Planning Solutions International provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 251–500 clients last fiscal year.
Planning Solutions International reports 620 clients. They include 588 individual clients and 32 high-net-worth individuals. Of its assets, 100.0% ($109M across 1,020 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 95% | 76% |
| High-net-worth individuals | 5% | 24% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 588 | $83.2M | 76.4% | $141K |
| High-net-worth individuals | 32 | $25.7M | 23.6% | $802K |
| Total | 620 | $109M | 100% | $176K |
- Clients
- 588
- Regulatory AUM
- $83.2M
- AUM share
- 76.4%
- Avg. per client
- $141K
- Clients
- 32
- Regulatory AUM
- $25.7M
- AUM share
- 23.6%
- Avg. per client
- $802K
Total
- Clients
- 620
- Regulatory AUM
- $109M
- AUM share
- 100%
- Avg. per client
- $176K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Planning Solutions International is paid through a percentage of assets under management and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Services
- Ongoing financial planning is billed monthly in advance at a monthly fee of up to $30, negotiable. Stand-alone planning fees are negotiable, with up to 50% invoiced before the deliverable.
Mario Payne owns 75% or more of Planning Solutions International. The leadership team of Planning Solutions International includes Chief Compliance Officer Mario Payne. It has 2 employees, 1 of them in advisory roles.
Staff
- 2 employees
- 1 in advisory functions
- 1 state-registered rep
- 1 insurance agent
- Owns 75% or more of Planning Solutions International LLC
Mario Payne
Control person · since February 2013
Planning Solutions International’s regulatory assets fell from $119M (June 2021) to $109M (March 2026); clients were 620 in both filings and employees fell from 4 to 2.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $109M | 620 | 2 | 1 |
| Mar 2025March 2025 | $106M | 640 | 2 | 1 |
| Jul 2024July 2024 | $155M | 993 | 2 | 1 |
| Aug 2023August 2023 | $120M | 922 | 5 | 1 |
| Jun 2022June 2022 | $140M | 873 | 5 | 1 |
| Jun 2021June 2021 | $119M | 626 | 4 | 1 |
Besides its headquarters, Planning Solutions International has 0 offices, with 1 listed address in 1 state.
Florida · 1 listed address
- 1901 University BLVD W, JacksonvilleHQ
Contact and registration details
- Legal name
- Planning Solutions International LLC
- Headquarters
- 1901 University BLVD W, Jacksonville, FL 32217
- Website
- toamsfinancial.com
- Phone
- 904-733-5321
- SEC file
- 801-120648
- Structure
- Florida LLC
- Fiscal year end
- December
Planning Solutions International’s named custodians for separately managed accounts are Altruist ($83.2M, 78%) and Florida Retirement System ($22.8M, 22%). Planning Solutions International does not have custody of client assets.
- AltruistAltruist Financial LLC · Culver City, CA · $83.2M78%
- Florida Retirement SystemFlorida Retirement System · Tallahassee, FL · $22.8M22%
At year end, Planning Solutions International’s separately managed accounts were mostly in stocks (65%) and cash (20%).
What the accounts hold
- Stocks65%
- Bonds15%
- Cash20%
How many clients does Planning Solutions International have?
Planning Solutions International has 620 clients and manages $109 million for them, as of March 2026. They include 588 individual clients and 32 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does Planning Solutions International offer?
Planning Solutions International provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Planning Solutions International use?
Planning Solutions International’s separately managed account assets are held at Altruist Financial LLC (Culver City, CA), with $83.2M and Florida Retirement System (Tallahassee, FL), with $22.8M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does Planning Solutions International have?
Planning Solutions International has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Planning Solutions International invest in?
At the end of its last fiscal year, Planning Solutions International’s separately managed accounts held 65% exchange-traded equities, 20% cash and equivalents and 15% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Planning Solutions International?
Planning Solutions International’s direct owner is Mario Payne (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does Planning Solutions International get paid?
Planning Solutions International is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Planning Solutions International?
Planning Solutions International’s main office is at 1901 University BLVD W, Jacksonville, FL 32217. Its phone number is 904-733-5321. Its website is toamsfinancial.com.
