Silver Oak Securities provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers. Financial planning was provided to 101–250 clients last fiscal year.
Silver Oak Securities reports 8,746 clients. They include 8,183 individual clients, 448 high-net-worth individuals, and 92 corporations and other businesses. Of its assets, 98.2% ($2.4B across 15,006 accounts) are managed with discretion; $44.5M across 87 accounts are not. It advised 42 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 94% | 59% |
| High-net-worth individuals | 5% | 39% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | 1% | 2% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 8,183 | $1.45B | 59.4% | $178K |
| High-net-worth individuals | 448 | $954M | 39.0% | $2.13M |
| Charitable organizations | 23 | $3.38M | 0.1% | $147K |
| Corporations and other businesses | 92 | $37.2M | 1.5% | $405K |
| Total | 8,746 | $2.45B | 100% | $280K |
- Clients
- 8,183
- Regulatory AUM
- $1.45B
- AUM share
- 59.4%
- Avg. per client
- $178K
- Clients
- 448
- Regulatory AUM
- $954M
- AUM share
- 39.0%
- Avg. per client
- $2.13M
- Clients
- 23
- Regulatory AUM
- $3.38M
- AUM share
- 0.1%
- Avg. per client
- $147K
- Clients
- 92
- Regulatory AUM
- $37.2M
- AUM share
- 1.5%
- Avg. per client
- $405K
Total
- Clients
- 8,746
- Regulatory AUM
- $2.45B
- AUM share
- 100%
- Avg. per client
- $280K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 42
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Silver Oak Securities is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees); its fees and minimums are set out in its brochures on the SEC website.
William Elliston II Hopkins owns 25% to 50% of Silver Oak Securities. The leadership team of Silver Oak Securities includes President William Elliston II Hopkins, Chief Financial Officer George Thomas Allen III and Chief Compliance Officer William Nolan Reuther. It has 103 employees.
Leadership
- William Elliston II HopkinsPresident, Secretary
- David Hudson MelendyVice President Advisory Services
- George Thomas Allen IIIFINOP, Chief Financial Officer
- William Nolan ReutherChief Compliance Officer
- Jerry Dean ShobeShareholder
- Andrew Robert WallaceShareholder
Investment adviser representatives
117 representatives listed in the SEC register as of 9 October 2026.
- Robert Parks Ahler
- James Douglas Anderson
- John E Banko
- Lori Marceil Barone
- Kathleen Barrett
- Eric Charles Beittel
- Jerald Anthony Bennett
- Zachary Nathaniel Bennett
- Bruce Andrew Berman
- William Jeffrey Bingham
- Kevin Dennis Biven
- Sean Tyler Biven
- Shirley Jean Borden
- Jamison Carl Edward Bowman SR
- Billy Charles Brown
- Zachary Scott Buckland
- Dominic Francis Cespino
- Charles Jefferson Christian
- Preston Christian
- John Christopher Cogswell
- Craig R Coker
- Keith Edward Condemi
- James Brandon Creech
- Clarence Shayne Daniels
- Adam James Dekker
- Danny Delgado
- Gary Warren Dorsey
- Nicolas George Dumas
- David Howard Eblen II
- Robert Frances Edgin
- Thomas Faircloth
- Homer Andrew Farr III
- David Florent Feltz
- Charles Howard Fitzpatrick
- Charlotte W. Gaines
- James Marion Garrison
- Anthony Gedwill
- Brent Allen Gorter
- Charles Franklin Gray
- Jeffrey Lewis Green
- Richard Gregory Grucz
- Oren Guzman
- Martin Lawrence Hearn SR
- Erik Steffen Hoffman
- Alex Justin Holliman
- Dennis Edward Holliman
- William Harvey Holt JR
- Grace Pulley Hooper
- William Elliston Hopkins II
- Patrick William Horwitz
- Brian David Hosan
- John Carroll Hutchins IV
- Edwin Henry Jaffe
- Robert William Jaffe
- Aaron Johnson
- Brian Ray Johnson
- Christopher Landon Jones
- Michael Lee Jones
- Michael Douglass Jones
- Stacia Jo Jones
- Dwight W. Kimber
- Adam Robert Koson
- James C Kreid
- Gary W Lavallee
- Joseph L Leon
- Thomas George Lockmund
- Richard Hay Madden
- Kyle Paul Mahle
- Andrew D Martin
- Thomas Edward McGuire
- Edwin Alexander McKnight
- Ed Tiencken McManus
- David Hudson Melendy
- Sharon Elaine Melville
- Ryan Matthew Middleton
- Michael Eugene Moffitt
- James Landon Moore
- Larry Jay Moss
- Paul David Mulholland
- William Carlson Nagy
- Nathaniel James Napier
- Tiberiu Negulescu
- Grafton Paul Newman JR
- Michael Tosh Newman
- Marc Andre Noonan
