Palomar Advisors provides financial planning, portfolio management for individuals and small businesses, and pension consulting. Financial planning was provided to 1–10 clients last fiscal year.
Palomar Advisors reports 76 clients. They include 46 pension and profit-sharing plans, 13 individual clients, and 13 high-net-worth individuals. Of its assets, 100.0% ($101M across 13 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 17% | 3% |
| High-net-worth individuals | 17% | 42% |
| Pension and profit-sharing plans | 61% | 52% |
| Corporations and other businesses | 4% | 2% |
| Other | 1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 13 | $3.37M | 3.3% | $260K |
| High-net-worth individuals | 13 | $42.5M | 42.0% | $3.27M |
| Pension and profit-sharing plans | 46 | $52.9M | 52.2% | $1.15M |
| Corporations and other businesses | 3 | $2.49M | 2.5% | $828K |
| Other | 1 | $5.02K | 0.0% | $5.02K |
| Total | 76 | $101M | 100% | $1.33M |
- Clients
- 13
- Regulatory AUM
- $3.37M
- AUM share
- 3.3%
- Avg. per client
- $260K
- Clients
- 13
- Regulatory AUM
- $42.5M
- AUM share
- 42.0%
- Avg. per client
- $3.27M
- Clients
- 46
- Regulatory AUM
- $52.9M
- AUM share
- 52.2%
- Avg. per client
- $1.15M
- Clients
- 3
- Regulatory AUM
- $2.49M
- AUM share
- 2.5%
- Avg. per client
- $828K
- Clients
- 1
- Regulatory AUM
- $5.02K
- AUM share
- 0.0%
- Avg. per client
- $5.02K
Total
- Clients
- 76
- Regulatory AUM
- $101M
- AUM share
- 100%
- Avg. per client
- $1.33M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Palomar Advisors is paid through a percentage of assets under management and fixed fees (other than subscription fees); its fees and minimums are set out in its brochures on the SEC website.
John Fountain owns 75% or more of Palomar Advisors. The leadership team of Palomar Advisors includes President John Fountain. It has 2 employees.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- 2 insurance agents
- Owns 75% or more of Palomar Advisors Inc.
John Fountain
Control person · since May 2016
Besides its headquarters, Palomar Advisors has 3 offices (1 private residence, listed without an address), with 3 listed addresses in 1 state.
California · 2 listed addresses
- 41856 Ivy St, Murrieta
- 27636 Ynex RD., BLDG. L7, Temecula
Choose a state to see its listed addresses.
Contact and registration details
- Legal name
- Palomar Advisors Inc.
- Headquarters
- Not reported
- Website
- palomaradvisors.com
- Phone
- 760-417-5709
- SEC file
- 801-136031
- Structure
- California corporation
- Fiscal year end
- December
Palomar Advisors’ named custodians for separately managed accounts are Charles Schwab ($57.7M, 74%) and American Trust Investment Services ($20.1M, 26%). Palomar Advisors has custody of $46.7M for 38 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $57.7M74%
- American Trust Investment ServicesAmerican Trust Investment Services, Inc. · Whiting, IN · $20.1M26%
At year end, Palomar Advisors’ separately managed accounts were mostly in stocks (81%) and cash (12%).
What the accounts hold
- Stocks81%
- Bonds7%
- U.S. government and agency bonds6%
- Investment grade corporate bonds1%
- Cash12%
How many clients does Palomar Advisors have?
Palomar Advisors has 76 clients and manages $101 million for them, as of April 2026. They include 46 pension and profit-sharing plans, 13 individual clients, and 13 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 April 2026
What services does Palomar Advisors offer?
Palomar Advisors provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Palomar Advisors use?
Palomar Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $57.7M and American Trust Investment Services, Inc. (Whiting, IN), with $20.1M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 April 2026
How many financial advisors does Palomar Advisors have?
Palomar Advisors has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Palomar Advisors invest in?
At the end of its last fiscal year, Palomar Advisors’ separately managed accounts held 81% exchange-traded equities, 12% cash and equivalents, 6% U.S. government and agency bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Palomar Advisors?
Palomar Advisors’ direct owner is John Fountain (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 1 April 2026
How does Palomar Advisors get paid?
Palomar Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Palomar Advisors?
Its phone number is 760-417-5709. Its website is palomaradvisors.com.