Seed Wealth Management provides portfolio management for individuals and small businesses.
Seed Wealth Management reports 34 clients. They include 29 high-net-worth individuals and 5 individual clients. Of its assets, 100.0% ($189M across 34 accounts) are managed with discretion. It advised 31 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 15% | 1% |
| High-net-worth individuals | 85% | 99% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 5 | $2.8M | 1.5% | $560K |
| High-net-worth individuals | 29 | $186M | 98.5% | $6.41M |
| Total | 34 | $189M | 100% | $5.55M |
- Clients
- 5
- Regulatory AUM
- $2.8M
- AUM share
- 1.5%
- Avg. per client
- $560K
- Clients
- 29
- Regulatory AUM
- $186M
- AUM share
- 98.5%
- Avg. per client
- $6.41M
Total
- Clients
- 34
- Regulatory AUM
- $189M
- AUM share
- 100%
- Avg. per client
- $5.55M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 31
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Seed Wealth Management charges 0.30% a year for its Investment Management. The fee is billed in arrears, is negotiable and requires an account of at least $3,000,000.
Fee details and sources
Jonathan Seed owns 75% or more of Seed Wealth Management. The leadership team of Seed Wealth Management includes President Jonathan Seed. It has 2 employees, 1 of them in advisory roles.
Leadership
- Jonathan SeedPresident/Chief Compliance Officer
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
Staff
- 2 employees
- 1 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Seed Wealth Management, Inc.
Jonathan Seed
Control person · since June 2014
Seed Wealth Management’s regulatory assets grew 1.5× from $124M (June 2022) to $189M (March 2026); clients rose from 29 to 34 and employees were 2 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $189M | 34 | 2 | 3 |
| March 2025 | $171M | 31 | 2 | 3 |
| February 2024 | $147M | 29 | 2 | 3 |
| February 2023 | $133M | 30 | 2 | 3 |
| June 2022 | $124M | 29 | 2 | 3 |
Besides its headquarters, Seed Wealth Management has 2 offices (2 private residences, listed without an address), with 1 listed address with no US state reported.
Contact and registration details
- Legal name
- Seed Wealth Management, Inc.
- Headquarters
- Not reported
- Website
- seedwealthmgmt.com
- Phone
- 312-771-6900
- @4826265
- SEC file
- 801-123622
- Structure
- Illinois corporation
- Fiscal year end
- December
Seed Wealth Management uses Charles Schwab ($189M) as custodian for its separately managed accounts. Seed Wealth Management does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $189M100%
At year end, Seed Wealth Management’s separately managed accounts were mostly in stocks (86%). Its reported 13F holdings for the quarter ended 30 June 2026 total $158M across 100 positions; the largest are EA Series Trust (25.8%), Janus Detroit Str TR (4.9%) and EA Series Trust (4.4%).
What the accounts hold
- Stocks86%
- Funds5%
- Bonds5%
- Investment grade corporate bonds3%
- U.S. government and agency bonds1%
- State and local bonds1%
- Cash1%
- Other3%
- Alternative investments3%
Reported 13F holdings
- $158M
- Reported 13F value
- 100
- Positions
- 57.5%
- In the 10 largest
- +8.7%
- Value vs. prior quarter
- EA Series Trust · Alpha Architect25.8%
- Janus Detroit Str TR · Henderson Mtg4.9%
- EA Series Trust · Alpha Arch 1-34.4%
- American Centy ETF TR · US Sml CP Valu4.1%
- Pgim ETF TR · Pgim Ultra SH BD3.9%
- Schwab Strategic TR · US Brd Mkt ETF3.5%
- Vanguard Mun BD Fds · Intermediate Trm3.2%
- EA Series Trust · Alpha Architect3.1%
- Schwab Strategic TR · US Tips ETF2.7%
- SPDR Series Trust · ST Str Backe ETF2.0%
Together, the ten largest are 57.5% of reported value.
How many clients does Seed Wealth Management have?
Seed Wealth Management has 34 clients and manages $189 million for them, as of March 2026. They include 29 high-net-worth individuals and 5 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 24 March 2026
What services does Seed Wealth Management offer?
Seed Wealth Management provides portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Seed Wealth Management charge?
Seed Wealth Management charges 0.30% a year for its Investment Management. The fee is billed in arrears, is negotiable and requires an account of at least $3,000,000.
Which custodians does Seed Wealth Management use?
Seed Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $189M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026
How many financial advisors does Seed Wealth Management have?
Seed Wealth Management has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Seed Wealth Management invest in?
At the end of its last fiscal year, Seed Wealth Management’s separately managed accounts held 86% exchange-traded equities, 5% registered funds (mutual funds, ETFs, BDCs), 3% investment grade corporate bonds, 3% other, 1% U.S. government and agency bonds, 1% state and local bonds and 1% cash and equivalents. The 3% other category is described as: Alternative Investments.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Seed Wealth Management have a minimum investment?
Yes, Seed Wealth Management’s minimum account size for its Investment Management is $3M.
Who owns Seed Wealth Management?
Seed Wealth Management’s direct owner is Jonathan Seed (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 24 March 2026
How does Seed Wealth Management get paid?
Seed Wealth Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Seed Wealth Management?
Its phone number is 312-771-6900. Its website is seedwealthmgmt.com.