Ridgeline Wealth Planning provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers. Financial planning was provided to 251–500 clients last fiscal year.
Ridgeline Wealth Planning reports 443 clients. They include 346 individual clients, 90 high-net-worth individuals, and 4 corporations and other businesses. Of its assets, 99.9% ($259M across 1,439 accounts) are managed with discretion; $243K across 13 accounts are not. It advised 1 client without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 78% | 37% |
| High-net-worth individuals | 20% | 61% |
| Pension and profit-sharing plans | <1% | <1% |
| Charitable organizations | <1% | 1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 346 | $96.2M | 37.1% | $278K |
| High-net-worth individuals | 90 | $159M | 61.4% | $1.77M |
| Pension and profit-sharing plans | Fewer than 5 | $243K | 0.1% | $243K |
| Charitable organizations | Fewer than 5 | $2.76M | 1.1% | $1.38M |
| Corporations and other businesses | Fewer than 5 | $898K | 0.3% | $224K |
| Total | 443 | $260M | 100% | — |
- Clients
- 346
- Regulatory AUM
- $96.2M
- AUM share
- 37.1%
- Avg. per client
- $278K
- Clients
- 90
- Regulatory AUM
- $159M
- AUM share
- 61.4%
- Avg. per client
- $1.77M
- Clients
- Fewer than 5
- Regulatory AUM
- $243K
- AUM share
- 0.1%
- Avg. per client
- $243K
- Clients
- Fewer than 5
- Regulatory AUM
- $2.76M
- AUM share
- 1.1%
- Avg. per client
- $1.38M
- Clients
- Fewer than 5
- Regulatory AUM
- $898K
- AUM share
- 0.3%
- Avg. per client
- $224K
Total
- Clients
- 443
- Regulatory AUM
- $260M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 1
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Ridgeline Wealth Planning charges 0.65%–1.00% a year for its Portfolio Management Fees. The whole portfolio is charged at the rate of its band. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 1.00% |
| $2M–$4M | 0.90% |
| $4M–$7M | 0.80% |
| $7M and above | 0.65% |
Fee details and sources
Other fees
- Financial Planning
- Standalone planning is typically a base fee of about $500 a quarter, or $400 an hour, paid in arrears and negotiable.
Scott Simons owns 75% or more of Ridgeline Wealth Planning. The leadership team of Ridgeline Wealth Planning includes Chief Compliance Officer Scott Simons. It has 12 employees, 5 of them in advisory roles.
Staff
- 12 employees
- 5 in advisory functions
- 5 state-registered reps
- Owns 75% or more of Ridgeline Wealth Planning LLC
Scott Simons
Control person · since July 2020
Ridgeline Wealth Planning’s regulatory assets grew 1.8× from $147M (July 2024) to $260M (October 2026); clients rose from 336 to 443 and employees from 8 to 12.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Oct 2026October 2026 | $260M | 443 | 12 | 1 |
| Jul 2025July 2025 | $200M | 394 | 9 | 1 |
| Jul 2024July 2024 | $147M | 336 | 8 | 1 |
Besides its headquarters, Ridgeline Wealth Planning has 0 offices, with 1 listed address in 1 state.
Ohio · 1 listed address
- 1700 Lyons Road, Suite B, CentervilleHQ
Contact and registration details
- Legal name
- Ridgeline Wealth Planning LLC
- Headquarters
- 1700 Lyons Road, Suite B, Centerville, OH 45458
- Website
- ridgelinewealthplanning.com
- Phone
- 937-739-3744
- @ridgeline-wealth-planning
- SEC file
- 801-129850
- Structure
- Ohio LLC
- Fiscal year end
- December
Ridgeline Wealth Planning’s named custodian for separately managed accounts is Charles Schwab ($252M). Ridgeline Wealth Planning does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $252M100%
At year end, Ridgeline Wealth Planning’s separately managed accounts were mostly in funds (90%). Its reported 13F holdings for the quarter ended 30 June 2026 total $158M across 53 positions; the largest are SPDR Series Trust (26.7%), J P Morgan Exchange Traded F (12.7%) and Blackrock ETF Trust (9.3%).
What the accounts hold
- Stocks7%
- Funds90%
- Cash2%
- Other1%
- Private reit investments, private equity investments1%
How many clients does Ridgeline Wealth Planning have?
Ridgeline Wealth Planning has 443 clients and manages $260 million for them, as of October 2026. They include 346 individual clients, 90 high-net-worth individuals, and 4 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 October 2026
What services does Ridgeline Wealth Planning offer?
Ridgeline Wealth Planning provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Ridgeline Wealth Planning charge?
Ridgeline Wealth Planning charges 0.65%–1.00% a year for its Portfolio Management Fees. The whole portfolio is charged at the rate of its band. The fee is billed in arrears and is negotiable.
Source: ADV PART 2A - RIDGELINE WEALTH PLANNING LLC, filed 1 October 2026
Which custodians does Ridgeline Wealth Planning use?
Ridgeline Wealth Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $252M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 October 2026
How many financial advisors does Ridgeline Wealth Planning have?
Ridgeline Wealth Planning has 5 investment adviser representatives registered with state securities authorities, out of 12 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Ridgeline Wealth Planning invest in?
At the end of its last fiscal year, Ridgeline Wealth Planning’s separately managed accounts held 90% registered funds (mutual funds, ETFs, BDCs), 7% exchange-traded equities, 2% cash and equivalents and 1% other. The 1% other category is described as: Private Reit Investments, Private Equity Investments.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Ridgeline Wealth Planning?
Ridgeline Wealth Planning’s direct owner is Scott Simons (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 1 October 2026
How does Ridgeline Wealth Planning get paid?
Ridgeline Wealth Planning is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Ridgeline Wealth Planning?
Ridgeline Wealth Planning’s main office is at 1700 Lyons Road, Suite B, Centerville, OH 45458. Its phone number is 937-739-3744. Its website is ridgelinewealthplanning.com.