Trail Ridge Investment Advisors provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions. Financial planning was provided to 11–25 clients last fiscal year.
Trail Ridge Investment Advisors reports 230 clients. They include 107 individual clients, 68 other clients and 51 high-net-worth individuals. Of its assets, 98.1% ($346M across 460 accounts) are managed with discretion; $6.62M across 5 accounts are not. It advised 8 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 47% | 14% |
| High-net-worth individuals | 22% | 55% |
| Charitable organizations | 1% | 3% |
| Insurance companies | <1% | 4% |
| Other | 30% | 24% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 107 | $49M | 13.9% | $458K |
| High-net-worth individuals | 51 | $193M | 54.6% | $3.78M |
| Charitable organizations | Fewer than 5 | $10.7M | 3.0% | $3.56M |
| Insurance companies | Fewer than 5 | $14.8M | 4.2% | $14.8M |
| Other | 68 | $85.8M | 24.3% | $1.26M |
| Total | 230 | $353M | 100% | — |
- Clients
- 107
- Regulatory AUM
- $49M
- AUM share
- 13.9%
- Avg. per client
- $458K
- Clients
- 51
- Regulatory AUM
- $193M
- AUM share
- 54.6%
- Avg. per client
- $3.78M
- Clients
- Fewer than 5
- Regulatory AUM
- $10.7M
- AUM share
- 3.0%
- Avg. per client
- $3.56M
- Clients
- Fewer than 5
- Regulatory AUM
- $14.8M
- AUM share
- 4.2%
- Avg. per client
- $14.8M
- Clients
- 68
- Regulatory AUM
- $85.8M
- AUM share
- 24.3%
- Avg. per client
- $1.26M
Total
- Clients
- 230
- Regulatory AUM
- $353M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 8
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
Trail Ridge Investment Advisors is paid through a percentage of assets under management, hourly charges and other compensation. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Hourly Financial Planning
- Hourly financial planning is $250 per hour, with a minimum fee of $1,000 per engagement.
- Trailhead Financial Advisory Service
- A $1,200 annual base fee ($100 per month) covers six hours of advice a year, with extra time at $250 per hour; accounts above $120,000 pay 1.00% annually.
Trail Ridge Wealth Management, Inc. owns 75% or more of Trail Ridge Investment Advisors. The leadership team of Trail Ridge Investment Advisors includes Chief Investment Officer David Jordan and Chief Compliance Officer Jeffrey Kadavy. It has 11 employees, 8 of them in advisory roles.
Staff
- 11 employees
- 8 in advisory functions
- 8 state-registered reps
- Owns 75% or more of Trail Ridge Investment Advisors, LLC
Trail Ridge Wealth Management, Inc.
Control person · since March 2017
Jacqueline Zipser
Board member · since March 2017
- Owns 25% to 50% of Trail Ridge Investment Advisors, LLC
Jeffrey Kadavy
Control person · since March 2017
- Owns 10% to 25% of Trail Ridge Investment Advisors, LLC
David Jones
Control person · since September 2016
- Owns 10% to 25% of Trail Ridge Investment Advisors, LLC
Mark Kerwood
Control person · since March 2017
- Owns 10% to 25% of Trail Ridge Investment Advisors, LLC
Peter Loritz
Control person · since March 2017
Trail Ridge Investment Advisors’ regulatory assets grew 2.0× from $180M (June 2021) to $353M (March 2026); clients rose from 114 to 230 and employees from 5 to 11.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $353M | 230 | 11 | 2 |
| May 2025May 2025 | $294M | 201 | 13 | 2 |
| Mar 2024March 2024 | $250M | 186 | 7 | 2 |
| Mar 2023March 2023 | $214M | 156 | 7 | 2 |
| Mar 2022March 2022 | $249M | 135 | 7 | 2 |
| Jun 2021June 2021 | $180M | 114 | 5 | 2 |
Besides its headquarters, Trail Ridge Investment Advisors has 1 office, with 2 listed addresses in 1 state.
Colorado · 2 listed addresses
- 2020 Caribou Drive, Suite 102, Fort CollinsHQ
- 7887 East Belleview Avenue, Denver
Contact and registration details
- Legal name
- Trail Ridge Investment Advisors, LLC
- Headquarters
- 2020 Caribou Drive, Suite 102, Fort Collins, CO 80525
- Website
- trailridgewm.com
- Phone
- 970-305-5150
- @trail-ridge-wealth-management
- SEC file
- 801-114051
- Structure
- Wyoming LLC
- Fiscal year end
- December
Trail Ridge Investment Advisors’ named custodian for separately managed accounts is Fidelity ($331M). Trail Ridge Investment Advisors has custody of $27.4M for 16 clients.
- FidelityNational Financial Services LLC · Boston, MA · $331M100%
At year end, Trail Ridge Investment Advisors’ separately managed accounts were largely in funds (48%) and stocks (35%). Its reported 13F holdings for the quarter ended 30 June 2026 total $237M across 93 positions; the largest are iShares Inc. (11.4%), Goldman Sachs ETF TR (10.6%) and Janus Detroit Str TR (7.3%).
What the accounts hold
- Stocks35%
- Funds48%
- Registered funds47%
- Pooled vehicles1%
- Bonds11%
- Investment grade corporate bonds10%
- U.S. government and agency bonds1%
- Cash6%
How many clients does Trail Ridge Investment Advisors have?
Trail Ridge Investment Advisors has 230 clients and manages $353 million for them, as of March 2026. They include 107 individual clients, 68 other clients and 51 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 March 2026
What services does Trail Ridge Investment Advisors offer?
Trail Ridge Investment Advisors provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Trail Ridge Investment Advisors use?
Trail Ridge Investment Advisors’ separately managed account assets are held at National Financial Services LLC (Boston, MA), with $331M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 March 2026
How many financial advisors does Trail Ridge Investment Advisors have?
Trail Ridge Investment Advisors has 8 investment adviser representatives registered with state securities authorities, out of 11 employees, and 8 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Trail Ridge Investment Advisors invest in?
At the end of its last fiscal year, Trail Ridge Investment Advisors’ separately managed accounts held 47% registered funds (mutual funds, ETFs, BDCs), 35% exchange-traded equities, 10% investment grade corporate bonds, 6% cash and equivalents, 1% U.S. government and agency bonds and 1% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Trail Ridge Investment Advisors?
Trail Ridge Investment Advisors’ direct owners are David Jones (10% to 25%), Jeffrey Kadavy (25% to 50%), Mark Kerwood (10% to 25%), Peter Loritz (10% to 25%) and Trail Ridge Wealth Management, Inc. (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 9 March 2026
How does Trail Ridge Investment Advisors get paid?
Trail Ridge Investment Advisors is paid through a percentage of assets under management, hourly charges and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Trail Ridge Investment Advisors?
Trail Ridge Investment Advisors’ main office is at 2020 Caribou Drive, Suite 102, Fort Collins, CO 80525. Its phone number is 970-305-5150. Its website is trailridgewm.com.