Quantum Financial Planning Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 1,000 clients last fiscal year.
Quantum Financial Planning Services reports 790 clients. They include 537 individual clients and 253 high-net-worth individuals. Of its assets, 97.8% ($711M across 2,977 accounts) are managed with discretion; $15.9M across 48 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 68% | 30% |
| High-net-worth individuals | 32% | 69% |
| Charitable organizations | Fewer than 5 | 1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 537 | $217M | 29.9% | $405K |
| High-net-worth individuals | 253 | $499M | 68.6% | $1.97M |
| Charitable organizations | Fewer than 5 | $9.3M | 1.3% | — |
| Corporations and other businesses | Fewer than 5 | $1.68M | 0.2% | — |
| Total | 790 | $727M | 100% | — |
- Clients
- 537
- Regulatory AUM
- $217M
- AUM share
- 29.9%
- Avg. per client
- $405K
- Clients
- 253
- Regulatory AUM
- $499M
- AUM share
- 68.6%
- Avg. per client
- $1.97M
- Clients
- Fewer than 5
- Regulatory AUM
- $9.3M
- AUM share
- 1.3%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $1.68M
- AUM share
- 0.2%
- Avg. per client
- —
Total
- Clients
- 790
- Regulatory AUM
- $727M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1000
Quantum Financial Planning Services charges up to 1.25% a year for its Asset Management Services. The fee is billed in advance or in arrears, is negotiable and has a $5,000 annual minimum. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Initial and One-Time Financial Planning
- Hourly at $350 per planner hour and $75 per support staff hour, or a flat rate based on estimated time.
- Ongoing Financial Planning for Real Estate Professionals
- Ongoing flat monthly fee: $250 for assets under $500,000, $125 from $500,000 to $1 million, and $0 above $1 million.
Christopher Christiansen owns 50% to 75% of Quantum Financial Planning Services. The leadership team of Quantum Financial Planning Services includes President Christopher Christiansen. It has 19 employees, 13 of them in advisory roles.
Leadership
- Christopher ChristiansenPresident, CCO
- Micah CoskiVice President
- Jordan CurnuttTreasurer
- Ryan FarminSecretary
Investment adviser representatives
15 representatives listed in the SEC register as of 9 October 2026.
- Christopher Eric Christiansen
- Mark Andrew Coski
- Micah Stephen Coski
- Jordan David Curnutt
- Bailey Allen Erickson
- Ryan Farmin
- Nicholas Rau Fuller
- Eric Fenton Green
- Madeleine Lynn Lobdell
- Joseph Ansah Quansah
- Travis John Schiele
- Amanda Jean Sullivan
- Craig Robert Whitbeck
- Kerry Matthew White
- Austin Cole Zimmerman
Staff
- 19 employees
- 13 in advisory functions
- 13 state-registered reps
- Owns 50% to 75% of Quantum Financial Planning Services, Inc.
Christopher Christiansen
Control person · since April 2018
- Owns 10% to 25% of Quantum Financial Planning Services, Inc.
Micah Coski
Control person · since July 2018
- Owns 10% to 25% of Quantum Financial Planning Services, Inc.
Jordan Curnutt
Control person · since July 2018
- Owns 5% to 10% of Quantum Financial Planning Services, Inc.
Ryan Farmin
Control person · since January 2025
Quantum Financial Planning Services’ regulatory assets grew 1.9× from $387M (April 2021) to $727M (December 2025); clients rose from 612 to 790 and employees from 13 to 19. In 2025, 2 advisory firms and teams joined it. The most recent was Eric Green (PFA LLC dba Purpose Financial Advisors), in Q4 2025.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| December 2025 | $727M | 790 | 19 | 2 |
| July 2025 | $592M | 708 | 16 | 1 |
| December 2023 | $466M | 668 | 13 | 1 |
| December 2022 | $414M | 646 | 12 | 1 |
| February 2022 | $457M | 633 | 11 | 1 |
| April 2021 | $387M | 612 | 13 | 1 |
Firms that joined
20252 joined
- Eric Green (PFA LLC dba Purpose Financial Advisors)TeamNo filed AUM
- Clear Future FinancialNo filed AUM
Firms whose SEC withdrawal reports a sale to this firm, and deals reported in the press. Teams that moved without selling a registered firm may not appear.
