Prudent Investors Network provides financial planning, portfolio management for individuals and small businesses, publishing newsletters, educational seminars, estate planning, and insurance. Financial planning was provided to 1–10 clients last fiscal year.
Prudent Investors Network reports 670 clients. They include 514 individual clients and 156 high-net-worth individuals. Of its assets, 100.0% ($516M across 670 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 77% | 34% |
| High-net-worth individuals | 23% | 66% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 514 | $173M | 33.5% | $336K |
| High-net-worth individuals | 156 | $343M | 66.5% | $2.2M |
| Total | 670 | $516M | 100% | $770K |
- Clients
- 514
- Regulatory AUM
- $173M
- AUM share
- 33.5%
- Avg. per client
- $336K
- Clients
- 156
- Regulatory AUM
- $343M
- AUM share
- 66.5%
- Avg. per client
- $2.2M
Total
- Clients
- 670
- Regulatory AUM
- $516M
- AUM share
- 100%
- Avg. per client
- $770K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Prudent Investors Network charges up to 1.40% a year for its Investment Management Fees. The fee is billed in advance and requires an account of at least $250,000. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Expert Witness Services
- Charged at $750 per hour, with a retainer that may be required before services begin.
- Financial Planning and Consulting
- Billed at $425 an hour or a fixed negotiated fee; these fees may be negotiable.
Jeremy Lau owns 75% or more of Prudent Investors Network. Jeremy Lau is CEO; the leadership team includes Chief Compliance Officer Anna Yen. It has 8 employees, 3 of them in advisory roles.
Leadership
- Jeremy LauChief Executive Officer
- Anna YenChief Compliance Officer
- Jared OngPrincipal
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
- Anna Yen Kim
- Jeremy Le Van Lau
- Jared Cheung-Yi Ong
Staff
- 8 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Prudent Investors Network, Inc.
Jeremy Lau
Control person · since January 2023
Prudent Investors Network’s regulatory assets grew 2.9× from $179M (June 2021) to $516M (April 2026); clients rose from 223 to 670 and employees from 6 to 8.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Apr 2026April 2026 | $516M | 670 | 8 | 1 |
| Mar 2025March 2025 | $409M | 580 | 8 | 1 |
| Feb 2024February 2024 | $295M | 490 | 5 | 1 |
| May 2023May 2023 | $238M | 375 | 6 | 1 |
| Jul 2022July 2022 | $245M | 405 | 6 | 2 |
| Jun 2021June 2021 | $179M | 223 | 6 | 2 |
Besides its headquarters, Prudent Investors Network has 0 offices, with 1 listed address in 1 state.
California · 1 listed address
- 22932 El Toro RD., Lake ForestHQ
Other business names
Prudent Investors Network has reported 1 other business name to the SEC.
- Prudent Investors
Contact and registration details
- Legal name
- Prudent Investors Network, Inc.
- Headquarters
- 22932 El Toro RD., Lake Forest, CA 92630
- Website
- prudentinvestorsnetwork.com
- Phone
- 760-597-9255
- @prudent-investors
- SEC file
- 801-79432
- Structure
- California corporation
- Fiscal year end
- December
Prudent Investors Network’s named custodian for separately managed accounts is Charles Schwab ($516M). Prudent Investors Network has custody of $23.3M for 27 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $516M100%
At year end, Prudent Investors Network’s separately managed accounts were mostly in stocks (86%). Its reported 13F holdings for the quarter ended 30 June 2026 total $516M across 87 positions; the largest are iShares TR (10.7%), iShares TR (10.4%) and J P Morgan Exchange Traded F (9.8%).
What the accounts hold
- Stocks86%
- Funds7%
- Bonds2%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash3%
- Other2%
- Cds2%
Reported 13F holdings
- $516M
- Reported 13F value
- 87
- Positions
- 73.4%
- In the 10 largest
- +12.4%
- Value vs. prior quarter
- iShares TR · 7-10 YR Trsy BD10.7%
- iShares TR · JPMORGAN Usd Emg10.4%
- J P Morgan Exchange Traded F · Core Plus BD ETF9.8%
- iShares TR · Core Intl Aggr8.6%
- iShares TR · Core MSCI Intl6.9%
- Invesco Qqq TR · Unit Ser 16.1%
- iShares TR · MSCI USA Mmentm6.0%
- Select Sector SPDR TR · ST Str Finl ETF5.3%
- Vanguard Intl Equity Index F · FTSE Emr Mkt ETF4.9%
- Vanguard Index Fds · Mid Cap ETF4.7%
Together, the ten largest are 73.4% of reported value.
How many clients does Prudent Investors Network have?
Prudent Investors Network has 670 clients and manages $516 million for them, as of April 2026. They include 514 individual clients and 156 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 April 2026
What services does Prudent Investors Network offer?
Prudent Investors Network provides financial planning, portfolio management for individuals and small businesses, publishing newsletters, educational seminars, estate planning, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Prudent Investors Network charge?
Prudent Investors Network charges up to 1.40% a year for its Investment Management Fees. The fee is billed in advance and requires an account of at least $250,000.
Source: 2A BROCHURE, filed 30 March 2026
Which custodians does Prudent Investors Network use?
Prudent Investors Network’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $516M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 April 2026
How many financial advisors does Prudent Investors Network have?
Prudent Investors Network has 3 investment adviser representatives registered with state securities authorities, out of 8 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Prudent Investors Network invest in?
At the end of its last fiscal year, Prudent Investors Network’s separately managed accounts held 86% exchange-traded equities, 7% registered funds (mutual funds, ETFs, BDCs), 3% cash and equivalents, 2% other, 1% state and local bonds and 1% investment grade corporate bonds. The 2% other category is described as: CDS.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Prudent Investors Network have a minimum investment?
Yes, Prudent Investors Network’s minimum account size for its Investment Management Fees is $250K.
Source: 2A BROCHURE, filed 30 March 2026
Who owns Prudent Investors Network?
Prudent Investors Network’s direct owner is Jeremy Lau (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 30 April 2026
How does Prudent Investors Network get paid?
Prudent Investors Network is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Prudent Investors Network?
Prudent Investors Network’s main office is at 22932 El Toro RD., Lake Forest, CA 92630. Its phone number is 760-597-9255. Its website is prudentinvestorsnetwork.com.