Smallwood Wealth Investment Management provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 251–500 clients last fiscal year.
Smallwood Wealth Investment Management reports 458 clients. They include 331 individual clients, 110 high-net-worth individuals, and 11 corporations and other businesses. Of its assets, 100.0% ($339M across 1,119 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $339M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 72% | 31% |
| High-net-worth individuals | 24% | 58% |
| Pension and profit-sharing plans | <1% | <1% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | 2% | 10% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 331 | $104M | 30.7% | $315K |
| High-net-worth individuals | 110 | $196M | 57.8% | $1.78M |
| Pension and profit-sharing plans | Fewer than 5 | $2.09M | 0.6% | $698K |
| Charitable organizations | Fewer than 5 | $2.42M | 0.7% | $805K |
| Corporations and other businesses | 11 | $34.2M | 10.1% | $3.1M |
| Total | 458 | $339M | 100% | — |
- Clients
- 331
- Regulatory AUM
- $104M
- AUM share
- 30.7%
- Avg. per client
- $315K
- Clients
- 110
- Regulatory AUM
- $196M
- AUM share
- 57.8%
- Avg. per client
- $1.78M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.09M
- AUM share
- 0.6%
- Avg. per client
- $698K
- Clients
- Fewer than 5
- Regulatory AUM
- $2.42M
- AUM share
- 0.7%
- Avg. per client
- $805K
- Clients
- 11
- Regulatory AUM
- $34.2M
- AUM share
- 10.1%
- Avg. per client
- $3.1M
Total
- Clients
- 458
- Regulatory AUM
- $339M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Smallwood Wealth Investment Management charges 0.50%–1.55% a year for its Portfolio Management Fees. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Initial plan fixed fees run $1,050 to $14,000, updates $450 to $6,500, or hourly fees $200 to $525.
- Pension Consulting
- Fees are 0.50% to 1.55% of plan assets, negotiable.
John L. Smallwood, SR Investment Trust owns 75% or more of Smallwood Wealth Investment Management and is in turn owned by John Smallwood (75% or more). The leadership team of Smallwood Wealth Investment Management includes Chief Compliance Officer John Smallwood. It has 12 employees, 5 of them in advisory roles.
Leadership
- John SmallwoodChief Compliance Officer
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
- Christine A Flynn
- Robert Marks
- Christopher Smallwood
- Jared Smallwood
- John Lewis Smallwood
- John Lewis Smallwood
Staff
- 12 employees
- 5 in advisory functions
- 5 state-registered reps
- 1 broker-dealer rep
- 8 insurance agents
- Owns 75% or more of Smallwood Wealth Investment Management, LLC
John L. Smallwood, SR Investment Trust
Control person · since June 2017
- Owns 75% or more of John L. Smallwood, SR Investment Trust
John Smallwood
Control person · since June 2017
Smallwood Wealth Investment Management’s regulatory assets grew 1.7× from $194M (July 2021) to $339M (March 2026); clients rose from 295 to 458 and employees from 2 to 12.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $339M | 458 | 12 | 1 |
| April 2025 | $295M | 407 | 12 | 1 |
| July 2024 | $263M | 379 | 8 | 1 |
| July 2023 | $247M | 362 | 6 | 1 |
| July 2022 | $233M | 339 | 4 | 1 |
| July 2021 | $194M | 295 | 2 | 1 |
Besides its headquarters, Smallwood Wealth Investment Management has 0 offices, with 1 listed address in New Jersey.
New Jersey · 1 listed address
- 199 Broad Street, Red BankHQ
Other business names
Smallwood Wealth Investment Management has reported 1 other business name to the SEC.
- Smallwood Wealth Management
Contact and registration details
- Legal name
- Smallwood Wealth Investment Management, LLC
- Headquarters
- 199 Broad Street, Red Bank, NJ 07701
- Website
- smallwoodassociates.com
- Phone
- 732-542-1565
- @smallwood-wealth-management
- SEC file
- 801-110658
- Structure
- New Jersey LLC
- Fiscal year end
- December
Smallwood Wealth Investment Management uses Charles Schwab ($339M) as custodian for its separately managed accounts. Smallwood Wealth Investment Management has custody of $176M in client assets for 355 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $339M100%
At year end, Smallwood Wealth Investment Management’s separately managed accounts were mostly in funds (60%) and stocks (27%). Its reported 13F holdings for the quarter ended 30 June 2026 total $229M across 529 positions; the largest are iShares TR (25.0%), Apple Inc. (5.8%) and Vanguard Index Fds (4.9%).
What the accounts hold
- Stocks27%
- Exchange-traded equities25%
- Non-exchange-traded equities2%
- Funds60%
- Bonds7%
- Investment grade corporate bonds4%
- U.S. government and agency bonds1%
- State and local bonds1%
- High-yield corporate bonds1%
- Cash6%
Reported 13F holdings
- $229M
- Reported 13F value
- 529
- Positions
- 59.4%
- In the 10 largest
- +20.6%
- Value vs. prior quarter
- iShares TR · Core S&P Ttl Stk25.0%
- Apple Inc.5.8%
- Vanguard Index Fds · Total Stk Mkt4.9%
- Dbx ETF TR · Xtrack MSCI Eafe4.8%
- Vanguard Index Fds · Mcap VL Idxvip3.9%
- EA Series Trust · Freedom 100 EM3.7%
- J P Morgan Exchange Traded F · Hedg Equ Lad ETF3.2%
- Capital Group Dividend Value · Shs Creat Unit3.0%
- Pgim ETF TR · Pgim Ultra SH BD3.0%
- Capital Group Gbl Growth EQT · Shs Creat Unit2.2%
Together, the ten largest are 59.4% of reported value.
How many clients does Smallwood Wealth Investment Management have?
Smallwood Wealth Investment Management has 458 clients and manages $339 million for them, as of March 2026. They include 331 individual clients, 110 high-net-worth individuals, and 11 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 13 March 2026
What services does Smallwood Wealth Investment Management offer?
Smallwood Wealth Investment Management provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Smallwood Wealth Investment Management charge?
Smallwood Wealth Investment Management charges 0.50%–1.55% a year for its Portfolio Management Fees. The fee is billed in advance and is negotiable.
Source: ADV PART 2A- SMALLWOOD WEALTH INVESTMENT MANAGEMENT, LLC, filed 13 March 2026
Which custodians does Smallwood Wealth Investment Management use?
Smallwood Wealth Investment Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $339M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 March 2026
How many financial advisors does Smallwood Wealth Investment Management have?
Smallwood Wealth Investment Management has 5 investment adviser representatives registered with state securities authorities, out of 12 employees, and 5 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 8 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Smallwood Wealth Investment Management invest in?
At the end of its last fiscal year, Smallwood Wealth Investment Management’s separately managed accounts held 60% registered funds (mutual funds, ETFs, BDCs), 25% exchange-traded equities, 6% cash and equivalents, 4% investment grade corporate bonds, 2% non-exchange-traded equities, 1% U.S. government and agency bonds, 1% state and local bonds and 1% high-yield corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Smallwood Wealth Investment Management?
Smallwood Wealth Investment Management is owned through a trust by John Smallwood. Its direct owner is John L. Smallwood, SR Investment Trust (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 13 March 2026
How does Smallwood Wealth Investment Management get paid?
Smallwood Wealth Investment Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Smallwood Wealth Investment Management?
Smallwood Wealth Investment Management’s main office is at 199 Broad Street, Red Bank, NJ 07701. Its phone number is 732-542-1565. Its website is smallwoodassociates.com.