Retirement Plan Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, pension consulting, selecting other managers, publishing newsletters, and educational seminars. Financial planning was provided to 1–10 clients last fiscal year.
Retirement Plan Advisors reports 10,031 clients. They include 7,994 individual clients, 1,758 pooled investment vehicles and 176 state or municipal government entities. Of its assets, 100.0% ($3.54B across 10,031 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $471M. It advised 25 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 80% | 18% |
| High-net-worth individuals | 1% | 5% |
| Pooled investment vehicles | 18% | 3% |
| State or municipal government entities | 2% | 74% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 7,994 | $635M | 17.9% | $79.4K |
| High-net-worth individuals | 103 | $163M | 4.6% | $1.58M |
| Pooled investment vehicles | 1,758 | $106M | 3.0% | $60.2K |
| State or municipal government entities | 176 | $2.64B | 74.5% | $15M |
| Total | 10,031 | $3.54B | 100% | $353K |
- Clients
- 7,994
- Regulatory AUM
- $635M
- AUM share
- 17.9%
- Avg. per client
- $79.4K
- Clients
- 103
- Regulatory AUM
- $163M
- AUM share
- 4.6%
- Avg. per client
- $1.58M
- Clients
- 1,758
- Regulatory AUM
- $106M
- AUM share
- 3.0%
- Avg. per client
- $60.2K
- Clients
- 176
- Regulatory AUM
- $2.64B
- AUM share
- 74.5%
- Avg. per client
- $15M
Total
- Clients
- 10,031
- Regulatory AUM
- $3.54B
- AUM share
- 100%
- Avg. per client
- $353K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 25
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Retirement Plan Advisors is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees); its fees and minimums are set out in its brochures on the SEC website.
Retirement Plan Advisors Group, LLC owns 75% or more of Retirement Plan Advisors and is in turn owned by Retirement Plan Advisors Holdings, Inc. (50–75%) and Cambridge Investment Group, Inc (25–50%). The leadership team of Retirement Plan Advisors includes Chief Investment Officer Taylor Kistner, Chief Financial Officer Joshua Schwartz and Chief Compliance Officer Matthew Frank. It has 47 employees.
Leadership
- Joshua SchwartzChief Financial Officer
- Matthew FrankChief Compliance Officer
- Taylor KistnerChief Investment Officer
- Joshua SchwartzChief
- Joshua SchwartzChief Operations Officer
Investment adviser representatives
47 representatives listed in the SEC register as of 9 October 2026.
- Michael Dean Allen
- Debra Lee Anton
- Jeanne H. Badeaux-Carnline
- Brian Keith Box
- Scott Robert Burbank
- Jeffrey Stephen Casto
- Thomas Anthony Ciesla
- Elizabeth Mallory Clemens
- Thomas Paul Clooney
- Nicholas Joseph Daugherty
- Edna Theresa Delphin
- Christopher Michael Dobson
- Daniel Paul Dodd
- Darren Weston Doughty
- Tamme Terrell Ford
- Matthew Adam Frank
- Alexander Gault
- Timothy Daniel Harden
- Michael Lloyd Hawes
- David Allen Holler
- Phillip William Holstrom
- Jacey Johnson
- Taylor John Kistner
- Emily C Knox
- Jim Richard Ladlie
- Robert James Mangano
- Eliot Dylan Marr
- Matthew David Martin
- David C McCray
- Sarah C McKinzie
- Kenneth Scott Mergen
- Eric C Mitchell
- Randall Alan Nelson
- Hayden David Nickell
- Angel Luis Nieves JR
- Michael Allan Parker
- Brett Michael Pendleton
- John Ray Piper
- Duncan Pray
- Timothy Charles Rozelle
- Jake Matthew Schafer
- Joshua Fischel Schwartz
- Kendal Patrick Shaw
- Charles Andrew Trachsel
- Edward James Tritschler
- Angela Lynn Tullar
- Stephen William Walters
Staff
- 47 employees
- 47 in advisory functions
- 47 state-registered reps
- 39 broker-dealer reps
- 1 soliciting firm
- Owns 75% or more of Retirement Plan Advisors, LLC
Retirement Plan Advisors Group, LLC
Control person · since January 2014
- Owns 50% to 75% of Retirement Plan Advisors Group, LLC
Retirement Plan Advisors Holdings, Inc.
Control person · since December 2021
- Owns 25% to 50% of Retirement Plan Advisors Holdings, Inc.