Besides its headquarters, Quantum Financial Planning Services has 1 office, with 2 listed addresses in Washington.
Washington · 2 listed addresses
- 720 W Boone Ave, Ste 100, SpokaneHQ
- 16201 E. Indiana Ave, Spokane Valley
Contact and registration details
- Legal name
- Quantum Financial Planning Services, Inc.
- Headquarters
- 720 W Boone Ave, Ste 100, Spokane, WA 99201
- Website
- quantumplanning.com
- Phone
- 509-328-6653
- @quantum-financial
- SEC file
- 801-110112
- Founded
- 1979
- Structure
- Washington corporation
- Fiscal year end
- September
Quantum Financial Planning Services uses Charles Schwab ($700M) as custodian for its separately managed accounts. Quantum Financial Planning Services has custody of $39M in client assets for 46 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $700M100%
At year end, Quantum Financial Planning Services’ separately managed accounts were mostly in funds (96%). Its reported 13F holdings for the quarter ended 30 June 2026 total $323M across 58 positions; the largest are Vanguard Index Fds (22.1%), Vanguard Scottsdale Fds (21.2%) and SPDR Series Trust (15.9%).
What the accounts hold
- Stocks3%
- Funds96%
- Cash1%
Reported 13F holdings
- $323M
- Reported 13F value
- 58
- Positions
- 90.6%
- In the 10 largest
- +15.9%
- Value vs. prior quarter
- Vanguard Index Fds · Growth ETF22.1%
- Vanguard Scottsdale Fds · Shrt Trm Corp. BD21.2%
- SPDR Series Trust · ST Str P500etf15.9%
- Dimensional ETF Trust · Intl Core Equity9.8%
- Vanguard Malvern Fds · Core BD ETF9.3%
- Capital Group Core Balanced5.0%
- Capital Group Dividend Value · Shs Creat Unit2.9%
- Dimensional ETF Trust · US Targeted Vlu2.6%
- iShares TR · Core US Aggbd ET1.0%
- Eli Lilly & CO0.8%
Together, the ten largest are 90.6% of reported value.
How many clients does Quantum Financial Planning Services have?
Quantum Financial Planning Services has 790 clients and manages $727 million for them, as of December 2025. They include 537 individual clients and 253 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 19 December 2025
What services does Quantum Financial Planning Services offer?
Quantum Financial Planning Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Quantum Financial Planning Services charge?
Quantum Financial Planning Services charges up to 1.25% a year for its Asset Management Services. The fee is billed in advance or in arrears, is negotiable and has a $5,000 annual minimum.
Source: QUANTUM ADV PART 2A DECEMBER 2025, filed 19 December 2025
Which custodians does Quantum Financial Planning Services use?
Quantum Financial Planning Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $700M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 19 December 2025
How many financial advisors does Quantum Financial Planning Services have?
Quantum Financial Planning Services has 13 investment adviser representatives registered with state securities authorities, out of 19 employees, and 13 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Quantum Financial Planning Services invest in?
At the end of its last fiscal year, Quantum Financial Planning Services’ separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 3% exchange-traded equities and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Quantum Financial Planning Services?
Quantum Financial Planning Services’ direct owners are Christopher Christiansen (50% to 75%), Micah Coski (10% to 25%), Jordan Curnutt (10% to 25%) and Ryan Farmin (5% to 10%).
Source: Form ADV Part 1A, Schedules A and B, filed 19 December 2025
How does Quantum Financial Planning Services get paid?
Quantum Financial Planning Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Quantum Financial Planning Services?
Quantum Financial Planning Services’ main office is at 720 W Boone Ave, Ste 100, Spokane, WA 99201. Its phone number is 509-328-6653. Its website is quantumplanning.com.