Strategent Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Strategent Financial reports 140 clients. They include 106 high-net-worth individuals, 28 individual clients, and 6 pension and profit-sharing plans. Of its assets, 100.0% ($375M across 136 accounts) are managed with discretion. It advised 6 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 20% | 5% |
| High-net-worth individuals | 76% | 94% |
| Pension and profit-sharing plans | 4% | 0% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 28 | $19M | 5.1% | $678K |
| High-net-worth individuals | 106 | $352M | 93.8% | $3.32M |
| Pension and profit-sharing plans | 6 | $0 | 0.0% | $0 |
| Charitable organizations | Fewer than 5 | $1.62M | 0.4% | — |
| Corporations and other businesses | Fewer than 5 | $2.59M | 0.7% | — |
| Total | 140 | $375M | 100% | — |
- Clients
- 28
- Regulatory AUM
- $19M
- AUM share
- 5.1%
- Avg. per client
- $678K
- Clients
- 106
- Regulatory AUM
- $352M
- AUM share
- 93.8%
- Avg. per client
- $3.32M
- Clients
- 6
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- $0
- Clients
- Fewer than 5
- Regulatory AUM
- $1.62M
- AUM share
- 0.4%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $2.59M
- AUM share
- 0.7%
- Avg. per client
- —
Total
- Clients
- 140
- Regulatory AUM
- $375M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 6
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Strategent Financial charges 0.30%–1.00% a year for its Wealth Management Fees. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $10,000 annual minimum. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 1.00% |
| $2M–$3M | 0.80% |
| $3M–$4M | 0.70% |
| $4M–$5M | 0.60% |
| $5M–$6M | 0.40% |
| $6M and above | 0.30% |
Fee details and sources
Other fees
- Financial planning
- Financial planning services are billed at an hourly rate of $250, due on completion of the service.
- Retirement plan advisory
- Retirement plan advisory fees are tiered at 0.75% on the first $1 million, 0.60% to $2 million and 0.45% above, with a $5,000 minimum annual fee, paid quarterly in advance.
Dale Lam owns 50% to 75% of Strategent Financial. The leadership team of Strategent Financial includes Chief Compliance Officer Dale Lam. It has 6 employees, 4 of them in advisory roles.
Leadership
- Dale LamManaging Member, Chief Compliance Officer
- Andrew LamMember
- Abram ShearerMember
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
- Debbie Strauss Byerly
- Andrew Scott Lam
- Dale Scott Lam
- Abram Joshua Shearer
Staff
- 6 employees
- 4 in advisory functions
- 4 state-registered reps
- Owns 50% to 75% of Strategent Financial, LLC
Dale Lam
Control person · since July 2008
- Owns 10% to 25% of Strategent Financial, LLC
Abram Shearer
Control person · since July 2018
- Owns 10% to 25% of Strategent Financial, LLC
Andrew Lam
Control person · since January 2025
Strategent Financial’s regulatory assets grew 2.0× from $189M (January 2021) to $375M (March 2026); clients rose from 105 to 140 and employees from 5 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $375M | 140 | 6 | 1 |
| March 2025 | $297M | 133 | 6 | 1 |
| March 2024 | $263M | 125 | 5 | 1 |
| March 2023 | $228M | 120 | 6 | 1 |
| May 2022 | $244M | 115 | 5 | 1 |
| January 2021 | $189M | 105 | 5 | 1 |
Besides its headquarters, Strategent Financial has 0 offices, with 1 listed address in Virginia.
Virginia · 1 listed address
- 185 Neff Avenue, Suite 102, HarrisonburgHQ
Other business names
Strategent Financial has reported 1 other business name to the SEC.
- Strategent Financial
Contact and registration details
- Legal name
- Strategent Financial, LLC
- Headquarters
- 185 Neff Avenue, Suite 102, Harrisonburg, VA 22801
- Website
- strategentfinancial.com
- Phone
- 540-437-1222
- @strategent-financial-llc
- SEC file
- 801-112356
- Founded
- 2008
- Structure
- Virginia LLC
- Fiscal year end
- December
Strategent Financial uses Charles Schwab ($369M) as custodian for its separately managed accounts. Strategent Financial has custody of $185M in client assets for 106 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $369M100%
At year end, Strategent Financial’s separately managed accounts were mostly in funds (96%). Its reported 13F holdings for the quarter ended 30 June 2026 total $174M across 41 positions; the largest are Vanguard Index Fds (20.4%), J P Morgan Exchange Traded F (15.9%) and Invesco Exch Traded FD TR II (7.9%).
What the accounts hold
- Stocks2%
- Funds96%
- Cash2%
Reported 13F holdings
- $174M
- Reported 13F value
- 41
- Positions
- 76.9%
- In the 10 largest
- +17.9%
- Value vs. prior quarter
- Vanguard Index Fds · S&P 500 ETF Shs20.4%
- J P Morgan Exchange Traded F · US Qualty Fctr15.9%
- Invesco Exch Traded FD TR II · Nasdaq 100 ETF7.9%
- Invesco Qqq TR · Unit Ser 16.9%
- Vanguard Scottsdale Fds · Shrt Trm Corp. BD5.8%
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt5.5%
- American Centy ETF TR · US Large Cap Vlu5.0%
- Dimensional ETF Trust · Intl Core Equity3.6%
- Dimensional ETF Trust · US High Prof ETF3.0%
- Dimensional ETF Trust · US Small Cap ETF3.0%
Together, the ten largest are 76.9% of reported value.
How many clients does Strategent Financial have?
Strategent Financial has 140 clients and manages $375 million for them, as of March 2026. They include 106 high-net-worth individuals, 28 individual clients, and 6 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 20 March 2026
What services does Strategent Financial offer?
Strategent Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Strategent Financial charge?
Strategent Financial charges 0.30%–1.00% a year for its Wealth Management Fees. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $10,000 annual minimum.
Which custodians does Strategent Financial use?
Strategent Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $369M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 March 2026
How many financial advisors does Strategent Financial have?
Strategent Financial has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Strategent Financial invest in?
At the end of its last fiscal year, Strategent Financial’s separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 2% exchange-traded equities and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Strategent Financial?
Strategent Financial’s direct owners are Dale Lam (50% to 75%), Abram Shearer (10% to 25%) and Andrew Lam (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 20 March 2026
How does Strategent Financial get paid?
Strategent Financial is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Strategent Financial registered with the SEC?
Yes, Strategent Financial has been registered with the SEC as an investment adviser since 22 January 2018. Its CRD number is 148173 and its SEC file number is 801-112356.
Source: Form ADV Part 1A, Item 1, filed 20 March 2026; IAPD firm record
How do I contact Strategent Financial?
Strategent Financial’s main office is at 185 Neff Avenue, Suite 102, Harrisonburg, VA 22801. Its phone number is 540-437-1222. Its website is strategentfinancial.com.