- David A Over
- David Alan Over Jr
- Nicholas Anthony Pfeiffer
- Jonathan Dexter Polson
- Larry Andrew Prislovsky
- Randolph Earl Railey
- William Nolan Reuther
- Robert Normand Richard JR
- Marc Victor Rosenblum
- Jennifer Anne Rushing
- Jeremy Michael Saham
- Grant Mitchell Schrock
- Joanna Scardina Slade
- Alvin Kenneth Smith II
- Joshua Smith
- Anita Marie Sopenoff
- Jerry Leo Spivey
- Matthew Lee Stange
- Curtis Duane Stoltzfus
- Michael Jude Sullivan
- Kevin Tavas
- Jeremy Charles Tims
- Paul Raymond Tingley
- Robert Daniel Voegeli
- Andrew Robert Wallace
- Bryce M Wandell
- Scott Brooks Wicker JR
- Jon Raymond Winteregg
- Robert Murry Young
- Zachary Allen Zettergren
- George Herbert Zook
- Samuel Zurcher
Staff
- 103 employees
- 103 in advisory functions
- 103 state-registered reps
- 95 broker-dealer reps
- 89 insurance agents
- 2 soliciting firms
- Owns 25% to 50% of Silver Oak Securities Incorporated
William Elliston II Hopkins
Control person · since January 1998
- Owns 10% to 25% of Silver Oak Securities Incorporated
George Thomas Allen III
Control person · since January 2000
- Owns 10% to 25% of Silver Oak Securities Incorporated
Andrew Robert Wallace
since November 2024
- Owns 5% to 10% of Silver Oak Securities Incorporated
William Michael Roberts
since May 2007
- Owns 5% to 10% of Silver Oak Securities Incorporated
Jerry Dean Shobe
since May 2006
Silver Oak Securities’ regulatory assets grew 3.2× from $766M (June 2021) to $2.45B (September 2026); clients rose from 6,788 to 8,746 and employees from 70 to 103.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $2.45B | 8,746 | 103 | 86 |
| July 2025 | $2.03B | 8,671 | 106 | 83 |
| April 2024 | $1.46B | 10,098 | 105 | 77 |
| July 2023 | $1.09B | 10,178 | 96 | 76 |
| June 2022 | $1.03B | 7,785 | 95 | 76 |
| June 2021 | $766M | 6,788 | 70 | 41 |
Besides its headquarters, Silver Oak Securities has 85 offices (2 private residences, listed without an address), with 24 listed addresses across 11 states.
Tennessee · 7 listed addresses
- 403 N. Parkway, Ste. 101, JacksonHQ
- 6363 Poplar Avenue, Memphis
- 1402 East Center St, Kingsport
- 9729 Cogdill RD, Knoxville
- 205 Powell Place, Brentwood
- 1331 Union Ave, Memphis
- 1800 South Rutherford BLVD, Murfreesboro
Kentucky · 5 listed addresses
- 7310 Turfway Road, Florence
- 4350 Brownsboro Road, Louiisville
- 75 Cavalier BLVD, Florence
- 101 N 7th Street, Louisville
- 1600 Scottsville RD, Bowling Green
Illinois · 2 listed addresses
- 6035 N. Knoxville Avenue, Peoria
- 1000 Skokie BLVD, Wilmette
Ohio · 2 listed addresses
- 11260 Chester Road, Ste 850, Cincinnati
- 26300 Cedar RD, Beachwood
Pennsylvania · 2 listed addresses
- 955 W Main St, Mount Joy
- 12106 Centennial Station, Warminster
Arizona · 1 listed address
- 2705 S. Alma School Road, Chandler
Colorado · 1 listed address
- 5881 N. Academy BLVD, Colorado Springs
Indiana · 1 listed address
- 720 Executive Park DR, Greenwood
Iowa · 1 listed address
- 604 W. Adams Street, Creston
South Carolina · 1 listed address
- 3 Caledon Court, Greenville
Utah · 1 listed address
- 2150 E 1300 S, Salt Lake City
Other business names
Silver Oak Securities has reported 71 other business names to the SEC.
- American Cornerstone Group, Inc.
- Ams Financial Group
- Arbor Financial Advisors
- Armor Financial, Group
- Asset Planning Services, Inc.
- B&H Wealth
- Barone Financial Group
- Benefit Financial Services, LLC
- Bennett & Bennett Financial, LLC
- Big Rock Wealth Advisors
- Biven Financial Services
- Brown Financial Services
Show all 71 names
- Carolinas Wealth Management
- Chancery Financial Advisors
- Clover Wealth Partners
- Coker Wealth Management, LLC
- Comprehensive Financial Strategies, LLC
- Coram Deo Advisors
- Cornerstone Financial Group
- Creech Wealth Management
- D & B Accounting & Financial Group, PLLC
- Dekker Financial Services
- East Financial
- Ejc Insurance and Financial
- F3 Advisors
- Family Wealth Advisory
- Financial Resource Advisors
- Financial Service Associates
- Garrison Investment Strategies
- Gary W Dorsey and Associates
- Grucz Financial
- Hearn Wealth Management
- Holliman Group
- JMS Financial Solutions, LLC
- Jaffe Wealth Management & Consulting Inc.
