Stadion Money Management provides portfolio management for individuals and small businesses, portfolio management for pooled vehicles, and portfolio management for institutions.
Stadion Money Management reports 49,626 clients. They include 49,562 individuals and 64 pooled investment vehicles. Of its assets, 100.0% ($2.69B across 49,626 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $2.63B.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 100% | 55% |
| Pooled investment vehicles | <1% | 45% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 49,562 | $1.47B | 54.7% | $29.7K |
| Pooled investment vehicles | 64 | $1.22B | 45.3% | $19M |
| Total | 49,626 | $2.69B | 100% | $54.2K |
- Clients
- 49,562
- Regulatory AUM
- $1.47B
- AUM share
- 54.7%
- Avg. per client
- $29.7K
- Clients
- 64
- Regulatory AUM
- $1.22B
- AUM share
- 45.3%
- Avg. per client
- $19M
Total
- Clients
- 49,626
- Regulatory AUM
- $2.69B
- AUM share
- 100%
- Avg. per client
- $54.2K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Stadion Money Management is paid through a percentage of assets under management and other compensation; its fees and minimums are set out in its brochures on the SEC website.
Smart Managed Solutions, Inc. owns 75% or more of Stadion Money Management. The leadership team of Stadion Money Management includes President Duane Bernt, Chief Operating Officer Michael Chlan and Chief Compliance Officer Michael Isaac. It has 39 employees, 12 of them in advisory roles.
Staff
- 39 employees
- 12 in advisory functions
- 13 state-registered reps
- Owns 75% or more of Stadion Money Management, LLC
Smart Managed Solutions, Inc.
Control person · since April 2022
- Owns 75% or more of Stadion Money Management, LLC
Smart Pension LTD
Control person · since October 2020
Stadion Money Management’s regulatory assets grew from $2.35B (June 2021) to $2.69B (March 2026); clients rose from 33,193 to 49,626 and employees were 39 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $2.69B | 49,626 | 39 | 1 |
| Mar 2025March 2025 | $2.47B | 47,926 | 39 | 1 |
| Feb 2024February 2024 | $2.33B | 50,984 | 42 | 1 |
| Jun 2023June 2023 | $2.05B | 48,708 | 39 | 1 |
| Jun 2022June 2022 | $2.44B | 49,175 | 41 | 1 |
| Jun 2021June 2021 | $2.35B | 33,193 | 40 | 1 |
Besides its headquarters, Stadion Money Management has 0 offices, with 1 listed address in 1 state.
Georgia · 1 listed address
- 1061 Cliff Dawson RD, WatkinsvilleHQ
Other business names
Stadion Money Management has reported 1 other business name to the SEC.
- Stadion
Contact and registration details
- Legal name
- Stadion Money Management, LLC
- Headquarters
- 1061 Cliff Dawson RD, Watkinsville, GA 30677
- Website
- Not reported
- Phone
- 706-583-5144
- @499318
- SEC file
- 801-45601
- Structure
- Delaware LLC
- Fiscal year end
- December
Stadion Money Management’s named custodians for separately managed accounts include Fifth Third Bancorp ($435M, 37%), State Street Bank & Trust ($334M, 28%) and Ascensus Trust ($216M, 18%). Stadion Money Management does not have custody of client assets.
- Fifth Third BancorpFifth Third Bancorp · Cincinnati, OH · $435M37%
- Ascensus TrustAscensus Trust Company · Fargo, ND · $216M18%
- State Street Bank & TrustState Street Bank & Trust Co · Boston, MA · $334M28%
- Benefit TrustBenefit Trust Company · Overland Park, KS · $188M16%
At year end, Stadion Money Management’s separately managed accounts were mostly in funds (80%). Its reported 13F holdings for the quarter ended 30 June 2026 total $1.16B across 27 positions; the largest are SPDR Series Trust (23.6%), SPDR Index Shs Fds (16.2%) and Invesco Qqq TR (9.4%).
What the accounts hold
- Funds80%
- Other20%
- Stable value and guaranteed investment contracts20%
How many clients does Stadion Money Management have?
Stadion Money Management has 49,626 clients and manages $2.69 billion for them, as of March 2026. They include 49,562 individuals and 64 pooled investment vehicles.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 16 March 2026
What services does Stadion Money Management offer?
Stadion Money Management provides portfolio management for individuals and small businesses, portfolio management for pooled vehicles, and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Stadion Money Management use?
Stadion Money Management’s separately managed account assets are held at Fifth Third Bancorp (Cincinnati, OH), with $435M, State Street Bank & Trust Co (Boston, MA), with $334M, Ascensus Trust Company (Fargo, ND), with $216M and Benefit Trust Company (Overland Park, KS), with $188M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 March 2026
How many financial advisors does Stadion Money Management have?
Stadion Money Management has 13 investment adviser representatives registered with state securities authorities, out of 39 employees, and 12 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Stadion Money Management invest in?
At the end of its last fiscal year, Stadion Money Management’s separately managed accounts held 80% registered funds (mutual funds, ETFs, BDCs) and 20% other. The 20% other category is described as: Stable Value and Guaranteed Investment Contracts.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Stadion Money Management?
Stadion Money Management’s direct owners are Smart Managed Solutions, Inc. (75% or more) and Smart Pension LTD (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 16 March 2026
How does Stadion Money Management get paid?
Stadion Money Management is paid through a percentage of assets under management and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Stadion Money Management?
Stadion Money Management’s main office is at 1061 Cliff Dawson RD, Watkinsville, GA 30677. Its phone number is 706-583-5144.