S Harris Financial Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, divorce planning, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
S Harris Financial Group reports 247 clients. They include 139 individual clients and 108 high-net-worth individuals. Of its assets, 100.0% ($404M across 1,036 accounts) are managed with discretion. It advised 9 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 56% | 6% |
| High-net-worth individuals | 44% | 94% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 139 | $26.2M | 6.5% | $189K |
| High-net-worth individuals | 108 | $378M | 93.5% | $3.5M |
| Total | 247 | $404M | 100% | $1.64M |
- Clients
- 139
- Regulatory AUM
- $26.2M
- AUM share
- 6.5%
- Avg. per client
- $189K
- Clients
- 108
- Regulatory AUM
- $378M
- AUM share
- 93.5%
- Avg. per client
- $3.5M
Total
- Clients
- 247
- Regulatory AUM
- $404M
- AUM share
- 100%
- Avg. per client
- $1.64M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 9
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
S Harris Financial Group charges up to 2.00% for its Wealth Management Services. The brochure does not state whether the rate is annual. The fee is billed in advance and is negotiable. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Annual Ongoing Financial Planning
- For clients with a relationship size under $1,000,000, $100 to $200 per month, paid monthly in advance.
- Certified Divorce Financial Analysis
- Fees are charged hourly, ranging from $300 to $750 per hour.
- Standalone Financial Planning
- Hourly fees range from $300 to $750 per hour; fixed engagement fees range from $8,000 to $30,000.
Stephanie Harris owns 50% to 75% of S Harris Financial Group. The leadership team of S Harris Financial Group includes Chief Compliance Officer Gary Harris. It has 7 employees, 6 of them in advisory roles.
Leadership
- Gary HarrisMember and Chief Compliance Officer
- Stephanie HarrisMember
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
- Mitchell Allen Byrum
- Samuel James Haager
- Gary Scott Harris
- Stephanie Allison Harris
- Daniel P King
- Gracelyn Snider
Staff
- 7 employees
- 6 in advisory functions
- 6 state-registered reps
- 5 insurance agents
- Owns 50% to 75% of S Harris Financial Group, LLC
Stephanie Harris
Control person · since September 2009
- Owns 25% to 50% of S Harris Financial Group, LLC
Gary Harris
Control person · since October 2016
S Harris Financial Group’s regulatory assets grew from $352M (July 2025) to $404M (August 2026); clients were 247 in both filings and employees were 7 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| August 2026 | $404M | 247 | 7 | 1 |
| July 2025 | $352M | 240 | 7 | 1 |
Besides its headquarters, S Harris Financial Group has 0 offices, with 1 listed address in Texas.
Texas · 1 listed address
- 4456 Lockhill Selma RD, Suite 101, San AntonioHQ
Contact and registration details
- Legal name
- S Harris Financial Group, LLC
- Headquarters
- 4456 Lockhill Selma RD, Suite 101, San Antonio, TX 78249
- Website
- sharrisfinancialgroup.com
- Phone
- 210-547-3450
- @SHarrisFinancial
- SEC file
- 801-131466
- Founded
- 2009
- Structure
- Texas LLC
- Fiscal year end
- December
S Harris Financial Group uses Fidelity ($404M) as custodian for its separately managed accounts. S Harris Financial Group has custody of $118M in client assets for 88 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $404M100%
At year end, S Harris Financial Group’s separately managed accounts were mostly in funds (62%) and stocks (35%). Its reported 13F holdings for the quarter ended 30 June 2026 total $129M across 124 positions; the largest are Fidelity Merrimack Str TR (12.9%), First TR Exchange Traded FD (9.8%) and J P Morgan Exchange Traded F (7.8%).
What the accounts hold
- Stocks35%
- Exchange-traded equities34%
- Non-exchange-traded equities1%
- Funds62%
- Bonds1%
- Cash1%
Filed values cover 99%. The neutral 1% gap has no reported category.
Reported 13F holdings
- $129M
- Reported 13F value
- 124
- Positions
- 56.6%
- In the 10 largest
- +17.7%
- Value vs. prior quarter
- Fidelity Merrimack Str TR · Total BD ETF12.9%
- First TR Exchange Traded FD · Smid Risng ETF9.8%
- J P Morgan Exchange Traded F · Income ETF7.8%
- Fidelity Covington Trust · Enhanced Intl7.2%
- JPMORGAN Chase & CO4.6%
- Vanguard Index Fds · S&P 500 ETF Shs4.1%
- Nvidia Corporation3.0%
- Microsoft Corp.3.0%
- Fidelity Covington Trust · Emerg Mkts Mltft2.5%
- Amazon Com Inc.1.7%
Together, the ten largest are 56.6% of reported value.
How many clients does S Harris Financial Group have?
S Harris Financial Group has 247 clients and manages $404 million for them, as of August 2026. They include 139 individual clients and 108 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 18 August 2026
What services does S Harris Financial Group offer?
S Harris Financial Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, divorce planning, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does S Harris Financial Group charge?
S Harris Financial Group charges up to 2.00% for its Wealth Management Services. The brochure does not state whether the rate is annual. The fee is billed in advance and is negotiable.
Which custodians does S Harris Financial Group use?
S Harris Financial Group’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $404M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 August 2026
How many financial advisors does S Harris Financial Group have?
S Harris Financial Group has 6 investment adviser representatives registered with state securities authorities, out of 7 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does S Harris Financial Group invest in?
At the end of its last fiscal year, S Harris Financial Group’s separately managed accounts held 62% registered funds (mutual funds, ETFs, BDCs), 34% exchange-traded equities, 1% non-exchange-traded equities, 1% U.S. government and agency bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns S Harris Financial Group?
S Harris Financial Group’s direct owners are Stephanie Harris (50% to 75%) and Gary Harris (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 18 August 2026
How does S Harris Financial Group get paid?
S Harris Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is S Harris Financial Group registered with the SEC?
Yes, S Harris Financial Group has been registered with the SEC as an investment adviser since 18 November 2024. Its CRD number is 151899 and its SEC file number is 801-131466.
Source: Form ADV Part 1A, Item 1, filed 18 August 2026; IAPD firm record
How do I contact S Harris Financial Group?
S Harris Financial Group’s main office is at 4456 Lockhill Selma RD, Suite 101, San Antonio, TX 78249. Its phone number is 210-547-3450. Its website is sharrisfinancialgroup.com.