Royal Oak Financial Group provides financial planning, portfolio management for individuals and small businesses, education planning, insurance, and tax planning.
Royal Oak Financial Group reports 412 clients. They include 275 individual clients and 137 high-net-worth individuals. Of its assets, 100.0% ($416M across 412 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 67% | 29% |
| High-net-worth individuals | 33% | 71% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 275 | $122M | 29.2% | $442K |
| High-net-worth individuals | 137 | $294M | 70.8% | $2.15M |
| Total | 412 | $416M | 100% | $1.01M |
- Clients
- 275
- Regulatory AUM
- $122M
- AUM share
- 29.2%
- Avg. per client
- $442K
- Clients
- 137
- Regulatory AUM
- $294M
- AUM share
- 70.8%
- Avg. per client
- $2.15M
Total
- Clients
- 412
- Regulatory AUM
- $416M
- AUM share
- 100%
- Avg. per client
- $1.01M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Royal Oak Financial Group charges 0.50%–2.00% a year for its Investment Supervisory Services. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Hourly Financial Planning
- Financial planning is charged at an hourly fee of $300, negotiable, and paid in arrears upon completion.
Matthew Jehn owns 75% or more of Royal Oak Financial Group. It has 1 employee.
Staff
- 1 employee
- Owns 75% or more of Royal Oak Financial Group
Matthew Jehn
Control person · since December 2012
Royal Oak Financial Group’s regulatory assets grew 3.6× from $115M (May 2022) to $416M (August 2026); clients rose from 161 to 412 and employees fell from 2 to 1.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Aug 2026August 2026 | $416M | 412 | 1 | 2 |
| Jul 2025July 2025 | $263M | 339 | 1 | 2 |
| Jul 2024July 2024 | $171M | 265 | 3 | 2 |
| Jan 2023January 2023 | $105M | 215 | 3 | 2 |
| May 2022May 2022 | $115M | 161 | 2 | 2 |
Besides its headquarters, Royal Oak Financial Group has 1 office, with 2 listed addresses in 1 state.
Ohio · 2 listed addresses
- 5858 High Street, WorthingtonHQ
- 123 S Broad St Ste 238, Lancaster
Contact and registration details
- Legal name
- Royal Oak Financial Group
- Headquarters
- 5858 High Street, Worthington, OH 43085
- Website
- royaloakfinancialgroup.com
- Phone
- 614-842-6090
- SEC file
- 801-122701
- Founded
- 2004
- Structure
- Ohio LLC
- Fiscal year end
- December
Royal Oak Financial Group’s named custodians for separately managed accounts are Interactive Brokers ($363M, 87%) and Charles Schwab ($52.3M, 13%). Royal Oak Financial Group has custody of $416M for 412 clients.
- Interactive BrokersInteractive Brokers LLC · Greenwich, CT · $363M87%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $52.3M13%
At year end, Royal Oak Financial Group’s separately managed accounts were mostly in stocks (100%).
What the accounts hold
- Stocks100%
How many clients does Royal Oak Financial Group have?
Royal Oak Financial Group has 412 clients and manages $416 million for them, as of August 2026. They include 275 individual clients and 137 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 31 August 2026
What services does Royal Oak Financial Group offer?
Royal Oak Financial Group provides financial planning, portfolio management for individuals and small businesses, education planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Royal Oak Financial Group charge?
Royal Oak Financial Group charges 0.50%–2.00% a year for its Investment Supervisory Services. The fee is billed in arrears and is negotiable.
Which custodians does Royal Oak Financial Group use?
Royal Oak Financial Group’s separately managed account assets are held at Interactive Brokers LLC (Greenwich, CT), with $363M and Charles Schwab & Co., Inc. (Westlake, TX), with $52.3M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 August 2026
How many financial advisors does Royal Oak Financial Group have?
Royal Oak Financial Group has 0 investment adviser representatives registered with state securities authorities, out of 1 employees, and 0 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Royal Oak Financial Group invest in?
At the end of its last fiscal year, Royal Oak Financial Group’s separately managed accounts held 100% exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Royal Oak Financial Group?
Royal Oak Financial Group’s direct owner is Matthew Jehn (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 31 August 2026
How does Royal Oak Financial Group get paid?
Royal Oak Financial Group is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Royal Oak Financial Group?
Royal Oak Financial Group’s main office is at 5858 High Street, Worthington, OH 43085. Its phone number is 614-842-6090. Its website is royaloakfinancialgroup.com.