Joshua Schwartz
Control person · since December 2021
- Owns 25% to 50% of Retirement Plan Advisors Group, LLC
Cambridge Investment Group, Inc
Control person · since April 2024
Retirement Plan Advisors’ regulatory assets grew 3.4× from $1.03B (March 2021) to $3.54B (July 2026); clients rose from 7,064 to 10,031 and employees from 32 to 47.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jul 2026July 2026 | $3.54B | 10,031 | 47 | 31 |
| Jun 2025June 2025 | $1.88B | 8,148 | 44 | 29 |
| May 2024May 2024 | $1.47B | 7,669 | 43 | 27 |
| Jun 2023June 2023 | $1.1B | 7,033 | 37 | 26 |
| May 2022May 2022 | $1.3B | 7,023 | 35 | 23 |
| Mar 2021March 2021 | $1.03B | 7,064 | 32 | 23 |
Besides its headquarters, Retirement Plan Advisors has 30 offices (16 private residences, listed without an address), with 16 listed addresses across 9 states.
Illinois · 3 listed addresses
- 29 E. Madison St., Suite 500, ChicagoHQ
- 9487 Golfview Drive, Frankfort
- 21331 S Redwood LN, Shorewood
Missouri · 3 listed addresses
- 1 Mid Rivers Mall Drive, St. Peters
- 2420 Hyde Park Road, Jefferson City
- 500 SW Market Street, Lee'S Summit
Florida · 2 listed addresses
- 3312 Evening Breeze Loop, Wesley Chapel
- 5065 39th Street S, St. Petersburg
Louisiana · 2 listed addresses
- 4736 W Napoleon, Metairie
- 910 Pierremont RD, Shreveport
Michigan · 2 listed addresses
- 6308 Florence Drive, McMillan
- 217 S. Center St, Northville
California · 1 listed address
- 229 Granada Way, Tracy
Ohio · 1 listed address
- 4269 Waters Edge LN, Lebanon
Texas · 1 listed address
- 8668 John Hickman Pkwy, Frisco
Wisconsin · 1 listed address
- 3618 Ridge Drive, Janesville
Contact and registration details
- Legal name
- Retirement Plan Advisors, LLC
- Headquarters
- 29 E. Madison St., Suite 500, Chicago, IL 60602-3205
- Website
- retirementplanadvisors.com
- Phone
- 312-701-1100
- SEC file
- 801-63261
- Structure
- Illinois LLC
- Fiscal year end
- December
Retirement Plan Advisors’ named custodians for separately managed accounts are Great-West Trust ($1.67B, 81%) and Fidelity ($403M, 19%). Retirement Plan Advisors does not have custody of client assets.
- FidelityNational Financial Services LLC · Boston, MA · $403M19%
- Great-West TrustGreat-West Trust Company, LLC · Greenwood Village, CO · $1.67B81%
At year end, Retirement Plan Advisors’ separately managed accounts were mostly in funds (73%) and stocks (19%).
What the accounts hold
- Stocks19%
- Funds73%
- Registered funds58%
- Pooled vehicles15%
- Cash8%
How many clients does Retirement Plan Advisors have?
Retirement Plan Advisors has 10,031 clients and manages $3.54 billion for them, as of July 2026. They include 7,994 individual clients, 1,758 pooled investment vehicles and 176 state or municipal government entities.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 July 2026
What services does Retirement Plan Advisors offer?
Retirement Plan Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, pension consulting, selecting other managers, publishing newsletters, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Retirement Plan Advisors use?
Retirement Plan Advisors’ separately managed account assets are held at Great-West Trust Company, LLC (Greenwood Village, CO), with $1.67B and National Financial Services LLC (Boston, MA), with $403M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 July 2026
How many financial advisors does Retirement Plan Advisors have?
Retirement Plan Advisors has 47 investment adviser representatives registered with state securities authorities, out of 47 employees, and 47 perform investment advisory functions. 39 employees are registered representatives of a broker-dealer and 0 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Retirement Plan Advisors invest in?
At the end of its last fiscal year, Retirement Plan Advisors’ separately managed accounts held 58% registered funds (mutual funds, ETFs, BDCs), 19% exchange-traded equities, 15% pooled vehicles (private funds and similar) and 8% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Retirement Plan Advisors?
Retirement Plan Advisors is owned through a chain of holding companies by Joshua Schwartz and Cambridge Investment Group, Inc. Its direct owner is Retirement Plan Advisors Group, LLC (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 30 July 2026
How does Retirement Plan Advisors get paid?
Retirement Plan Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Retirement Plan Advisors?
Retirement Plan Advisors’ main office is at 29 E. Madison St., Suite 500, Chicago, IL 60602-3205. Its phone number is 312-701-1100. Its website is retirementplanadvisors.com.