Smart Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for investment companies, selecting other managers, publishing newsletters, and educational seminars. Financial planning was provided to 1,000 clients last fiscal year.
Smart Wealth reports 1,012 clients. They include 651 individual clients, 339 high-net-worth individuals, and 18 corporations and other businesses. Of its assets, 97.4% ($668M across 3,595 accounts) are managed with discretion; $18.2M across 65 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 64% | 35% |
| High-net-worth individuals | 33% | 52% |
| Investment companies | <1% | 13% |
| Insurance companies | Fewer than 5 | <1% |
| Corporations and other businesses | 2% | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 651 | $242M | 35.2% | $371K |
| High-net-worth individuals | 339 | $355M | 51.7% | $1.05M |
| Investment companies | 4 | $87.4M | 12.7% | $21.9M |
| Insurance companies | Fewer than 5 | $1.11M | 0.2% | — |
| Corporations and other businesses | 18 | $1.61M | 0.2% | $89.7K |
| Total | 1,012 | $686M | 100% | — |
- Clients
- 651
- Regulatory AUM
- $242M
- AUM share
- 35.2%
- Avg. per client
- $371K
- Clients
- 339
- Regulatory AUM
- $355M
- AUM share
- 51.7%
- Avg. per client
- $1.05M
- Clients
- 4
- Regulatory AUM
- $87.4M
- AUM share
- 12.7%
- Avg. per client
- $21.9M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.11M
- AUM share
- 0.2%
- Avg. per client
- —
- Clients
- 18
- Regulatory AUM
- $1.61M
- AUM share
- 0.2%
- Avg. per client
- $89.7K
Total
- Clients
- 1,012
- Regulatory AUM
- $686M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1000
Smart Wealth charges 0.70%–1.50% a year for its Investment Advisory / Portfolio Management Services. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and has a $2,000 annual minimum. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$250K | 1.50% |
| $250K–$500K | 1.30% |
| $500K–$750K | 1.00% |
| $750K–$1M | 0.90% |
| $1M–$2M | 0.85% |
| $2M–$3M | 0.80% |
| $3M–$5M | 0.75% |
| $5M and above | 0.70% |
Fee details and sources
Other fees
- Financial planning and consulting
- Most individual and family plans range from $1,800 to $9,500; high-net-worth, business-owner and advanced plans range from $12,000 to $75,000.
David Brooks owns 75% or more of Smart Wealth. David Brooks is CEO; the leadership team includes Chief Compliance Officer Joshua Cheatle. It has 41 employees, 17 of them in advisory roles.
Staff
- 41 employees
- 17 in advisory functions
- 19 state-registered reps
- 26 insurance agents
- 3 soliciting firms
- Owns 75% or more of Smart Wealth, LLC
David Brooks
Control person · since October 2020
Smart Wealth’s regulatory assets grew 4.1× from $169M (July 2022) to $686M (August 2026); clients rose from 386 to 1,012 and employees from 21 to 41.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Aug 2026August 2026 | $686M | 1,012 | 41 | 2 |
| Apr 2025April 2025 | $440M | 889 | 45 | 2 |
| Jul 2024July 2024 | $303M | 690 | 35 | 2 |
| Jul 2023July 2023 | $211M | 526 | 35 | 1 |
| Jul 2022July 2022 | $169M | 386 | 21 | 1 |
Besides its headquarters, Smart Wealth has 1 office, with 2 listed addresses in 1 state.
Nebraska · 2 listed addresses
- 13815 FNB Parkway, Suite 400, OmahaHQ
- 7321 Plaza CT, Lincoln
Other business names
Smart Wealth has reported 2 other business names to the SEC.
- Retire Smart
- Smart Private Wealth Partners
Contact and registration details
- Legal name
- Smart Wealth, LLC
- Headquarters
- 13815 FNB Parkway, Suite 400, Omaha, NE 68154
- Website
- gettaxsmart.com
- Phone
- 402-369-7777
- @getretiresmart
- SEC file
- 801-122372
- Structure
- Nebraska LLC
- Fiscal year end
- December
Smart Wealth’s named custodians for separately managed accounts are Fidelity ($517M, 89%), Charles Schwab ($60.7M, 10%) and Altruist ($1.48M, 0%). Smart Wealth does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · West Lake, TX · $60.7M10%
- FidelityNational Financial Services LLC · Boston, MA · $517M89%
- AltruistAltruist Financial LLC · Culver City, CA · $1.48M0%
At year end, Smart Wealth’s separately managed accounts were mostly in stocks (91%). Its reported 13F holdings for the quarter ended 30 June 2026 total $464M across 222 positions; the largest are Pimco ETF TR (6.3%), Nvidia Corporation (3.3%) and iShares TR (2.3%).
What the accounts hold
- Stocks91%
- Bonds5%
- Cash4%
How many clients does Smart Wealth have?
Smart Wealth has 1,012 clients and manages $686 million for them, as of August 2026. They include 651 individual clients, 339 high-net-worth individuals, and 18 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 31 August 2026
What services does Smart Wealth offer?
Smart Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for investment companies, selecting other managers, publishing newsletters, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Smart Wealth charge?
Smart Wealth charges 0.70%–1.50% a year for its Investment Advisory / Portfolio Management Services. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and has a $2,000 annual minimum.
Which custodians does Smart Wealth use?
Smart Wealth’s separately managed account assets are held at National Financial Services LLC (Boston, MA), with $517M, Charles Schwab & Co., Inc. (West Lake, TX), with $60.7M and Altruist Financial LLC (Culver City, CA), with $1.48M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 August 2026
How many financial advisors does Smart Wealth have?
Smart Wealth has 19 investment adviser representatives registered with state securities authorities, out of 41 employees, and 17 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 26 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Smart Wealth invest in?
At the end of its last fiscal year, Smart Wealth’s separately managed accounts held 91% exchange-traded equities, 5% U.S. government and agency bonds and 4% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Smart Wealth?
Smart Wealth’s direct owner is David Brooks (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 31 August 2026
How does Smart Wealth get paid?
Smart Wealth is paid through a percentage of assets under management, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Smart Wealth?
Smart Wealth’s main office is at 13815 FNB Parkway, Suite 400, Omaha, NE 68154. Its phone number is 402-369-7777. Its website is gettaxsmart.com.