The Junk Investment Group provides financial planning, portfolio management for individuals and small businesses, and insurance. Financial planning was provided to 1–10 clients last fiscal year.
The Junk Investment Group reports 264 clients. They include 218 high-net-worth individuals and 46 individual clients. Of its assets, 88.4% ($526M across 215 accounts) are managed with discretion; $69.3M across 49 accounts are not. A wrap fee program the firm both sponsors and manages holds $595M. It advised 3 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 17% | 4% |
| High-net-worth individuals | 83% | 96% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 46 | $23.1M | 3.9% | $502K |
| High-net-worth individuals | 218 | $572M | 96.1% | $2.62M |
| Total | 264 | $595M | 100% | $2.25M |
- Clients
- 46
- Regulatory AUM
- $23.1M
- AUM share
- 3.9%
- Avg. per client
- $502K
- Clients
- 218
- Regulatory AUM
- $572M
- AUM share
- 96.1%
- Avg. per client
- $2.62M
Total
- Clients
- 264
- Regulatory AUM
- $595M
- AUM share
- 100%
- Avg. per client
- $2.25M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 3
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
The Junk Investment Group charges 0.75%–1.00% a year for its Portfolio Management Services. The fee is billed in advance, is negotiable, has a $1,200 annual minimum and requires an account of at least $750,000. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning & Consultation Services
- Fixed-fee planning and consultation begins at a $1,950 minimum, calculated at $325 an hour with a 6-hour minimum.
Eli Adams owns 75% or more of The Junk Investment Group. The leadership team of The Junk Investment Group includes Chief Compliance Officer Eli Adams. It has 6 employees, 2 of them in advisory roles.
Staff
- 6 employees
- 2 in advisory functions
- 2 state-registered reps
- 2 insurance agents
- Owns 75% or more of The Junk Investment Group, LLC
Eli Adams
Control person · since January 2023
The Junk Investment Group’s regulatory assets grew from $422M (February 2021) to $595M (February 2026); clients were 264 in both filings and employees fell from 7 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Feb 2026February 2026 | $595M | 264 | 6 | 1 |
| Mar 2025March 2025 | $527M | 263 | 6 | 1 |
| Mar 2024March 2024 | $419M | 258 | 7 | 1 |
| Jul 2023July 2023 | $355M | 269 | 7 | 1 |
| Jun 2022June 2022 | $491M | 277 | 8 | 1 |
| Feb 2021February 2021 | $422M | 253 | 7 | 1 |
Besides its headquarters, The Junk Investment Group has 0 offices, with 1 listed address in 1 state.
Maryland · 1 listed address
- 307 International Circle, Suite 540, Hunt ValleyHQ
Other business names
The Junk Investment Group has reported 1 other business name to the SEC.
- Perspective Wealth Management
Contact and registration details
- Legal name
- The Junk Investment Group, LLC
- Headquarters
- 307 International Circle, Suite 540, Hunt Valley, MD 21030-1439
- Website
- perspectivewm.com
- Phone
- 410-584-8100
- SEC file
- 801-34480
- Structure
- Maryland LLC
- Fiscal year end
- December
The Junk Investment Group’s named custodian for separately managed accounts is Charles Schwab ($543M). The Junk Investment Group does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $543M100%
At year end, The Junk Investment Group’s separately managed accounts were mostly in funds (91%). Its reported 13F holdings for the quarter ended 30 June 2026 total $226M across 97 positions; the largest are Vanguard World FD (10.3%), Vanguard Index Fds (9.0%) and Vanguard Index Fds (7.2%).
What the accounts hold
- Stocks4%
- Funds91%
- Cash5%
How many clients does The Junk Investment Group have?
The Junk Investment Group has 264 clients and manages $595 million for them, as of February 2026. They include 218 high-net-worth individuals and 46 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 February 2026
What services does The Junk Investment Group offer?
The Junk Investment Group provides financial planning, portfolio management for individuals and small businesses, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does The Junk Investment Group charge?
The Junk Investment Group charges 0.75%–1.00% a year for its Portfolio Management Services. The fee is billed in advance, is negotiable, has a $1,200 annual minimum and requires an account of at least $750,000.
Source: THE JUNK INVESTMENT GROUP ADV PART 2A, filed 9 February 2026
Which custodians does The Junk Investment Group use?
The Junk Investment Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $543M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 February 2026
How many financial advisors does The Junk Investment Group have?
The Junk Investment Group has 2 investment adviser representatives registered with state securities authorities, out of 6 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does The Junk Investment Group invest in?
At the end of its last fiscal year, The Junk Investment Group’s separately managed accounts held 91% registered funds (mutual funds, ETFs, BDCs), 5% cash and equivalents and 4% exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does The Junk Investment Group have a minimum investment?
Yes, The Junk Investment Group’s minimum account size for its Portfolio Management Services is $750K. It charges a $1.2K annual minimum fee.
Source: THE JUNK INVESTMENT GROUP ADV PART 2A, filed 9 February 2026
Who owns The Junk Investment Group?
The Junk Investment Group’s direct owner is Eli Adams (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 9 February 2026
How does The Junk Investment Group get paid?
The Junk Investment Group is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact The Junk Investment Group?
The Junk Investment Group’s main office is at 307 International Circle, Suite 540, Hunt Valley, MD 21030-1439. Its phone number is 410-584-8100. Its website is perspectivewm.com.