Opus Financial Solutions provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 11–25 clients last fiscal year.
Opus Financial Solutions reports 137 clients. They include 75 individual clients, 61 high-net-worth individuals and 1 other client. Of its assets, 96.2% ($145M across 491 accounts) are managed with discretion; $5.81M across 13 accounts are not. It advised 21 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 55% | 15% |
| High-net-worth individuals | 45% | 84% |
| Other | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 75 | $22.7M | 15.0% | $303K |
| High-net-worth individuals | 61 | $127M | 84.3% | $2.08M |
| Other | Fewer than 5 | $991K | 0.7% | $991K |
| Total | 137 | $151M | 100% | — |
- Clients
- 75
- Regulatory AUM
- $22.7M
- AUM share
- 15.0%
- Avg. per client
- $303K
- Clients
- 61
- Regulatory AUM
- $127M
- AUM share
- 84.3%
- Avg. per client
- $2.08M
- Clients
- Fewer than 5
- Regulatory AUM
- $991K
- AUM share
- 0.7%
- Avg. per client
- $991K
Total
- Clients
- 137
- Regulatory AUM
- $151M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 21
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
Opus Financial Solutions charges up to 1.00% a year for its Investment Management Fee. The fee is billed in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- External Account Advice
- Advice on external accounts costs 0.25% a year (minimum $35 per quarter), or $35 per account per quarter for linked aggregation.
- Financial Planning Services
- Hourly at $350 per hour, or a fixed fee or annual retainer, for clients whose quarterly management fee is below $2,500.
Lisa Bayer owns 50% to 75% of Opus Financial Solutions. It has 2 employees.
Leadership
Lisa BayerPrincipal/CCO
Matthew KunstPrincipal
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 50% to 75% of Opus Financial Solutions LLC
Lisa Bayer
Control person · since October 2015
- Owns 25% to 50% of Opus Financial Solutions LLC
Matthew Kunst
since July 2025
Opus Financial Solutions’ regulatory assets grew from $110M (July 2021) to $151M (September 2026); clients rose from 130 to 137 and employees fell from 3 to 2.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $151M | 137 | 2 | 3 |
| April 2025 | $125M | 186 | 3 | 3 |
| June 2024 | $151M | 188 | 2 | 3 |
| July 2023 | $126M | 138 | 3 | 4 |
| March 2022 | $121M | 123 | 3 | 4 |
| July 2021 | $110M | 130 | 3 | 3 |
Besides its headquarters, Opus Financial Solutions has 2 offices (1 private residence, listed without an address), with 2 listed addresses in Colorado and Illinois.
Colorado · 1 listed address
- 885 Arapahoe Avenue, Boulder
Illinois · 1 listed address
- 1121 Warren Avenue,, Suite 230, Downers GroveHQ
Contact and registration details
- Legal name
- Opus Financial Solutions LLC
- Headquarters
- 1121 Warren Avenue,, Suite 230, Downers Grove, IL 60515
- Website
- opusfinancialsolutions.com
- Phone
- 331-777-5449
- SEC file
- 801-121841
- Structure
- Colorado LLC
- Fiscal year end
- December
Opus Financial Solutions uses Charles Schwab ($125M) as custodian for its separately managed accounts. Opus Financial Solutions does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $125M100%
At year end, Opus Financial Solutions’ separately managed accounts were mostly in funds (87%) and stocks (11%). Its reported 13F holdings for the quarter ended 30 June 2026 total $124M across 111 positions; the largest are First TR Exchng Traded FD VI (7.5%), Vanguard BD Index Fds (5.2%) and Vanguard Whitehall Fds (4.7%).
What the accounts hold
- Stocks11%
- Funds87%
- Bonds1%
- Cash1%
Reported 13F holdings
- $124M
- Reported 13F value
- 111
- Positions
- 40.8%
- In the 10 largest
- +16.9%
- Value vs. prior quarter
- First TR Exchng Traded FD VI · FT Ladd Buff ETF7.5%
- Vanguard BD Index Fds · Total Bnd Mrkt5.2%
- Vanguard Whitehall Fds · Intl Dvd ETF4.7%
- Apple Inc.4.1%
- Vanguard Index Fds · Growth ETF4.0%
- Dimensional ETF Trust · Internatnal Val3.9%
- Vanguard Specialized Funds · Div App ETF3.2%
- Schwab Strategic TR · Internl Divid3.2%
- Vanguard World FD · Consum Stp ETF2.6%
- Vanguard Malvern Fds · Strm Infproidx2.5%
Together, the ten largest are 40.8% of reported value.
How many clients does Opus Financial Solutions have?
Opus Financial Solutions has 137 clients and manages $151 million for them, as of September 2026. They include 75 individual clients, 61 high-net-worth individuals and 1 other client.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 8 September 2026
What services does Opus Financial Solutions offer?
Opus Financial Solutions provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Opus Financial Solutions charge?
Opus Financial Solutions charges up to 1.00% a year for its Investment Management Fee. The fee is billed in arrears and is negotiable.
Source: OPUS FINANCIAL SOLUTIONS LLC FORM ADV PART 2 BROCHURE 6.8.26, filed 8 September 2026
Which custodians does Opus Financial Solutions use?
Opus Financial Solutions’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $125M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 September 2026
How many financial advisors does Opus Financial Solutions have?
Opus Financial Solutions has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Opus Financial Solutions invest in?
At the end of its last fiscal year, Opus Financial Solutions’ separately managed accounts held 87% registered funds (mutual funds, ETFs, BDCs), 11% exchange-traded equities, 1% state and local bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Opus Financial Solutions?
Opus Financial Solutions’ direct owners are Lisa Bayer (50% to 75%) and Matthew Kunst (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 8 September 2026
How does Opus Financial Solutions get paid?
Opus Financial Solutions is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Opus Financial Solutions?
Opus Financial Solutions’ main office is at 1121 Warren Avenue,, Suite 230, Downers Grove, IL 60515. Its phone number is 331-777-5449. Its website is opusfinancialsolutions.com.