
Contact and registration details
- Legal name
- Tull Financial Group, Inc.
- Headquarters
- 555 Belaire Avenue, Suite 130, Chesapeake, VA 23320-5205
- Website
- tullfinancial.com
- Phone
- 757-436-1122
- @tullfinancial
- SEC file
- 801-61759
- Founded
- 1992
- Structure
- Virginia corporation
- Fiscal year end
- December
Tull Financial Group uses Charles Schwab ($352M) as custodian for its separately managed accounts. Tull Financial Group has custody of $195M in client assets for 222 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $352M100%
At year end, Tull Financial Group’s separately managed accounts were mostly in funds (92%). Its reported 13F holdings for the quarter ended 30 June 2026 total $256M across 35 positions; the largest are SPDR Series Trust (24.3%), Vanguard Malvern Fds (15.2%) and iShares TR (12.5%).
What the accounts hold
- Stocks3%
- Funds92%
- Bonds3%
- U.S. government and agency bonds1%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash1%
- Other1%
- Annuities1%
Reported 13F holdings
- $256M
- Reported 13F value
- 35
- Positions
- 95.1%
- In the 10 largest
- +14.1%
- Value vs. prior quarter
- SPDR Series Trust · ST Str P500etf24.3%
- Vanguard Malvern Fds · Core BD ETF15.2%
- iShares TR · Core MSCI Eafe12.5%
- State Str SPDR S&P 500 ETF T · TR Unit11.2%
- Blackrock ETF Trust · iShares US Equit10.7%
- J P Morgan Exchange Traded F · US Qualty Fctr9.5%
- Vanguard Whitehall Fds · Intl High ETF7.1%
- American Centy ETF TR · Avantis Emgmkt3.5%
- Schwab Strategic TR · US Dividend EQ0.6%
- iShares TR · Rus 1000 Grw ETF0.5%
Together, the ten largest are 95.1% of reported value.
How many clients does Tull Financial Group have?
Tull Financial Group has 295 clients and manages $367 million for them, as of March 2026. They include 181 individual clients, 111 high-net-worth individuals, and 2 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 18 March 2026
What services does Tull Financial Group offer?
Tull Financial Group provides financial planning, portfolio management for individuals and small businesses, educational seminars, education planning, estate planning, insurance, retirement plan services, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Tull Financial Group charge?
Tull Financial Group charges 0.25%–1.00% a year for its Investment Supervisory Services. Each asset band is charged at its own rate. The fee is billed in advance and requires an account of at least $750,000.
Which custodians does Tull Financial Group use?
Tull Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $352M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 March 2026
How many financial advisors does Tull Financial Group have?
Tull Financial Group has 3 investment adviser representatives registered with state securities authorities, out of 9 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Tull Financial Group invest in?
At the end of its last fiscal year, Tull Financial Group’s separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 3% exchange-traded equities, 1% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds, 1% cash and equivalents and 1% other. The 1% other category is described as: Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Tull Financial Group have a minimum investment?
Yes, Tull Financial Group’s minimum account size for its Investment Supervisory Services is $750K.
Who owns Tull Financial Group?
Tull Financial Group’s direct owners are Robert Tull (50% to 75%) and Cathy Tull (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 18 March 2026
How does Tull Financial Group get paid?
Tull Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Tull Financial Group?
Tull Financial Group’s main office is at 555 Belaire Avenue, Suite 130, Chesapeake, VA 23320-5205. Its phone number is 757-436-1122. Its website is tullfinancial.com.