Prospect Financial Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
Prospect Financial Group reports 48 clients. They include 39 high-net-worth individuals and 9 individual clients. Of its assets, 100.0% ($204M across 326 accounts) are managed with discretion. It advised 1 client without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 19% | 1% |
| High-net-worth individuals | 81% | 99% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 9 | $2.9M | 1.4% | $322K |
| High-net-worth individuals | 39 | $202M | 98.6% | $5.17M |
| Total | 48 | $204M | 100% | $4.26M |
- Clients
- 9
- Regulatory AUM
- $2.9M
- AUM share
- 1.4%
- Avg. per client
- $322K
- Clients
- 39
- Regulatory AUM
- $202M
- AUM share
- 98.6%
- Avg. per client
- $5.17M
Total
- Clients
- 48
- Regulatory AUM
- $204M
- AUM share
- 100%
- Avg. per client
- $4.26M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 1
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Prospect Financial Group charges 0.125%–1.00% a year for its Investment Advisory Fees. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Financial planning is billed hourly ($350 senior advisor, $125 financial planner, $75 associate), by subscription typically $500 to $2,500 a quarter, or as a fixed fee typically $5,000 to $10,000.
- Retirement Plan Advisory Services
- Plan advisory fees are a negotiable percentage of assets within the plan, varying with the scope, frequency and size of the plan.
Gillian Curran owns 75% or more of Prospect Financial Group. The leadership team of Prospect Financial Group includes President Gillian Curran. It has 2 employees.
Leadership
- Gillian CurranPresident, CCO
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Prospect Financial Group LLC
Gillian Curran
Control person · since December 2004
Prospect Financial Group’s regulatory assets grew 1.7× from $119M (March 2022) to $204M (July 2026); clients rose from 42 to 48 and employees from 1 to 2.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| July 2026 | $204M | 48 | 2 | 1 |
| February 2025 | $176M | 40 | 1 | 1 |
| March 2024 | $159M | 43 | 1 | 1 |
| January 2023 | $141M | 45 | 1 | 1 |
| March 2022 | $119M | 42 | 1 | 1 |
Besides its headquarters, Prospect Financial Group has 0 offices, with 1 listed address with no US state reported.
Contact and registration details
- Legal name
- Prospect Financial Group LLC
- Headquarters
- Not reported
- Website
- prospect-group.com
- Phone
- 703-852-9673
- SEC file
- 801-123732
- Founded
- 2004
- Structure
- Virginia LLC
- Fiscal year end
- December
Prospect Financial Group uses Charles Schwab ($199M) as custodian for its separately managed accounts. Prospect Financial Group has custody of $139M in client assets for 37 clients.
- Charles SchwabCharles Schwab & Co., Inc. · West Lake, TX · $199M100%
At year end, Prospect Financial Group’s separately managed accounts were mostly in stocks (72%) and funds (27%). Its reported 13F holdings for the quarter ended 30 June 2026 total $124M across 70 positions; the largest are Dimensional ETF Trust (9.8%), Dimensional ETF Trust (7.5%) and Vanguard BD Index Fds (7.0%).
What the accounts hold
- Stocks72%
- Exchange-traded equities71%
- Non-exchange-traded equities1%
- Funds27%
- Registered funds26%
- Pooled vehicles1%
- Cash1%
Reported 13F holdings
- $124M
- Reported 13F value
- 70
- Positions
- 57.4%
- In the 10 largest
- +14.6%
- Value vs. prior quarter
- Dimensional ETF Trust · Emerging Mkts CO9.8%
- Dimensional ETF Trust · US Cor Equ 1 ETF7.5%
- Vanguard BD Index Fds · Total Bnd Mrkt7.0%
- Dimensional ETF Trust · Intl Core Equity6.1%
- Dimensional ETF Trust · US Cor Equ 2 ETF5.9%
- Vanguard Charlotte Fds · Total Int BD ETF5.9%
- Vanguard Index Fds · Total Stk Mkt5.1%
- Vanguard Index Fds · S&P 500 ETF Shs4.0%
- American Centy ETF TR · Intl Smcp Vlu3.3%
- Fidelity Covington Trust · MSCI RL Est ETF2.9%
Together, the ten largest are 57.4% of reported value.
How many clients does Prospect Financial Group have?
Prospect Financial Group has 48 clients and manages $204 million for them, as of July 2026. They include 39 high-net-worth individuals and 9 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 14 July 2026
What services does Prospect Financial Group offer?
Prospect Financial Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Prospect Financial Group charge?
Prospect Financial Group charges 0.125%–1.00% a year for its Investment Advisory Fees.
Source: PROSPECT FINANCIAL GROUP LLC 2025 BROCHURE, filed 31 March 2026
Which custodians does Prospect Financial Group use?
Prospect Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (West Lake, TX), with $199M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 July 2026
How many financial advisors does Prospect Financial Group have?
Prospect Financial Group has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Prospect Financial Group invest in?
At the end of its last fiscal year, Prospect Financial Group’s separately managed accounts held 71% exchange-traded equities, 26% registered funds (mutual funds, ETFs, BDCs), 1% non-exchange-traded equities, 1% pooled vehicles (private funds and similar) and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Prospect Financial Group?
Prospect Financial Group’s direct owner is Gillian Curran (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 14 July 2026
How does Prospect Financial Group get paid?
Prospect Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Prospect Financial Group?
Its phone number is 703-852-9673. Its website is prospect-group.com.