Our Wealth Guides provides financial planning, portfolio management for individuals and small businesses, educational seminars, divorce planning, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
Our Wealth Guides reports 240 clients. They include 141 individual clients and 99 high-net-worth individuals. Of its assets, 100.0% ($258M across 517 accounts) are managed with discretion. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 59% | 13% |
| High-net-worth individuals | 41% | 87% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 141 | $34.3M | 13.3% | $243K |
| High-net-worth individuals | 99 | $223M | 86.6% | $2.26M |
| Corporations and other businesses | Fewer than 5 | $280K | 0.1% | — |
| Total | 240 | $258M | 100% | — |
- Clients
- 141
- Regulatory AUM
- $34.3M
- AUM share
- 13.3%
- Avg. per client
- $243K
- Clients
- 99
- Regulatory AUM
- $223M
- AUM share
- 86.6%
- Avg. per client
- $2.26M
- Clients
- Fewer than 5
- Regulatory AUM
- $280K
- AUM share
- 0.1%
- Avg. per client
- —
Total
- Clients
- 240
- Regulatory AUM
- $258M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Our Wealth Guides charges 0.65%–1.20% a year for its Portfolio management services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.20% |
| $1M–$2M | 1.00% |
| $2M–$5M | 0.75% |
| $5M and above | 0.65% |
Fee details and sources
Other fees
- Financial planning
- Multi-component planning is a fixed fee from $250 to $6,000; limited planning is hourly at $250 per hour.
Nayivi Velez owns 75% or more of Our Wealth Guides. The leadership team of Our Wealth Guides includes President Nayivi Velez. It has 3 employees.
Leadership
- Nayivi VelezPresident/Chief Compliance Officer/Managing Member
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
- Andrew Steven Brooks
- Jon Westfall Courtney JR.
- Jamie Nyx Lovin
- Nayivi Veronica Velez
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Our Wealth Guides, Inc.
Nayivi Velez
Control person · since March 2018
Our Wealth Guides’ regulatory assets grew 2.4× from $110M (April 2021) to $258M (June 2026); clients rose from 96 to 240 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| June 2026 | $258M | 240 | 3 | 1 |
| July 2025 | $212M | 175 | 3 | 1 |
| April 2024 | $170M | 158 | 3 | 1 |
| April 2023 | $133M | 142 | 3 | 1 |
| April 2022 | $126M | 112 | 3 | 1 |
| April 2021 | $110M | 96 | 3 | 1 |
Besides its headquarters, Our Wealth Guides has 0 offices, with 1 listed address in California.
California · 1 listed address
- 2945 Townsgate Road, Suite 120, Westlake VillageHQ
Contact and registration details
- Legal name
- Our Wealth Guides, Inc.
- Headquarters
- 2945 Townsgate Road, Suite 120, Westlake Village, CA 91361
- Website
- villagewealthadvisors.com
- Phone
- 805-603-4960
- @village-wealth-advisors
- SEC file
- 801-121298
- Founded
- 2018
- Structure
- California corporation
- Fiscal year end
- December
Our Wealth Guides uses Charles Schwab ($253M) as custodian for its separately managed accounts. Our Wealth Guides does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $253M100%
At year end, Our Wealth Guides’ separately managed accounts were mostly in stocks (89%) and funds (10%).
What the accounts hold
- Stocks89%
- Funds10%
- Registered funds9%
- Pooled vehicles1%
- Bonds1%
- Cash2%
How many clients does Our Wealth Guides have?
Our Wealth Guides has 240 clients and manages $258 million for them, as of June 2026. They include 141 individual clients and 99 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 18 June 2026
What services does Our Wealth Guides offer?
Our Wealth Guides provides financial planning, portfolio management for individuals and small businesses, educational seminars, divorce planning, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Our Wealth Guides charge?
Our Wealth Guides charges 0.65%–1.20% a year for its Portfolio management services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Which custodians does Our Wealth Guides use?
Our Wealth Guides’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $253M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 June 2026
How many financial advisors does Our Wealth Guides have?
Our Wealth Guides has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Our Wealth Guides invest in?
At the end of its last fiscal year, Our Wealth Guides’ separately managed accounts held 89% exchange-traded equities, 9% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents, 1% investment grade corporate bonds and 1% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Our Wealth Guides?
Our Wealth Guides’ direct owner is Nayivi Velez (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 18 June 2026
How does Our Wealth Guides get paid?
Our Wealth Guides is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Our Wealth Guides registered with the SEC?
Yes, Our Wealth Guides has been registered with the SEC as an investment adviser since 24 May 2021. Its CRD number is 296866 and its SEC file number is 801-121298.
Source: Form ADV Part 1A, Item 1, filed 18 June 2026; IAPD firm record
How do I contact Our Wealth Guides?
Our Wealth Guides’ main office is at 2945 Townsgate Road, Suite 120, Westlake Village, CA 91361. Its phone number is 805-603-4960. Its website is villagewealthadvisors.com.