Townsend Personal Financial Planning provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 26–50 clients last fiscal year.
Townsend Personal Financial Planning reports 179 clients. They include 119 individual clients and 60 high-net-worth individuals. Of its assets, 97.1% ($188M across 443 accounts) are managed with discretion; $5.71M across 6 accounts are not. It advised 5 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 66% | 24% |
| High-net-worth individuals | 34% | 75% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 119 | $47.4M | 24.4% | $398K |
| High-net-worth individuals | 60 | $146M | 75.0% | $2.43M |
| Charitable organizations | Fewer than 5 | $287K | 0.1% | — |
| Corporations and other businesses | Fewer than 5 | $816K | 0.4% | — |
| Total | 179 | $194M | 100% | — |
- Clients
- 119
- Regulatory AUM
- $47.4M
- AUM share
- 24.4%
- Avg. per client
- $398K
- Clients
- 60
- Regulatory AUM
- $146M
- AUM share
- 75.0%
- Avg. per client
- $2.43M
- Clients
- Fewer than 5
- Regulatory AUM
- $287K
- AUM share
- 0.1%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $816K
- AUM share
- 0.4%
- Avg. per client
- —
Total
- Clients
- 179
- Regulatory AUM
- $194M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 5
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
Townsend Personal Financial Planning charges 0.20%–1.00% a year for its Investment management fees. Each asset band is charged at its own rate. The fee is billed in arrears and is not negotiable.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.00% |
| $1M–$2M | 0.80% |
| $2M–$5M | 0.65% |
| $5M–$10M | 0.50% |
| $10M–$20M | 0.35% |
| $20M and above | 0.20% |
Fee details and sources
Tyler Townsend owns 75% or more of Townsend Personal Financial Planning. The leadership team of Townsend Personal Financial Planning includes Chief Compliance Officer Tyler Townsend. It has 3 employees, 2 of them in advisory roles.
Leadership
- Tyler TownsendChief Compliance Officer / Managing Partner
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Townsend Personal Financial Planning, LLC
Tyler Townsend
Control person · since January 2008
Townsend Personal Financial Planning’s regulatory assets grew 1.7× from $117M (January 2021) to $194M (February 2026); clients rose from 142 to 179 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $194M | 179 | 3 | 1 |
| March 2025 | $164M | 170 | 3 | 1 |
| March 2024 | $152M | 169 | 3 | 1 |
| March 2023 | $134M | 165 | 3 | 1 |
| March 2022 | $132M | 156 | 3 | 1 |
| January 2021 | $117M | 142 | 3 | 1 |
Besides its headquarters, Townsend Personal Financial Planning has 0 offices, with 1 listed address in Georgia.
Georgia · 1 listed address
- 6867 Mountainbrook DR, Ste 102, ColumbusHQ
Contact and registration details
- Legal name
- Townsend Personal Financial Planning, LLC
- Headquarters
- 6867 Mountainbrook DR, Ste 102, Columbus, GA 31904
- Website
- townsendwm.com
- Phone
- 706-221-8200
- @1145786
- SEC file
- 801-120269
- Structure
- Georgia LLC
- Fiscal year end
- December
Townsend Personal Financial Planning uses Charles Schwab ($149M) as custodian for its separately managed accounts. Townsend Personal Financial Planning has custody of $79.6M in client assets for 79 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $149M100%
At year end, Townsend Personal Financial Planning’s separately managed accounts were mostly in funds (93%).
What the accounts hold
- Stocks6%
- Funds93%
- Cash1%
How many clients does Townsend Personal Financial Planning have?
Townsend Personal Financial Planning has 179 clients and manages $194 million for them, as of February 2026. They include 119 individual clients and 60 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 25 February 2026
What services does Townsend Personal Financial Planning offer?
Townsend Personal Financial Planning provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Townsend Personal Financial Planning charge?
Townsend Personal Financial Planning charges 0.20%–1.00% a year for its Investment management fees. Each asset band is charged at its own rate. The fee is billed in arrears and is not negotiable.
Which custodians does Townsend Personal Financial Planning use?
Townsend Personal Financial Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $149M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 February 2026
How many financial advisors does Townsend Personal Financial Planning have?
Townsend Personal Financial Planning has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Townsend Personal Financial Planning invest in?
At the end of its last fiscal year, Townsend Personal Financial Planning’s separately managed accounts held 93% registered funds (mutual funds, ETFs, BDCs), 6% exchange-traded equities and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Townsend Personal Financial Planning?
Townsend Personal Financial Planning’s direct owner is Tyler Townsend (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 25 February 2026
How does Townsend Personal Financial Planning get paid?
Townsend Personal Financial Planning is paid through a percentage of assets under management and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Townsend Personal Financial Planning registered with the SEC?
Yes, Townsend Personal Financial Planning has been registered with the SEC as an investment adviser since 4 February 2021. Its CRD number is 126241 and its SEC file number is 801-120269.
Source: Form ADV Part 1A, Item 1, filed 25 February 2026; IAPD firm record
How do I contact Townsend Personal Financial Planning?
Townsend Personal Financial Planning’s main office is at 6867 Mountainbrook DR, Ste 102, Columbus, GA 31904. Its phone number is 706-221-8200. Its website is townsendwm.com.