- Joanna Slade, Clu?, CFP?, Ea
- L.P. Financial Advisors, Inc.
- Lamon & Wallace
- Ledgerock Advisors, LLC
- Leon Financial Group
- Lifetime Financial Group, Inc.
- Lifetime Financial Solutions, Inc.
- Lockmund Financial Group
- Magnate Wealth
- McKnight Advisory Group, Inc.
- Middleton Financial
- Moss Wealth Advisors, LLC
- Motive Financial Services
- New Financial Concepts, Inc.
- Nicolas George Financial
- Peak Wealth Advisors
- Portfolio Ia
- Railey Financial Service
- Retirement Security Group
- Schrock Financial LLC
- Secure Retirement Advisors, LLC
- Smart Plan Financial
- Solid Rock Retirement Strategies
- Southern Trust Wealth Management
- Spivey Financial Group
- Stoltzfus Financial
- Tallgrass Wealth Management
- Trinitas Financial Partners
- Trunorth Investment Management
- Vision Asset Management
- Vision401k LLC
- Wealth Coach Financial
- Wicker Financial Group
- Winteregg and Associates
- Zettergren Financial Group
- Zook Financial
Contact and registration details
- Legal name
- Silver Oak Securities Incorporated
- Headquarters
- 403 N. Parkway, Ste. 101, Jackson, TN 38305
- Website
- silveroaksecurities.com
- Phone
- 731-668-3825
- @silveroaksecurities
- SEC file
- 801-71178
- Structure
- Tennessee corporation
- Fiscal year end
- December
Silver Oak Securities uses Charles Schwab ($1.42B) as custodian for its separately managed accounts. Silver Oak Securities does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $1.42B100%
At year end, Silver Oak Securities’ separately managed accounts were mostly in funds (68%) and stocks (20%). Its reported 13F holdings for the quarter ended 30 June 2026 total $1.65B across 830 positions; the largest are Capital Group Core Equity ET (2.7%), First TR Exchange-traded FD (2.2%) and Victory Portfolios II (2.1%).
What the accounts hold
- Stocks20%
- Funds68%
- Bonds4%
- U.S. government and agency bonds2%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash7%
- Other1%
- Derivatives1%
Reported 13F holdings
- $1.65B
- Reported 13F value
- 830
- Positions
- 18.4%
- In the 10 largest
- +20.4%
- Value vs. prior quarter
- Capital Group Core Equity ET · Shs Creat Unit2.7%
- First TR Exchange-traded FD · Cap Strength ETF2.2%
- Victory Portfolios II · Vcshs US EQ Incm2.1%
- Capital Group Dividend Value · Shs Creat Unit2.1%
- Apple Inc.2.0%
- Nvidia Corporation1.7%
- Invesco Qqq TR · Unit Ser 11.6%
- First TR Exchange Traded FD · Risng Divd Achiv1.5%
- Victory Portfolios II · Vcshs US 500 Enh1.4%
- Caterpillar Inc.1.3%
Together, the ten largest are 18.4% of reported value.
How many clients does Silver Oak Securities have?
Silver Oak Securities has 8,746 clients and manages $2.45 billion for them, as of September 2026. They include 8,183 individual clients, 448 high-net-worth individuals, and 92 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 September 2026
What services does Silver Oak Securities offer?
Silver Oak Securities provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Silver Oak Securities use?
Silver Oak Securities’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $1.42B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 September 2026
How many financial advisors does Silver Oak Securities have?
Silver Oak Securities has 103 investment adviser representatives registered with state securities authorities, out of 103 employees, and 103 perform investment advisory functions. 95 employees are registered representatives of a broker-dealer and 89 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Silver Oak Securities invest in?
At the end of its last fiscal year, Silver Oak Securities’ separately managed accounts held 68% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 7% cash and equivalents, 2% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds and 1% derivatives.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Silver Oak Securities?
Silver Oak Securities’ direct owners are George Thomas Allen III, William Elliston II Hopkins, William Michael Roberts, Jerry Dean Shobe and Andrew Robert Wallace, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 9 September 2026
How does Silver Oak Securities get paid?
Silver Oak Securities is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Silver Oak Securities registered with the SEC?
Yes, Silver Oak Securities has been registered with the SEC as an investment adviser since 16 April 2010. Its CRD number is 46947 and its SEC file number is 801-71178.
Source: Form ADV Part 1A, Item 1, filed 9 September 2026; IAPD firm record
How do I contact Silver Oak Securities?
Silver Oak Securities’ main office is at 403 N. Parkway, Ste. 101, Jackson, TN 38305. Its phone number is 731-668-3825. Its website is silveroaksecurities.com.