Pine Harbor Wealth Management provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 101–250 clients last fiscal year.
Pine Harbor Wealth Management reports 159 clients. They include 105 high-net-worth individuals and 54 individual clients. Of its assets, 100.0% ($507M across 652 accounts) are managed with discretion. Of its clients, 1% are outside the U.S. It advised 12 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 34% | 4% |
| High-net-worth individuals | 66% | 96% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 54 | $22.1M | 4.4% | $410K |
| High-net-worth individuals | 105 | $485M | 95.6% | $4.62M |
| Total | 159 | $507M | 100% | $3.19M |
- Clients
- 54
- Regulatory AUM
- $22.1M
- AUM share
- 4.4%
- Avg. per client
- $410K
- Clients
- 105
- Regulatory AUM
- $485M
- AUM share
- 95.6%
- Avg. per client
- $4.62M
Total
- Clients
- 159
- Regulatory AUM
- $507M
- AUM share
- 100%
- Avg. per client
- $3.19M
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 12
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Pine Harbor Wealth Management charges 0.00%–0.89% a year for its Portfolio Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 0.89% |
| $1M–$3M | 0.79% |
| $3M–$6M | 0.69% |
| $6M and above | 0.00% |
Fee details and sources
Other fees
- Financial Planning Services
- For clients outside portfolio management: fixed fees of $1,000 to $10,000, hourly at $395, or a monthly retainer typically $300 to $800.
David Quinn owns 75% or more of Pine Harbor Wealth Management. It has 2 employees, 1 of them in advisory roles.
Leadership
- David QuinnCEO/CCO/Managing Member
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
Staff
- 2 employees
- 1 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Pine Harbor Wealth Management LLC
David Quinn
Control person · since October 2019
Pine Harbor Wealth Management’s regulatory assets grew from $356M (July 2024) to $507M (February 2026); clients rose from 130 to 159 and employees fell from 3 to 2.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $507M | 159 | 2 | 1 |
| February 2025 | $445M | 147 | 2 | 1 |
| July 2024 | $356M | 130 | 3 | 2 |
Besides its headquarters, Pine Harbor Wealth Management has 0 offices, with 1 listed address in Virginia.
Virginia · 1 listed address
- 8280 Willow Oaks Corporate Drive, Suite 600, FairfaxHQ
Contact and registration details
- Legal name
- Pine Harbor Wealth Management LLC
- Headquarters
- 8280 Willow Oaks Corporate Drive, Suite 600, Fairfax, VA 22031
- Website
- pineharborwealth.com
- Phone
- 703-589-9100
- @pine-harbor-wealth-management
- SEC file
- 801-129354
- Structure
- Virginia LLC
- Fiscal year end
- December
Pine Harbor Wealth Management uses Charles Schwab ($377M, 74%) and Fidelity ($130M, 26%) as custodians for its separately managed accounts. Pine Harbor Wealth Management has custody of $65.6M in client assets for 30 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $377M74%
- FidelityNational Financial Services LLC · Boston, MA · $130M26%
At year end, Pine Harbor Wealth Management’s separately managed accounts were mostly in funds (77%) and stocks (11%). Its reported 13F holdings for the quarter ended 30 June 2026 total $373M across 112 positions; the largest are Dimensional ETF Trust (12.7%), Dimensional ETF Trust (10.6%) and Pgim ETF TR (10.5%).
What the accounts hold
- Stocks11%
- Funds77%
- Bonds6%
- U.S. government and agency bonds5%
- State and local bonds1%
- Cash6%
Reported 13F holdings
- $373M
- Reported 13F value
- 112
- Positions
- 71.4%
- In the 10 largest
- +11.7%
- Value vs. prior quarter
- Dimensional ETF Trust · US Equi Mark ETF12.7%
- Dimensional ETF Trust · Intl Core Equity10.6%
- Pgim ETF TR · Aaa Clo ETF10.5%
- Pgim ETF TR · Pgim Ultra SH BD9.6%
- Invesco Qqq TR · Unit Ser 16.8%
- Dimensional ETF Trust · Shor Dur Fix ETF5.0%
- Vanguard Index Fds · Total Stk Mkt4.8%
- American Centy ETF TR · US Large Cap Vlu4.7%
- American Centy ETF TR · US Sml CP Valu4.3%
- iShares U S ETF TR · Shor Mat Mun ETF2.3%
Together, the ten largest are 71.4% of reported value.
How many clients does Pine Harbor Wealth Management have?
Pine Harbor Wealth Management has 159 clients and manages $507 million for them, as of February 2026. They include 105 high-net-worth individuals and 54 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 February 2026
What services does Pine Harbor Wealth Management offer?
Pine Harbor Wealth Management provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Pine Harbor Wealth Management charge?
Pine Harbor Wealth Management charges 0.00%–0.89% a year for its Portfolio Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Source: PINE HARBOR WEALTH MANAGEMENT LLC DISCLOSURE BROCHURE, filed 23 February 2026
Which custodians does Pine Harbor Wealth Management use?
Pine Harbor Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $377M and National Financial Services LLC (Boston, MA), with $130M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 February 2026
How many financial advisors does Pine Harbor Wealth Management have?
Pine Harbor Wealth Management has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Pine Harbor Wealth Management invest in?
At the end of its last fiscal year, Pine Harbor Wealth Management’s separately managed accounts held 77% registered funds (mutual funds, ETFs, BDCs), 11% exchange-traded equities, 6% cash and equivalents, 5% U.S. government and agency bonds and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Pine Harbor Wealth Management?
Pine Harbor Wealth Management’s direct owner is David Quinn (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 23 February 2026
How does Pine Harbor Wealth Management get paid?
Pine Harbor Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Pine Harbor Wealth Management registered with the SEC?
Yes, Pine Harbor Wealth Management has been registered with the SEC as an investment adviser since 12 January 2024. Its CRD number is 317352 and its SEC file number is 801-129354.
Source: Form ADV Part 1A, Item 1, filed 23 February 2026; IAPD firm record
How do I contact Pine Harbor Wealth Management?
Pine Harbor Wealth Management’s main office is at 8280 Willow Oaks Corporate Drive, Suite 600, Fairfax, VA 22031. Its phone number is 703-589-9100. Its website is pineharborwealth.com.