Ruedi Wealth Management provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Ruedi Wealth Management reports 469 clients. They include 335 individual clients, 126 high-net-worth individuals, and 4 pension and profit-sharing plans. Of its assets, 96.0% ($478M across 1,239 accounts) are managed with discretion; $19.7M across 10 accounts are not. It advised 1 client without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 71% | 23% |
| High-net-worth individuals | 27% | 69% |
| Pension and profit-sharing plans | <1% | 5% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | 2% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 335 | $114M | 22.9% | $340K |
| High-net-worth individuals | 126 | $346M | 69.5% | $2.75M |
| Pension and profit-sharing plans | Fewer than 5 | $25.6M | 5.1% | $6.39M |
| Charitable organizations | 2 | $2.25M | 0.5% | $1.12M |
| Corporations and other businesses | Fewer than 5 | $10.3M | 2.1% | $5.14M |
| Total | 469 | $498M | 100% | — |
- Clients
- 335
- Regulatory AUM
- $114M
- AUM share
- 22.9%
- Avg. per client
- $340K
- Clients
- 126
- Regulatory AUM
- $346M
- AUM share
- 69.5%
- Avg. per client
- $2.75M
- Clients
- Fewer than 5
- Regulatory AUM
- $25.6M
- AUM share
- 5.1%
- Avg. per client
- $6.39M
- Clients
- 2
- Regulatory AUM
- $2.25M
- AUM share
- 0.5%
- Avg. per client
- $1.12M
- Clients
- Fewer than 5
- Regulatory AUM
- $10.3M
- AUM share
- 2.1%
- Avg. per client
- $5.14M
Total
- Clients
- 469
- Regulatory AUM
- $498M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 1
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Ruedi Wealth Management charges 0.25%–1.00% a year for its Investment Advisory Services. Each asset band is charged at its own rate. The fee is billed in arrears and requires an account of at least $1,000,000. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.00% |
| $1M–$3M | 0.75% |
| $3M–$5M | 0.50% |
| $5M and above | 0.25% |
Fee details and sources
Other fees
- Hourly Financial Advice
- As-needed financial advice billed at $250 per hour, in blocks of one hour.
Paul Ruedi owns 50% to 75% of Ruedi Wealth Management. The leadership team of Ruedi Wealth Management includes President Paul Ruedi and Chief Compliance Officer Ryan Repko. It has 5 employees.
Leadership
Paul RuediPresident, CEO
David RuediExecutive Vice President/ Shareholder
Ryan RepkoChief Compliance Officer- Paul RuediShareholder
Daniel RuediShareholder- Kati RepkoShareholder
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 5 in advisory functions
- 5 state-registered reps
- Owns 50% to 75% of Ruedi Wealth Management, Inc.
Paul Ruedi
Control person · since September 2014
- Owns 10% to 25% of Ruedi Wealth Management, Inc.
David Ruedi
Control person · since July 2017
- Owns 10% to 25% of Ruedi Wealth Management, Inc.
Daniel Ruedi
since July 2017
- Owns 10% to 25% of Ruedi Wealth Management, Inc.
Kati Repko
since July 2017
Ruedi Wealth Management’s regulatory assets grew 1.6× from $307M (July 2021) to $498M (September 2026); clients rose from 404 to 469 and employees fell from 6 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $498M | 469 | 5 | 3 |
| June 2025 | $432M | 467 | 5 | 3 |
| July 2024 | $384M | 466 | 5 | 3 |
| April 2023 | $334M | 495 | 5 | 3 |
| July 2022 | $330M | 412 | 5 | 3 |
| July 2021 | $307M | 404 | 6 | 3 |
Besides its headquarters, Ruedi Wealth Management has 2 offices (2 private residences, listed without an address), with 1 listed address in Illinois.
Illinois · 1 listed address
- 2502 Galen Drive, Suite 102, ChampaignHQ
Contact and registration details
- Legal name
- Ruedi Wealth Management, Inc.
- Headquarters
- 2502 Galen Drive, Suite 102, Champaign, IL 61821
- Website
- ruediwealth.com
- Phone
- 217-356-1400
- @12959146
- SEC file
- 801-80415
- Founded
- 2014
- Structure
- Illinois corporation
- Fiscal year end
- December
Ruedi Wealth Management uses Charles Schwab ($453M) as custodian for its separately managed accounts. Ruedi Wealth Management does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $453M100%
At year end, Ruedi Wealth Management’s separately managed accounts were mostly in stocks (81%) and funds (18%). Its reported 13F holdings for the quarter ended 30 June 2026 total $426M across 62 positions; the largest are Dimensional ETF Trust (23.9%), Dimensional ETF Trust (13.5%) and Dimensional ETF Trust (12.8%).
What the accounts hold
- Stocks81%
- Funds18%
- Cash1%
Reported 13F holdings
- $426M
- Reported 13F value
- 62
- Positions
- 77.5%
- In the 10 largest
- +9.8%
- Value vs. prior quarter
- Dimensional ETF Trust · US Cor Equ 2 ETF23.9%
- Dimensional ETF Trust · Glob CO Plus ETF13.5%
- Dimensional ETF Trust · Shor Dur Fix ETF12.8%
- Dimensional ETF Trust · US Equi Mark ETF5.1%
- Dimensional ETF Trust · US Mktwide Value4.2%
- Dimensional ETF Trust · Intl Core Equity4.2%
- Dimensional ETF Trust · World EX US Core4.0%
- Dimensional ETF Trust · Internatnal Val3.6%
- Dimensional ETF Trust · US Targeted Vlu3.5%
- Dimensional ETF Trust · Emerging Mkts CO2.9%
Together, the ten largest are 77.5% of reported value.
How many clients does Ruedi Wealth Management have?
Ruedi Wealth Management has 469 clients and manages $498 million for them, as of September 2026. They include 335 individual clients, 126 high-net-worth individuals, and 4 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 17 September 2026
What services does Ruedi Wealth Management offer?
Ruedi Wealth Management provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Ruedi Wealth Management charge?
Ruedi Wealth Management charges 0.25%–1.00% a year for its Investment Advisory Services. Each asset band is charged at its own rate. The fee is billed in arrears and requires an account of at least $1,000,000.
Source: RUEDI WEALTH MANAGEMENT BROCHURE 11-1-2022, filed 11 March 2026
Which custodians does Ruedi Wealth Management use?
Ruedi Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $453M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 September 2026
How many financial advisors does Ruedi Wealth Management have?
Ruedi Wealth Management has 5 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Ruedi Wealth Management invest in?
At the end of its last fiscal year, Ruedi Wealth Management’s separately managed accounts held 81% exchange-traded equities, 18% registered funds (mutual funds, ETFs, BDCs) and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Ruedi Wealth Management have a minimum investment?
Yes, Ruedi Wealth Management’s minimum account size for its Investment Advisory Services is $1M.
Source: RUEDI WEALTH MANAGEMENT BROCHURE 11-1-2022, filed 11 March 2026
Who owns Ruedi Wealth Management?
Ruedi Wealth Management’s direct owners are Paul Ruedi (50% to 75%), David Ruedi (10% to 25%), Daniel Ruedi (10% to 25%) and Kati Repko (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 17 September 2026
How does Ruedi Wealth Management get paid?
Ruedi Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Ruedi Wealth Management?
Ruedi Wealth Management’s main office is at 2502 Galen Drive, Suite 102, Champaign, IL 61821. Its phone number is 217-356-1400. Its website is ruediwealth.com.