Peak Retirement Planning provides financial planning, portfolio management for individuals and small businesses, and educational seminars.
Peak Retirement Planning reports 910 clients. They include 565 individual clients and 345 high-net-worth individuals. Of its assets, 100.0% ($631M across 3,675 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 62% | 24% |
| High-net-worth individuals | 38% | 76% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 565 | $154M | 24.4% | $272K |
| High-net-worth individuals | 345 | $477M | 75.6% | $1.38M |
| Total | 910 | $631M | 100% | $693K |
- Clients
- 565
- Regulatory AUM
- $154M
- AUM share
- 24.4%
- Avg. per client
- $272K
- Clients
- 345
- Regulatory AUM
- $477M
- AUM share
- 75.6%
- Avg. per client
- $1.38M
Total
- Clients
- 910
- Regulatory AUM
- $631M
- AUM share
- 100%
- Avg. per client
- $693K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Peak Retirement Planning charges up to 1.50% a year for its Asset Management. The fee is billed in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Estate Planning
- Estate planning is a flat rate fee of up to $2,000 per engagement; Peak may offer it at no cost.
- Tax Preparation
- Tax preparation by the in-house CPA is a flat rate, a base rate plus a possible fee per special filing, negotiable by return complexity.
Joseph Schmitz owns 75% or more of Peak Retirement Planning. It has 22 employees, 16 of them in advisory roles.
Staff
- 22 employees
- 16 in advisory functions
- 16 state-registered reps
- 16 insurance agents
- Owns 75% or more of Peak Retirement Planning, Inc.
Joseph Schmitz
Control person · since January 2022
Peak Retirement Planning’s regulatory assets grew 6.0× from $106M (April 2024) to $631M (September 2026); clients rose from 254 to 910 and employees from 14 to 22.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Sep 2026September 2026 | $631M | 910 | 22 | 2 |
| Jul 2025July 2025 | $242M | 485 | 28 | 3 |
| Apr 2024April 2024 | $106M | 254 | 14 | 2 |
Besides its headquarters, Peak Retirement Planning has 1 office, with 2 listed addresses in 1 state.
Ohio · 2 listed addresses
- 3600 Olentangy River Road, Building 501, ColumbusHQ
- 3600 Olentangy River Road, Columbus
Contact and registration details
- Legal name
- Peak Retirement Planning, Inc.
- Headquarters
- 3600 Olentangy River Road, Building 501, Columbus, OH 43214
- Website
- peakretirementplanning.com
- Phone
- 614-500-4121
- @82548217
- SEC file
- 801-130337
- Structure
- Ohio corporation
- Fiscal year end
- December
Peak Retirement Planning’s named custodian for separately managed accounts is Altruist ($603M). Peak Retirement Planning does not have custody of client assets.
- AltruistAltruist · Culver City, CA · $603M100%
At year end, Peak Retirement Planning’s separately managed accounts were mostly in funds (61%) and stocks (36%). Its reported 13F holdings for the quarter ended 30 June 2026 total $632M across 194 positions; the largest are iShares 0-3 Month Treasury Bond ETF (10.4%), Invesco Qqq Trust, Series 1 (5.5%) and Vanguard FTSE Developed Markets ETF (4.5%).
What the accounts hold
- Stocks36%
- Funds61%
- Cash3%
How many clients does Peak Retirement Planning have?
Peak Retirement Planning has 910 clients and manages $631 million for them, as of September 2026. They include 565 individual clients and 345 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 September 2026
What services does Peak Retirement Planning offer?
Peak Retirement Planning provides financial planning, portfolio management for individuals and small businesses, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Peak Retirement Planning charge?
Peak Retirement Planning charges up to 1.50% a year for its Asset Management. The fee is billed in arrears and is negotiable.
Which custodians does Peak Retirement Planning use?
Peak Retirement Planning’s separately managed account assets are held at Altruist (Culver City, CA), with $603M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 September 2026
How many financial advisors does Peak Retirement Planning have?
Peak Retirement Planning has 16 investment adviser representatives registered with state securities authorities, out of 22 employees, and 16 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 16 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Peak Retirement Planning invest in?
At the end of its last fiscal year, Peak Retirement Planning’s separately managed accounts held 61% registered funds (mutual funds, ETFs, BDCs), 36% exchange-traded equities and 3% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Peak Retirement Planning?
Peak Retirement Planning’s direct owner is Joseph Schmitz (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 1 September 2026
How does Peak Retirement Planning get paid?
Peak Retirement Planning is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Peak Retirement Planning?
Peak Retirement Planning’s main office is at 3600 Olentangy River Road, Building 501, Columbus, OH 43214. Its phone number is 614-500-4121. Its website is peakretirementplanning.com.