Richard Young Associates provides financial planning, portfolio management for individuals and small businesses, and educational seminars.
Richard Young Associates reports 1,940 clients. They include 1,608 individual clients and 332 high-net-worth individuals. Of its assets, 100.0% ($1.2B across 5,023 accounts) are managed with discretion. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 83% | 38% |
| High-net-worth individuals | 17% | 61% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,608 | $453M | 37.9% | $282K |
| High-net-worth individuals | 332 | $735M | 61.5% | $2.21M |
| Pension and profit-sharing plans | Fewer than 5 | $6.9M | 0.6% | — |
| Charitable organizations | Fewer than 5 | $256K | 0.0% | — |
| Corporations and other businesses | Fewer than 5 | $333K | 0.0% | — |
| Total | 1,940 | $1.2B | 100% | — |
- Clients
- 1,608
- Regulatory AUM
- $453M
- AUM share
- 37.9%
- Avg. per client
- $282K
- Clients
- 332
- Regulatory AUM
- $735M
- AUM share
- 61.5%
- Avg. per client
- $2.21M
- Clients
- Fewer than 5
- Regulatory AUM
- $6.9M
- AUM share
- 0.6%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $256K
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $333K
- AUM share
- 0.0%
- Avg. per client
- —
Total
- Clients
- 1,940
- Regulatory AUM
- $1.2B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Richard Young Associates charges 0.50%–1.45% a year for its Quarterly portfolio management fee. The fee is billed in advance, is negotiable and requires an account of at least $50,000.
Fee details and sources
Walter Marbert owns 50% to 75% of Richard Young Associates. The leadership team of Richard Young Associates includes President Walter Marbert. It has 16 employees, 8 of them in advisory roles.
Leadership
- Walter MarbertPresident/Chief Compliance Officer
- Kathryn MarbertMember/Shareholder
Investment adviser representatives
8 representatives listed in the SEC register as of 9 October 2026.
- Zachary L Albanese
- Ryan Neal Borders
- Justin David Folsom
- Abigail Marbert Gibson
- Joshua Stephen Marbert
- Walter Stephen Marbert
- John Randolph Travis
- John Matthew Travis
Staff
- 16 employees
- 8 in advisory functions
- 8 state-registered reps
- 1 soliciting firm
- Owns 50% to 75% of Richard Young Associates, LTD.
Walter Marbert
Control person · since July 2002
- Owns 25% to 50% of Richard Young Associates, LTD.
Kathryn Marbert
Control person · since May 2008
Richard Young Associates’ regulatory assets grew 2.3× from $531M (April 2021) to $1.2B (February 2026); clients rose from 1,295 to 1,940 and employees from 12 to 16.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $1.2B | 1,940 | 16 | 2 |
| July 2025 | $972M | 1,846 | 16 | 1 |
| February 2024 | $837M | 1,725 | 15 | 1 |
| May 2023 | $684M | 1,622 | 13 | 1 |
| February 2022 | $683M | 1,466 | 12 | 1 |
| April 2021 | $531M | 1,295 | 12 | 1 |
Besides its headquarters, Richard Young Associates has 1 office, with 2 listed addresses in Georgia and South Carolina.
Georgia · 1 listed address
- 205 Hudson Trace, AugustaHQ
South Carolina · 1 listed address
- 166 Scruple Way, North Augusta
Contact and registration details
- Legal name
- Richard Young Associates, LTD.
- Headquarters
- 205 Hudson Trace, Augusta, GA 30907
- Website
- investrya.com
- Phone
- 706-739-0725
- @richard-young-associates-ltd.
- SEC file
- 801-70318
- Structure
- Illinois corporation
- Fiscal year end
- December
Richard Young Associates uses Charles Schwab ($1.17B) as custodian for its separately managed accounts. Richard Young Associates has custody of $697M in client assets for 1,073 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $1.17B100%
At year end, Richard Young Associates’ separately managed accounts were mostly in funds (89%) and stocks (10%). Its reported 13F holdings for the quarter ended 30 June 2026 total $150M across 29 positions; the largest are Dimensional ETF Trust (26.0%), Dimensional ETF Trust (25.9%) and Dimensional ETF Trust (25.4%).
What the accounts hold
- Stocks10%
- Funds89%
- Cash1%
Reported 13F holdings
- $150M
- Reported 13F value
- 29
- Positions
- 95.0%
- In the 10 largest
- +14.2%
- Value vs. prior quarter
- Dimensional ETF Trust · US Targeted Vlu26.0%
- Dimensional ETF Trust · US Mktwide Value25.9%
- Dimensional ETF Trust · US Small Cap ETF25.4%
- Dimensional ETF Trust · US Equi Mark ETF6.6%
- Dimensional ETF Trust · Internatnal Val5.2%
- Nvidia Corporation2.3%
- Apple Inc.1.5%
- Tesla Inc.0.8%
- Coca Cola CO0.8%
- Amazon Com Inc.0.6%
Together, the ten largest are 95.0% of reported value.
How many clients does Richard Young Associates have?
Richard Young Associates has 1,940 clients and manages $1.2 billion for them, as of February 2026. They include 1,608 individual clients and 332 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 12 February 2026
What services does Richard Young Associates offer?
Richard Young Associates provides financial planning, portfolio management for individuals and small businesses, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Richard Young Associates charge?
Richard Young Associates charges 0.50%–1.45% a year for its Quarterly portfolio management fee. The fee is billed in advance, is negotiable and requires an account of at least $50,000.
Source: FORM ADV PART 2A DISCLOSURE BROCHURE, filed 12 February 2026
Which custodians does Richard Young Associates use?
Richard Young Associates’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $1.17B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 February 2026
How many financial advisors does Richard Young Associates have?
Richard Young Associates has 8 investment adviser representatives registered with state securities authorities, out of 16 employees, and 8 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Richard Young Associates invest in?
At the end of its last fiscal year, Richard Young Associates’ separately managed accounts held 89% registered funds (mutual funds, ETFs, BDCs), 10% exchange-traded equities and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Richard Young Associates have a minimum investment?
Yes, Richard Young Associates’ minimum account size for its Quarterly portfolio management fee is $50K.
Source: FORM ADV PART 2A DISCLOSURE BROCHURE, filed 12 February 2026
Who owns Richard Young Associates?
Richard Young Associates’ direct owners are Walter Marbert (50% to 75%) and Kathryn Marbert (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 12 February 2026
How does Richard Young Associates get paid?
Richard Young Associates is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Richard Young Associates registered with the SEC?
Yes, Richard Young Associates has been registered with the SEC as an investment adviser since 22 June 2009. Its CRD number is 126124 and its SEC file number is 801-70318.
Source: Form ADV Part 1A, Item 1, filed 12 February 2026; IAPD firm record
How do I contact Richard Young Associates?
Richard Young Associates’ main office is at 205 Hudson Trace, Augusta, GA 30907. Its phone number is 706-739-0725. Its website is investrya.com.