Pointer Financial Advisors provides financial planning and portfolio management for individuals and small businesses.
Pointer Financial Advisors reports 160 clients. They include 96 individual clients, 61 high-net-worth individuals and 3 other clients. Of its assets, 100.0% ($176M across 528 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 60% | 19% |
| High-net-worth individuals | 38% | 79% |
| Other | 2% | 2% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 96 | $33.6M | 19.1% | $350K |
| High-net-worth individuals | 61 | $140M | 79.1% | $2.29M |
| Other | Fewer than 5 | $3.21M | 1.8% | $1.07M |
| Total | 160 | $176M | 100% | — |
- Clients
- 96
- Regulatory AUM
- $33.6M
- AUM share
- 19.1%
- Avg. per client
- $350K
- Clients
- 61
- Regulatory AUM
- $140M
- AUM share
- 79.1%
- Avg. per client
- $2.29M
- Clients
- Fewer than 5
- Regulatory AUM
- $3.21M
- AUM share
- 1.8%
- Avg. per client
- $1.07M
Total
- Clients
- 160
- Regulatory AUM
- $176M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Pointer Financial Advisors charges up to 1.25% a year for its Advisory Fees. The fee is billed in advance and is negotiable.
Fee details and sources
Timothy Mudd owns 75% or more of Pointer Financial Advisors. Timothy Mudd is CEO. It has 5 employees, 2 of them in advisory roles.
Leadership
Timothy MuddChief Executive Officer, Chief Investment Officer & Chief Compliance Officer, Principal
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Pointer Financial Advisors LLC
Timothy Mudd
Control person · since June 2023
Pointer Financial Advisors’ regulatory assets grew Infinity× from $0 (June 2023) to $176M (March 2026); employees rose from 1 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $176M | 160 | 5 | 1 |
| March 2025 | $139M | 148 | 4 | 1 |
| March 2024 | $112M | 136 | 4 | 1 |
| June 2023 | $0 | 0 | 1 | 1 |
Besides its headquarters, Pointer Financial Advisors has 0 offices, with 1 listed address in Maryland.
Maryland · 1 listed address
- 10500 Little Patuxent Parkway, Suite 460, ColumbiaHQ
Contact and registration details
- Legal name
- Pointer Financial Advisors LLC
- Headquarters
- 10500 Little Patuxent Parkway, Suite 460, Columbia, MD 21044
- Website
- pointeradvisors.com
- Phone
- 301-804-0250
- @pointerfinancialadvisors
- SEC file
- 801-128061
- Structure
- Maryland LLC
- Fiscal year end
- December
Pointer Financial Advisors uses Charles Schwab ($176M) as custodian for its separately managed accounts. Pointer Financial Advisors does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $176M100%
At year end, Pointer Financial Advisors’ separately managed accounts were mostly in stocks (51%) and bonds (34%).
What the accounts hold
- Stocks51%
- Funds7%
- Bonds34%
- Investment grade corporate bonds23%
- High-yield corporate bonds7%
- State and local bonds4%
- Cash8%
How many clients does Pointer Financial Advisors have?
Pointer Financial Advisors has 160 clients and manages $176 million for them, as of March 2026. They include 96 individual clients, 61 high-net-worth individuals and 3 other clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026
What services does Pointer Financial Advisors offer?
Pointer Financial Advisors provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Pointer Financial Advisors charge?
Pointer Financial Advisors charges up to 1.25% a year for its Advisory Fees. The fee is billed in advance and is negotiable.
Which custodians does Pointer Financial Advisors use?
Pointer Financial Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $176M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026
How many financial advisors does Pointer Financial Advisors have?
Pointer Financial Advisors has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Pointer Financial Advisors invest in?
At the end of its last fiscal year, Pointer Financial Advisors’ separately managed accounts held 51% exchange-traded equities, 23% investment grade corporate bonds, 8% cash and equivalents, 7% high-yield corporate bonds, 7% registered funds (mutual funds, ETFs, BDCs) and 4% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Pointer Financial Advisors?
Pointer Financial Advisors’ direct owner is Timothy Mudd (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 25 March 2026
How does Pointer Financial Advisors get paid?
Pointer Financial Advisors is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Pointer Financial Advisors?
Pointer Financial Advisors’ main office is at 10500 Little Patuxent Parkway, Suite 460, Columbia, MD 21044. Its phone number is 301-804-0250. Its website is pointeradvisors.com.