Sage Stone Wealth Management provides financial planning, portfolio management for individuals and small businesses, educational seminars, education planning, estate planning, insurance, and philanthropic planning. Financial planning was provided to 1–10 clients last fiscal year.
Sage Stone Wealth Management reports 126 clients. They include 56 individual clients, 56 high-net-worth individuals and 9 charitable organizations. Of its assets, 96.9% ($253M across 449 accounts) are managed with discretion; $8.19M across 6 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 44% | 7% |
| High-net-worth individuals | 44% | 80% |
| Pension and profit-sharing plans | 2% | 2% |
| Charitable organizations | 7% | 9% |
| Corporations and other businesses | 2% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 56 | $19.1M | 7.3% | $341K |
| High-net-worth individuals | 56 | $210M | 80.3% | $3.75M |
| Pension and profit-sharing plans | 3 | $6.43M | 2.5% | $2.14M |
| Charitable organizations | 9 | $24M | 9.2% | $2.66M |
| Corporations and other businesses | 2 | $2.09M | 0.8% | $1.04M |
| Total | 126 | $261M | 100% | $2.07M |
- Clients
- 56
- Regulatory AUM
- $19.1M
- AUM share
- 7.3%
- Avg. per client
- $341K
- Clients
- 56
- Regulatory AUM
- $210M
- AUM share
- 80.3%
- Avg. per client
- $3.75M
- Clients
- 3
- Regulatory AUM
- $6.43M
- AUM share
- 2.5%
- Avg. per client
- $2.14M
- Clients
- 9
- Regulatory AUM
- $24M
- AUM share
- 9.2%
- Avg. per client
- $2.66M
- Clients
- 2
- Regulatory AUM
- $2.09M
- AUM share
- 0.8%
- Avg. per client
- $1.04M
Total
- Clients
- 126
- Regulatory AUM
- $261M
- AUM share
- 100%
- Avg. per client
- $2.07M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Sage Stone Wealth Management charges up to 1.00% a year for its Comprehensive Portfolio Management. The fee is billed in arrears, is not negotiable and requires an account of at least $250,000. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Consultations
- Hourly fee of $250, billed in six-minute increments quarterly in arrears; the total depends on the scope and complexity of the engagement.
- Investment Policy Statement Creation and Review
- Charged between $5,000 and $25,000 for a new Investment Policy Statement or a review of one, billed directly when offered as a stand-alone service.
- Portfolio Monitoring
- Annual fee of up to 0.50% (50 basis points) of portfolio market value, billed quarterly in arrears.
Mary Naber owns 75% or more of Sage Stone Wealth Management. The leadership team of Sage Stone Wealth Management includes President Roy Lopez and Chief Compliance Officer Mary Naber. It has 4 employees, 3 of them in advisory roles.
Leadership
- Roy LopezVice President
- Mary NaberManaging Member, President, and Chief Compliance Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
- Roy Michael Lopez II
- Mary Naber
- Ethan James Senn
Staff
- 4 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Sage Stone Wealth Management LLC
Mary Naber
Control person · since November 2010
- Owns 10% to 25% of Sage Stone Wealth Management LLC
Roy Lopez
since June 2022
Sage Stone Wealth Management’s regulatory assets grew 1.6× from $159M (March 2021) to $261M (March 2026); clients rose from 79 to 126 and employees from 3 to 4.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $261M | 126 | 4 | 1 |
| March 2025 | $230M | 121 | 5 | 1 |
| June 2024 | $199M | 114 | 4 | 1 |
| March 2023 | $168M | 106 | 3 | 1 |
| March 2022 | $179M | 86 | 4 | 1 |
| March 2021 | $159M | 79 | 3 | 1 |
Besides its headquarters, Sage Stone Wealth Management has 0 offices, with 1 listed address in California.
California · 1 listed address
- 7946 Ivanhoe Avenue, Suite 316, La JollaHQ
Contact and registration details
- Legal name
- Sage Stone Wealth Management LLC
- Headquarters
- 7946 Ivanhoe Avenue, Suite 316, La Jolla, CA 92037
- Website
- sagestonewealth.com
- Phone
- 858-412-6404
- @sage-stone-wealth-management
- SEC file
- 801-91170
- Structure
- California LLC
- Fiscal year end
- December
Sage Stone Wealth Management uses Fidelity ($260M) as custodian for its separately managed accounts. Sage Stone Wealth Management has custody of $7.52M in client assets for 5 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $260M100%
At year end, Sage Stone Wealth Management’s separately managed accounts were largely in stocks (40%) and cash (27%).
What the accounts hold
- Stocks40%
- Funds16%
- Bonds17%
- Investment grade corporate bonds11%
- State and local bonds4%
- U.S. government and agency bonds2%
- Cash27%
How many clients does Sage Stone Wealth Management have?
Sage Stone Wealth Management has 126 clients and manages $261 million for them, as of March 2026. They include 56 individual clients, 56 high-net-worth individuals and 9 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 16 March 2026
What services does Sage Stone Wealth Management offer?
Sage Stone Wealth Management provides financial planning, portfolio management for individuals and small businesses, educational seminars, education planning, estate planning, insurance, and philanthropic planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Sage Stone Wealth Management charge?
Sage Stone Wealth Management charges up to 1.00% a year for its Comprehensive Portfolio Management. The fee is billed in arrears, is not negotiable and requires an account of at least $250,000.
Which custodians does Sage Stone Wealth Management use?
Sage Stone Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $260M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 March 2026
How many financial advisors does Sage Stone Wealth Management have?
Sage Stone Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Sage Stone Wealth Management invest in?
At the end of its last fiscal year, Sage Stone Wealth Management’s separately managed accounts held 40% exchange-traded equities, 27% cash and equivalents, 16% registered funds (mutual funds, ETFs, BDCs), 11% investment grade corporate bonds, 4% state and local bonds and 2% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Sage Stone Wealth Management have a minimum investment?
Yes, Sage Stone Wealth Management’s minimum account size for its Comprehensive Portfolio Management is $250K.
Who owns Sage Stone Wealth Management?
Sage Stone Wealth Management’s direct owners are Mary Naber (75% or more) and Roy Lopez (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 16 March 2026
How does Sage Stone Wealth Management get paid?
Sage Stone Wealth Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Sage Stone Wealth Management registered with the SEC?
Yes, Sage Stone Wealth Management has been registered with the SEC as an investment adviser since 17 April 2015. Its CRD number is 155477 and its SEC file number is 801-91170.
Source: Form ADV Part 1A, Item 1, filed 16 March 2026; IAPD firm record
How do I contact Sage Stone Wealth Management?
Sage Stone Wealth Management’s main office is at 7946 Ivanhoe Avenue, Suite 316, La Jolla, CA 92037. Its phone number is 858-412-6404. Its website is sagestonewealth.com.