Schuylkill Financial provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 101–250 clients last fiscal year.
Schuylkill Financial reports 127 clients. They include 77 individual clients, 49 high-net-worth individuals and 1 investment company. Of its assets, 100.0% ($124M across 367 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 61% | 30% |
| High-net-worth individuals | 39% | 70% |
| Investment companies | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 77 | $37.4M | 30.3% | $486K |
| High-net-worth individuals | 49 | $86.2M | 69.7% | $1.76M |
| Investment companies | 1 | $11.6K | 0.0% | $11.6K |
| Total | 127 | $124M | 100% | $973K |
- Clients
- 77
- Regulatory AUM
- $37.4M
- AUM share
- 30.3%
- Avg. per client
- $486K
- Clients
- 49
- Regulatory AUM
- $86.2M
- AUM share
- 69.7%
- Avg. per client
- $1.76M
- Clients
- 1
- Regulatory AUM
- $11.6K
- AUM share
- 0.0%
- Avg. per client
- $11.6K
Total
- Clients
- 127
- Regulatory AUM
- $124M
- AUM share
- 100%
- Avg. per client
- $973K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Schuylkill Financial charges up to 1.50% a year for its Asset Management. The fee is billed in arrears, is negotiable and requires an account of at least $250,000. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting
- Hourly financial planning and consulting at $300 per hour, against an estimated plan fee that is billed on completion of the plan.
Christopher Makosch owns 50% to 75% of Schuylkill Financial. It has 2 employees.
Leadership
Jason LazurickPartner
Christopher MakoschPartner/CCO
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- 2 insurance agents
- Owns 50% to 75% of Schuylkill Financial, LLC
Christopher Makosch
Control person · since January 2007
- Owns 50% to 75% of Schuylkill Financial, LLC
Jason Lazurick
Control person · since January 2007
Besides its headquarters, Schuylkill Financial has 1 office, with 2 listed addresses in Pennsylvania.
Pennsylvania · 2 listed addresses
- 1290 Broadcasting RD, WyomissingHQ
- 600 Eagleview BLVD., Exton
Contact and registration details
- Legal name
- Schuylkill Financial, LLC
- Headquarters
- 1290 Broadcasting RD, Wyomissing, PA 19610
- Website
- schuylkillfinancial.com
- Phone
- 610-670-1656
- @9699642
- SEC file
- 801-135798
- Structure
- Pennsylvania LLC
- Fiscal year end
- December
Schuylkill Financial uses Fidelity ($124M) as custodian for its separately managed accounts. Schuylkill Financial does not have custody of client assets.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $124M100%
At year end, Schuylkill Financial’s separately managed accounts were mostly in stocks (77%) and funds (16%). Its reported 13F holdings for the quarter ended 30 June 2026 total $108M across 66 positions; the largest are iShares TR (10.1%), Fidelity Merrimack Str TR (9.1%) and Vanguard BD Index Fds (8.6%).
What the accounts hold
- Stocks77%
- Funds16%
- Cash7%
Reported 13F holdings
- $108M
- Reported 13F value
- 66
- Positions
- 57.1%
- In the 10 largest
- —
- Value vs. prior quarter
- iShares TR · Core S&P500 ETF10.1%
- Fidelity Merrimack Str TR · Total BD ETF9.1%
- Vanguard BD Index Fds · Total Bnd Mrkt8.6%
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt6.4%
- iShares TR · Core MSCI Eafe6.3%
- iShares TR · Eafe Value ETF3.8%
- Vanguard Whitehall Fds · High Div Yld3.6%
- Capital Grp Fixed Incm ETF T · US Multi-sector3.1%
- Invesco Exchange Traded FD T · S&P500 Eql Wgt3.1%
- Pimco ETF TR · Multisector BD3.0%
Together, the ten largest are 57.1% of reported value.
How many clients does Schuylkill Financial have?
Schuylkill Financial has 127 clients and manages $124 million for them, as of March 2026. They include 77 individual clients, 49 high-net-worth individuals and 1 investment company.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 March 2026
What services does Schuylkill Financial offer?
Schuylkill Financial provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Schuylkill Financial charge?
Schuylkill Financial charges up to 1.50% a year for its Asset Management. The fee is billed in arrears, is negotiable and requires an account of at least $250,000.
Which custodians does Schuylkill Financial use?
Schuylkill Financial’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $124M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 March 2026
How many financial advisors does Schuylkill Financial have?
Schuylkill Financial has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Schuylkill Financial invest in?
At the end of its last fiscal year, Schuylkill Financial’s separately managed accounts held 77% exchange-traded equities, 16% registered funds (mutual funds, ETFs, BDCs) and 7% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Schuylkill Financial have a minimum investment?
Yes, Schuylkill Financial’s minimum account size for its Asset Management is $250K.
Who owns Schuylkill Financial?
Schuylkill Financial’s direct owners are Christopher Makosch (50% to 75%) and Jason Lazurick (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 9 March 2026
How does Schuylkill Financial get paid?
Schuylkill Financial is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Schuylkill Financial?
Schuylkill Financial’s main office is at 1290 Broadcasting RD, Wyomissing, PA 19610. Its phone number is 610-670-1656. Its website is schuylkillfinancial.com.