Outbound Financial provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions. Financial planning was provided to 101–250 clients last fiscal year.
Outbound Financial reports 150 clients. They include 90 high-net-worth individuals and 60 individual clients. Of its assets, 100.0% ($151M across 423 accounts) are managed with discretion. It advised 95 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 40% | 6% |
| High-net-worth individuals | 60% | 94% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 60 | $8.97M | 5.9% | $150K |
| High-net-worth individuals | 90 | $142M | 94.1% | $1.58M |
| Total | 150 | $151M | 100% | $1.01M |
- Clients
- 60
- Regulatory AUM
- $8.97M
- AUM share
- 5.9%
- Avg. per client
- $150K
- Clients
- 90
- Regulatory AUM
- $142M
- AUM share
- 94.1%
- Avg. per client
- $1.58M
Total
- Clients
- 150
- Regulatory AUM
- $151M
- AUM share
- 100%
- Avg. per client
- $1.01M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 95
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Outbound Financial charges 0.35% for its Wealth Management Services. The brochure does not state whether the rate is annual. The fee is billed in arrears and is negotiable. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Comprehensive and ongoing financial planning
- Billed as an annual fee paid quarterly in arrears; includes income and gift tax preparation.
- Focused financial planning
- A fixed fee of $4,000, with $500 due when the engagement letter is signed and the rest on completion; extra work is billed at the hourly rate.
- Hourly financial planning
- Hourly financial planning is $250 per hour, which may be negotiable in certain cases.
Steven Nading owns 75% or more of Outbound Financial. The leadership team of Outbound Financial includes President Steven Nading. It has 1 employee.
Leadership
- Steven NadingPresident, CCO
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Outbound Financial, Inc.
Steven Nading
Control person · since January 2016
Outbound Financial’s regulatory assets grew from $118M (March 2025) to $151M (March 2026); clients rose from 128 to 150 and employees were 1 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $151M | 150 | 1 | 1 |
| March 2025 | $118M | 128 | 1 | 1 |
Besides its headquarters, Outbound Financial has 0 offices, with 1 listed address in Colorado.
Colorado · 1 listed address
- 6260 Lookout Road, Ste 220l, BoulderHQ
Contact and registration details
- Legal name
- Outbound Financial, Inc.
- Headquarters
- 6260 Lookout Road, Ste 220l, Boulder, CO 80301
- Website
- outboundfinancial.com
- Phone
- 720-642-9701
- SEC file
- 801-131224
- Structure
- Illinois corporation
- Fiscal year end
- December
Outbound Financial uses Charles Schwab ($151M) as custodian for its separately managed accounts. Outbound Financial does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $151M100%
At year end, Outbound Financial’s separately managed accounts were mostly in funds (98%). Its reported 13F holdings for the quarter ended 30 June 2026 total $154M across 45 positions; the largest are Dimensional ETF Trust (23.6%), Dimensional ETF Trust (10.9%) and American Centy ETF TR (7.3%).
What the accounts hold
- Funds98%
- Bonds1%
- Cash1%
Reported 13F holdings
- $154M
- Reported 13F value
- 45
- Positions
- 70.7%
- In the 10 largest
- +15.8%
- Value vs. prior quarter
- Dimensional ETF Trust · US Cor Equ 2 ETF23.6%
- Dimensional ETF Trust · Glob CO Plus ETF10.9%
- American Centy ETF TR · US EQT ETF7.3%
- Dimensional ETF Trust · Global CR ETF6.2%
- Dimensional ETF Trust · Intl Core Equity6.1%
- Dimensional ETF Trust · Natl Mun BD ETF5.9%
- Dimensional ETF Trust · Emerging Mkts CO3.1%
- Dimensional ETF Trust · Shor Dur Fix ETF2.7%
- Dimensional ETF Trust · Ultr Fix Inc. ETF2.5%
- American Centy ETF TR · Intl EQT ETF2.5%
Together, the ten largest are 70.7% of reported value.
How many clients does Outbound Financial have?
Outbound Financial has 150 clients and manages $151 million for them, as of March 2026. They include 90 high-net-worth individuals and 60 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 6 March 2026
What services does Outbound Financial offer?
Outbound Financial provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Outbound Financial charge?
Outbound Financial charges 0.35% for its Wealth Management Services. The brochure does not state whether the rate is annual. The fee is billed in arrears and is negotiable.
Which custodians does Outbound Financial use?
Outbound Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $151M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 March 2026
How many financial advisors does Outbound Financial have?
Outbound Financial has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Outbound Financial invest in?
At the end of its last fiscal year, Outbound Financial’s separately managed accounts held 98% registered funds (mutual funds, ETFs, BDCs), 1% U.S. government and agency bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Outbound Financial?
Outbound Financial’s direct owner is Steven Nading (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 6 March 2026
How does Outbound Financial get paid?
Outbound Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Outbound Financial?
Outbound Financial’s main office is at 6260 Lookout Road, Ste 220l, Boulder, CO 80301. Its phone number is 720-642-9701. Its website is outboundfinancial.com.