Panoramic Capital Partners provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Panoramic Capital Partners reports 159 clients. They include 101 high-net-worth individuals and 58 individual clients. Of its assets, 100.0% ($393M across 712 accounts) are managed with discretion. It advised 4 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 36% | 8% |
| High-net-worth individuals | 64% | 90% |
| Charitable organizations | Fewer than 5 | 2% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 58 | $30.8M | 7.9% | $532K |
| High-net-worth individuals | 101 | $355M | 90.4% | $3.52M |
| Charitable organizations | Fewer than 5 | $6.16M | 1.6% | — |
| Corporations and other businesses | Fewer than 5 | $632K | 0.2% | — |
| Total | 159 | $393M | 100% | — |
- Clients
- 58
- Regulatory AUM
- $30.8M
- AUM share
- 7.9%
- Avg. per client
- $532K
- Clients
- 101
- Regulatory AUM
- $355M
- AUM share
- 90.4%
- Avg. per client
- $3.52M
- Clients
- Fewer than 5
- Regulatory AUM
- $6.16M
- AUM share
- 1.6%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $632K
- AUM share
- 0.2%
- Avg. per client
- —
Total
- Clients
- 159
- Regulatory AUM
- $393M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 4
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Panoramic Capital Partners charges up to 1.50% a year for its Asset Management. The fee is billed in advance and is negotiable. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Comprehensive Portfolio Management
- Maximum annual fee of 1.50%, billed pro-rata monthly in advance on account value and negotiable.
- Financial Planning & Consulting
- Flat fees will not exceed $75,000, or a recurring fee not exceeding $3,000 per month, set case by case in the signed agreement.
- Retirement Plan Consulting
- Fees based on a percentage of managed Plan assets will not exceed 1.00%, set case by case in the signed agreement.
Panoramic Capital Partners owns 75% or more of Panoramic Capital Partners. Andrew Carter is CEO; the leadership team includes Chief Compliance Officer Andrew Carter. It has 7 employees, 6 of them in advisory roles.
Leadership
- Andrew CarterChief Compliance Officer & Chief Executive Officer
- Andrew CarterChief Compliance
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
- Grace Buchanan
- Andrew George Rounsavelle Carter
- Lisa M Caselli
- Taylor Carl Gentry
- Catherine A Groff
- Nicholas Jacob Hubert
Staff
- 7 employees
- 6 in advisory functions
- 6 state-registered reps
- 2 insurance agents
- Owns 75% or more of Panoramic Capital Partners LLC
Panoramic Capital Partners
Control person · since May 2024
- Owns 75% or more of Panoramic Capital Partners LLC
Panoramic Capital Partners Holdings LLC
Control person · since May 2024
- Owns 50% to 75% of Panoramic Capital Partners Holdings LLC
Carter Living Trust
Control person · since May 2024
Andrew Carter
Co- trustee · Control person · since May 2024
Julie Carter
Co- trustee · Control person · since May 2024
Nicholas Hubert
Managing member · Control person · since May 2024
Taylor Gentry
Managing member · Control person · since May 2024
Panoramic Capital Partners’ regulatory assets grew Infinity× from $0 (June 2024) to $393M (March 2026); employees rose from 5 to 7.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $393M | 159 | 7 | 2 |
| April 2025 | $317M | 140 | 5 | 2 |
| June 2024 | $0 | 0 | 5 | 1 |
Besides its headquarters, Panoramic Capital Partners has 1 office (1 private residence, listed without an address), with 1 listed address in Oregon.
Oregon · 1 listed address
- 4949 Meadows Road, Suite 360, Lake OswegoHQ
Contact and registration details
- Legal name
- Panoramic Capital Partners LLC
- Headquarters
- 4949 Meadows Road, Suite 360, Lake Oswego, OR 97035
- Website
- panoramiccp.com
- Phone
- 503-937-7819
- @panoramic-capital-partners
- SEC file
- 801-130301
- Founded
- 2024
- Structure
- Delaware LLC
- Fiscal year end
- December
Panoramic Capital Partners uses Charles Schwab ($389M) as custodian for its separately managed accounts. Panoramic Capital Partners has custody of $105M in client assets for 76 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $389M100%
At year end, Panoramic Capital Partners’ separately managed accounts were mostly in funds (70%) and stocks (13%). Its reported 13F holdings for the quarter ended 30 June 2026 total $212M across 72 positions; the largest are iShares TR (22.0%), iShares TR (11.2%) and Capital Grp Fixed Incm ETF T (10.3%).
What the accounts hold
- Stocks13%
- Funds70%
- Registered funds65%
- Pooled vehicles5%
- Bonds4%
- Cash13%
Reported 13F holdings
- $212M
- Reported 13F value
- 72
- Positions
- 82.1%
- In the 10 largest
- +30.3%
- Value vs. prior quarter
- iShares TR · Core S&P500 ETF22.0%
- iShares TR · S&P 100 ETF11.2%
- Capital Grp Fixed Incm ETF T · Core Bond ETF10.3%
- iShares TR · Core S&P Scp ETF9.4%
- Capital Group Global Equity8.4%
- iShares TR · Core S&P Mcp ETF8.2%
- Capital Group Growth ETF · Shs Creat Unit6.4%
- Apple Inc.2.3%
- Nvidia Corporation2.1%
- Microsoft Corp.1.8%
Together, the ten largest are 82.1% of reported value.
How many clients does Panoramic Capital Partners have?
Panoramic Capital Partners has 159 clients and manages $393 million for them, as of March 2026. They include 101 high-net-worth individuals and 58 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 2 March 2026
What services does Panoramic Capital Partners offer?
Panoramic Capital Partners provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Panoramic Capital Partners charge?
Panoramic Capital Partners charges up to 1.50% a year for its Asset Management. The fee is billed in advance and is negotiable.
Source: FORM ADV PART 2A - FIRM BROCHURE, filed 24 February 2026
Which custodians does Panoramic Capital Partners use?
Panoramic Capital Partners’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $389M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 March 2026
How many financial advisors does Panoramic Capital Partners have?
Panoramic Capital Partners has 6 investment adviser representatives registered with state securities authorities, out of 7 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Panoramic Capital Partners invest in?
At the end of its last fiscal year, Panoramic Capital Partners’ separately managed accounts held 65% registered funds (mutual funds, ETFs, BDCs), 13% exchange-traded equities, 13% cash and equivalents, 5% pooled vehicles (private funds and similar) and 4% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Panoramic Capital Partners?
Panoramic Capital Partners’ direct owners are Panoramic Capital Partners (75% or more) and Panoramic Capital Partners Holdings LLC (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 2 March 2026
How does Panoramic Capital Partners get paid?
Panoramic Capital Partners is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Panoramic Capital Partners?
Panoramic Capital Partners’ main office is at 4949 Meadows Road, Suite 360, Lake Oswego, OR 97035. Its phone number is 503-937-7819. Its website is panoramiccp.com.