Schaefer Financial Management provides financial planning, portfolio management for individuals and small businesses, divorce planning, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 251–500 clients last fiscal year.
Schaefer Financial Management reports 446 clients. They include 233 high-net-worth individuals and 213 individual clients. Of its assets, 0.0% ($0 across 0 accounts) are managed with discretion; $1.11B across 1,776 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 48% | 9% |
| High-net-worth individuals | 52% | 91% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 213 | $95.5M | 8.6% | $449K |
| High-net-worth individuals | 233 | $1.02B | 91.4% | $4.37M |
| Total | 446 | $1.11B | 100% | $2.5M |
- Clients
- 213
- Regulatory AUM
- $95.5M
- AUM share
- 8.6%
- Avg. per client
- $449K
- Clients
- 233
- Regulatory AUM
- $1.02B
- AUM share
- 91.4%
- Avg. per client
- $4.37M
Total
- Clients
- 446
- Regulatory AUM
- $1.11B
- AUM share
- 100%
- Avg. per client
- $2.5M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Schaefer Financial Management charges 0.20%–1.00% a year for its Investment Management, Quarterly Reviews. The fee is billed in arrears and requires an account of at least $500,000. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Annual Review Fee
- For clients without quarterly reviews, an annual review fee of 0.5% of investment assets with a minimum of $1,250 per year, not negotiable.
- Financial Planning
- A minimum initial fee of $2,500 for a planning engagement; additional planning work, reviews and consultations are billed at $250 per hour.
- Insurance Implementation
- Shopping for and purchasing insurance is billed hourly at $250 per hour with a $500 minimum, or bundled into a larger planning fee.
Jeffrey Schaefer owns 75% or more of Schaefer Financial Management. The leadership team of Schaefer Financial Management includes President Jeffrey Schaefer and Chief Compliance Officer Rebecca Aardal. It has 9 employees, 7 of them in advisory roles.
Staff
- 9 employees
- 7 in advisory functions
- 7 state-registered reps
- Owns 75% or more of Schaefer Financial Management, Inc.
Jeffrey Schaefer
Control person · since July 2001
Schaefer Financial Management’s regulatory assets grew 1.7× from $673M (March 2021) to $1.11B (March 2026); clients rose from 308 to 446 and employees were 9 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $1.11B | 446 | 9 | 1 |
| Mar 2025March 2025 | $979M | 451 | 9 | 1 |
| Mar 2024March 2024 | $888M | 414 | 9 | 1 |
| Mar 2023March 2023 | $743M | 411 | 8 | 1 |
| Jun 2022June 2022 | $760M | 308 | 9 | 1 |
| Mar 2021March 2021 | $673M | 308 | 9 | 1 |
Besides its headquarters, Schaefer Financial Management has 0 offices, with 1 listed address in 1 state.
Colorado · 1 listed address
- 7700 East Arapahoe Road, Suite 265, CentennialHQ
Contact and registration details
- Legal name
- Schaefer Financial Management, Inc.
- Headquarters
- 7700 East Arapahoe Road, Suite 265, Centennial, CO 80112-6108
- Website
- schaeferfinancial.com
- Phone
- 303-770-6700
- @70873060
- SEC file
- 801-34341
- Founded
- 1989
- Structure
- Colorado corporation
- Fiscal year end
- December
Schaefer Financial Management does not have custody of client assets.
At year end, Schaefer Financial Management’s separately managed accounts were mostly in stocks (78%) and funds (20%).
What the accounts hold
- Stocks78%
- Exchange-traded equities77%
- Non-exchange-traded equities1%
- Funds20%
- Registered funds19%
- Pooled vehicles1%
- Bonds1%
- Cash1%
How many clients does Schaefer Financial Management have?
Schaefer Financial Management has 446 clients and manages $1.11 billion for them, as of March 2026. They include 233 high-net-worth individuals and 213 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 26 March 2026
What services does Schaefer Financial Management offer?
Schaefer Financial Management provides financial planning, portfolio management for individuals and small businesses, divorce planning, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Schaefer Financial Management charge?
Schaefer Financial Management charges 0.20%–1.00% a year for its Investment Management, Quarterly Reviews. The fee is billed in arrears and requires an account of at least $500,000.
Source: CLIENT BROCHURE - MARCH 25, 2026, filed 26 March 2026
How many financial advisors does Schaefer Financial Management have?
Schaefer Financial Management has 7 investment adviser representatives registered with state securities authorities, out of 9 employees, and 7 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Schaefer Financial Management invest in?
At the end of its last fiscal year, Schaefer Financial Management’s separately managed accounts held 77% exchange-traded equities, 19% registered funds (mutual funds, ETFs, BDCs), 1% non-exchange-traded equities, 1% U.S. government and agency bonds, 1% pooled vehicles (private funds and similar) and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Schaefer Financial Management have a minimum investment?
Yes, Schaefer Financial Management’s minimum account size for its Investment Management, Quarterly Reviews is $500K.
Source: CLIENT BROCHURE - MARCH 25, 2026, filed 26 March 2026
Who owns Schaefer Financial Management?
Schaefer Financial Management’s direct owner is Jeffrey Schaefer (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 26 March 2026
How does Schaefer Financial Management get paid?
Schaefer Financial Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Schaefer Financial Management?
Schaefer Financial Management’s main office is at 7700 East Arapahoe Road, Suite 265, Centennial, CO 80112-6108. Its phone number is 303-770-6700. Its website is schaeferfinancial.com.