Pandora Wealth provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 11–25 clients last fiscal year.
Pandora Wealth reports 109 clients. They include 85 high-net-worth individuals, 20 individual clients, and 3 corporations and other businesses. Of its assets, 97.3% ($277M across 108 accounts) are managed with discretion; $7.56M across 1 account is not. A wrap fee program the firm both sponsors and manages holds $204M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 18% | 6% |
| High-net-worth individuals | 78% | 94% |
| Pension and profit-sharing plans | <1% | <1% |
| Corporations and other businesses | 3% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 20 | $16.6M | 5.8% | $831K |
| High-net-worth individuals | 85 | $267M | 93.8% | $3.14M |
| Pension and profit-sharing plans | Fewer than 5 | $350K | 0.1% | $350K |
| Corporations and other businesses | 3 | $700K | 0.2% | $233K |
| Total | 109 | $285M | 100% | — |
- Clients
- 20
- Regulatory AUM
- $16.6M
- AUM share
- 5.8%
- Avg. per client
- $831K
- Clients
- 85
- Regulatory AUM
- $267M
- AUM share
- 93.8%
- Avg. per client
- $3.14M
- Clients
- Fewer than 5
- Regulatory AUM
- $350K
- AUM share
- 0.1%
- Avg. per client
- $350K
- Clients
- 3
- Regulatory AUM
- $700K
- AUM share
- 0.2%
- Avg. per client
- $233K
Total
- Clients
- 109
- Regulatory AUM
- $285M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
Pandora Wealth charges 0.40%–1.00% for its Portfolio Management Services. The brochure does not state whether the rate is annual. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning for planning-only clients
- Clients engaging the firm solely for financial planning pay a fixed fee agreed in advance, generally $5,000 to $15,000 for the initial plan, half due at the outset.
Stephen Greco owns 75% or more of Pandora Wealth. Stephen Greco is CEO. It has 7 employees, 4 of them in advisory roles.
Leadership
- Stephen GrecoPresident, Chief Executive Officer & Chief Compliance Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
- Sergio De La Torre
- Stephen Albert Greco
- David Chien Tsow
Staff
- 7 employees
- 4 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Pandora Wealth, Inc.
Stephen Greco
Control person · since June 2024
Pandora Wealth’s regulatory assets grew from $205M (July 2024) to $285M (July 2026); clients fell from 116 to 109 and employees rose from 4 to 7.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| July 2026 | $285M | 109 | 7 | 4 |
| March 2025 | $236M | 132 | 4 | 2 |
| July 2024 | $205M | 116 | 4 | 2 |
Besides its headquarters, Pandora Wealth has 3 offices, with 4 listed addresses across 4 states.
California · 1 listed address
- 9655 Granite Ridge Drive, San Diego
Georgia · 1 listed address
- Deerfield Corporate Center One 13010 Morris Road, Alpharetta
Illinois · 1 listed address
- 1 Mid America Plaza, Oakbrook Terrace
Nevada · 1 listed address
- 1980 Festival Plaza, Suite 300, Las VegasHQ
Contact and registration details
- Legal name
- Pandora Wealth, Inc.
- Headquarters
- 1980 Festival Plaza, Suite 300, Las Vegas, NV 89135
- Website
- pandorawealth.com
- Phone
- 630-230-6841
- @22339616
- SEC file
- 801-130622
- Founded
- 2024
- Structure
- Nevada corporation
- Fiscal year end
- December
Pandora Wealth uses LPL Financial ($204M) as custodian for its separately managed accounts. Pandora Wealth does not have custody of client assets.
- LPL FinancialLPL Financial LLC · Fort Mill, SC · $204M100%
At year end, Pandora Wealth’s separately managed accounts were mostly in funds (51%) and stocks (32%).
What the accounts hold
- Stocks32%
- Funds51%
- Registered funds50%
- Pooled vehicles1%
- Bonds6%
- High-yield corporate bonds2%
- U.S. government and agency bonds1%
- State and local bonds1%
- Sovereign bonds1%
- Investment grade corporate bonds1%
- Cash9%
- Other2%
- Derivatives2%
How many clients does Pandora Wealth have?
Pandora Wealth has 109 clients and manages $285 million for them, as of July 2026. They include 85 high-net-worth individuals, 20 individual clients, and 3 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 July 2026
What services does Pandora Wealth offer?
Pandora Wealth provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Pandora Wealth charge?
Pandora Wealth charges 0.40%–1.00% for its Portfolio Management Services. The brochure does not state whether the rate is annual. The fee is billed in advance and is negotiable.
Which custodians does Pandora Wealth use?
Pandora Wealth’s separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $204M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 July 2026
How many financial advisors does Pandora Wealth have?
Pandora Wealth has 3 investment adviser representatives registered with state securities authorities, out of 7 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Pandora Wealth invest in?
At the end of its last fiscal year, Pandora Wealth’s separately managed accounts held 50% registered funds (mutual funds, ETFs, BDCs), 32% exchange-traded equities, 9% cash and equivalents, 2% high-yield corporate bonds, 2% derivatives, 1% U.S. government and agency bonds, 1% state and local bonds, 1% sovereign bonds, 1% investment grade corporate bonds and 1% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Pandora Wealth?
Pandora Wealth’s direct owner is Stephen Greco (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 30 July 2026
How does Pandora Wealth get paid?
Pandora Wealth is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Pandora Wealth registered with the SEC?
Yes, Pandora Wealth has been registered with the SEC as an investment adviser since 5 July 2024. Its CRD number is 331816 and its SEC file number is 801-130622.
Source: Form ADV Part 1A, Item 1, filed 30 July 2026; IAPD firm record
How do I contact Pandora Wealth?
Pandora Wealth’s main office is at 1980 Festival Plaza, Suite 300, Las Vegas, NV 89135. Its phone number is 630-230-6841. Its website is pandorawealth.com.