Ranch Capital Advisors provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and philanthropic planning. Financial planning was provided to 251–500 clients last fiscal year.
Ranch Capital Advisors reports 425 clients. They include 311 individual clients and 114 high-net-worth individuals. Of its assets, 100.0% ($386M across 1,147 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 73% | 28% |
| High-net-worth individuals | 27% | 72% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 311 | $109M | 28.2% | $350K |
| High-net-worth individuals | 114 | $277M | 71.8% | $2.43M |
| Total | 425 | $386M | 100% | $907K |
- Clients
- 311
- Regulatory AUM
- $109M
- AUM share
- 28.2%
- Avg. per client
- $350K
- Clients
- 114
- Regulatory AUM
- $277M
- AUM share
- 71.8%
- Avg. per client
- $2.43M
Total
- Clients
- 425
- Regulatory AUM
- $386M
- AUM share
- 100%
- Avg. per client
- $907K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Ranch Capital Advisors charges 0.65%–1.50% a year for its Portfolio Management Services. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Coaching Subscription
- Financial coaching is a subscription of $150 to $500 a month for a 3 to 6 month term, with a 10% discount for paying the full term up front.
- Financial Planning
- Financial planning is a fixed fee of $1,000 to $5,000 a year or an hourly fee of $250 to $450, negotiable by scope.
Ranch Cap Holdings Inc. owns 75% or more of Ranch Capital Advisors and is in turn owned by Gregory Pacitti (50–75%) and Bradley Tremitiere (25–50%). The leadership team of Ranch Capital Advisors includes Chief Compliance Officer Elissa Lovell. It has 7 employees.
Staff
- 7 employees
- 7 in advisory functions
- 7 state-registered reps
- 3 insurance agents
- Owns 75% or more of Ranch Capital Advisors Inc.
Ranch Cap Holdings Inc.
Control person · since January 2022
- Owns 50% to 75% of Ranch Cap Holdings Inc.
Gregory Pacitti
Control person · since January 2022
- Owns 25% to 50% of Ranch Cap Holdings Inc.
Bradley Tremitiere
Control person · since January 2022
Ranch Capital Advisors’ regulatory assets grew 2.2× from $172M (July 2021) to $386M (September 2026); clients rose from 291 to 425 and employees from 5 to 7.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Sep 2026September 2026 | $386M | 425 | 7 | 2 |
| Jun 2025June 2025 | $338M | 420 | 6 | 2 |
| Mar 2024March 2024 | $278M | 396 | 7 | 2 |
| Mar 2023March 2023 | $227M | 370 | 6 | 2 |
| Jun 2022June 2022 | $211M | 358 | 6 | 2 |
| Jul 2021July 2021 | $172M | 291 | 5 | 2 |
Besides its headquarters, Ranch Capital Advisors has 1 office (1 private residence, listed without an address), with 1 listed address in 1 state.
Florida · 1 listed address
- 4910 Lakewood Ranch BLVD, #130, SarasotaHQ
Contact and registration details
- Legal name
- Ranch Capital Advisors Inc.
- Headquarters
- 4910 Lakewood Ranch BLVD, #130, Sarasota, FL 34240
- Website
- ranchcap.com
- Phone
- 941-462-2666
- @20312985
- SEC file
- 801-114909
- Founded
- 2019
- Structure
- Florida corporation
- Fiscal year end
- December
Ranch Capital Advisors’ named custodian for separately managed accounts is Fidelity ($375M). Ranch Capital Advisors does not have custody of client assets.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $375M100%
At year end, Ranch Capital Advisors’ separately managed accounts were mostly in stocks (50%) and funds (34%). Its reported 13F holdings for the quarter ended 30 June 2026 total $316M across 157 positions; the largest are SPDR Series Trust (5.1%), Apple Inc. (3.9%) and Nvidia Corporation (3.4%).
What the accounts hold
- Stocks50%
- Exchange-traded equities49%
- Non-exchange-traded equities1%
- Funds34%
- Registered funds32%
- Pooled vehicles2%
- Bonds9%
- U.S. government and agency bonds4%
- Investment grade corporate bonds4%
- High-yield corporate bonds1%
- Cash7%
- Other1%
- Preferred stock1%
How many clients does Ranch Capital Advisors have?
Ranch Capital Advisors has 425 clients and manages $386 million for them, as of September 2026. They include 311 individual clients and 114 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 21 September 2026
What services does Ranch Capital Advisors offer?
Ranch Capital Advisors provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and philanthropic planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Ranch Capital Advisors charge?
Ranch Capital Advisors charges 0.65%–1.50% a year for its Portfolio Management Services. The fee is billed in advance and is negotiable.
Source: 09 21 2026 RCA FORM ADV PART 2A AND 2B FINAL, filed 21 September 2026
Which custodians does Ranch Capital Advisors use?
Ranch Capital Advisors’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $375M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 21 September 2026
How many financial advisors does Ranch Capital Advisors have?
Ranch Capital Advisors has 7 investment adviser representatives registered with state securities authorities, out of 7 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Ranch Capital Advisors invest in?
At the end of its last fiscal year, Ranch Capital Advisors’ separately managed accounts held 49% exchange-traded equities, 32% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 4% U.S. government and agency bonds, 4% investment grade corporate bonds, 2% pooled vehicles (private funds and similar), 1% non-exchange-traded equities, 1% high-yield corporate bonds and 1% other. The 1% other category is described as: Preferred Stock.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Ranch Capital Advisors?
Ranch Capital Advisors is owned through a holding company by Gregory Pacitti and Bradley Tremitiere. Its direct owner is Ranch Cap Holdings Inc. (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 21 September 2026
How does Ranch Capital Advisors get paid?
Ranch Capital Advisors is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Ranch Capital Advisors?
Ranch Capital Advisors’ main office is at 4910 Lakewood Ranch BLVD, #130, Sarasota, FL 34240. Its phone number is 941-462-2666. Its website is ranchcap.com.