Torrey Growth & Income Advisors provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
Torrey Growth & Income Advisors reports 293 clients. They include 229 individual clients and 64 high-net-worth individuals. Of its assets, 100.0% ($328M across 294 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $189M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 78% | 15% |
| High-net-worth individuals | 22% | 84% |
| Charitable organizations | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 229 | $50.2M | 15.3% | $219K |
| High-net-worth individuals | 64 | $277M | 84.2% | $4.32M |
| Charitable organizations | Fewer than 5 | $1.6M | 0.5% | — |
| Total | 293 | $328M | 100% | — |
- Clients
- 229
- Regulatory AUM
- $50.2M
- AUM share
- 15.3%
- Avg. per client
- $219K
- Clients
- 64
- Regulatory AUM
- $277M
- AUM share
- 84.2%
- Avg. per client
- $4.32M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.6M
- AUM share
- 0.5%
- Avg. per client
- —
Total
- Clients
- 293
- Regulatory AUM
- $328M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Torrey Growth & Income Advisors is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning
- Financial planning is billed at $250 an hour with a $1,500 minimum fee for all plans, which may be waived for investment management clients.
George Hoover owns 75% or more of Torrey Growth & Income Advisors. The leadership team of Torrey Growth & Income Advisors includes Chief Compliance Officer George Hoover. It has 5 employees, 3 of them in advisory roles.
Leadership
- George HooverManaging Member / Chief Compliance Officer
- Janet HooverMember
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
- George Richard Hoover
- Kian George Hoover
- Zealan Hoover
- Eden Isabella Morimoto
- Sean Samuel Planchard
Staff
- 5 employees
- 3 in advisory functions
- 4 state-registered reps
- Owns 75% or more of Torrey Growth & Income Advisors, LLC
George Hoover
Control person · since May 2006
- Owns 10% to 25% of Torrey Growth & Income Advisors, LLC
Janet Hoover
since June 2023
Torrey Growth & Income Advisors’ regulatory assets grew from $305M (March 2021) to $328M (August 2026); clients rose from 135 to 293 and employees from 2 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| August 2026 | $328M | 293 | 5 | 3 |
| May 2025 | $322M | 246 | 3 | 2 |
| March 2024 | $303M | 246 | 1 | 1 |
| March 2023 | $251M | 221 | 2 | 1 |
| July 2022 | $291M | 221 | 2 | 1 |
| March 2021 | $305M | 135 | 2 | 1 |
Besides its headquarters, Torrey Growth & Income Advisors has 2 offices (1 private residence, listed without an address), with 2 listed addresses in California and District of Columbia.
California · 1 listed address
- 1233 Camino Del Mar, Del MarHQ
District of Columbia · 1 listed address
- 600 Massachusetts Ave NW, Washington
Contact and registration details
- Legal name
- Torrey Growth & Income Advisors, LLC
- Headquarters
- 1233 Camino Del Mar, Del Mar, CA 92014
- Website
- torreygrowth.com
- Phone
- 760-274-2744
- @torrey-growth-income-advisors
- SEC file
- 801-66611
- Founded
- 2006
- Structure
- California LLC
- Fiscal year end
- December
Torrey Growth & Income Advisors uses Charles Schwab ($328M) as custodian for its separately managed accounts. Torrey Growth & Income Advisors has custody of $132M in client assets for 51 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $328M100%
At year end, Torrey Growth & Income Advisors’ separately managed accounts were mostly in stocks (87%). Its reported 13F holdings for the quarter ended 30 June 2026 total $294M across 108 positions; the largest are Qualcomm Inc. (27.0%), Advanced Micro Devices Inc. (10.1%) and Servicenow Inc. (5.6%).
What the accounts hold
- Stocks87%
- Exchange-traded equities86%
- Non-exchange-traded equities1%
- Bonds8%
- Cash5%
Reported 13F holdings
- $294M
- Reported 13F value
- 108
- Positions
- 62.0%
- In the 10 largest
- +23.4%
- Value vs. prior quarter
- Qualcomm Inc.27.0%
- Advanced Micro Devices Inc.10.1%
- Servicenow Inc.5.6%
- American Express CO3.4%
- Direxion Shares ETF Trust · Daily Financial3.1%
- Amazon Com Inc.2.9%
- Oracle Corp.2.7%
- Lam Research Corp.2.6%
- Pfizer Inc.2.5%
- Eli Lilly & CO2.2%
Together, the ten largest are 62.0% of reported value.
How many clients does Torrey Growth & Income Advisors have?
Torrey Growth & Income Advisors has 293 clients and manages $328 million for them, as of August 2026. They include 229 individual clients and 64 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 14 August 2026
What services does Torrey Growth & Income Advisors offer?
Torrey Growth & Income Advisors provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does Torrey Growth & Income Advisors use?
Torrey Growth & Income Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $328M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 August 2026
How many financial advisors does Torrey Growth & Income Advisors have?
Torrey Growth & Income Advisors has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Torrey Growth & Income Advisors invest in?
At the end of its last fiscal year, Torrey Growth & Income Advisors’ separately managed accounts held 86% exchange-traded equities, 8% U.S. government and agency bonds, 5% cash and equivalents and 1% non-exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Torrey Growth & Income Advisors?
Torrey Growth & Income Advisors’ direct owners are George Hoover (75% or more) and Janet Hoover (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 14 August 2026
How does Torrey Growth & Income Advisors get paid?
Torrey Growth & Income Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Torrey Growth & Income Advisors registered with the SEC?
Yes, Torrey Growth & Income Advisors has been registered with the SEC as an investment adviser since 2 May 2006. Its CRD number is 139940 and its SEC file number is 801-66611.
Source: Form ADV Part 1A, Item 1, filed 14 August 2026; IAPD firm record
How do I contact Torrey Growth & Income Advisors?
Torrey Growth & Income Advisors’ main office is at 1233 Camino Del Mar, Del Mar, CA 92014. Its phone number is 760-274-2744. Its website is torreygrowth.com.