Optima Capital Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars. Financial planning was provided to 101–250 clients last fiscal year.
Optima Capital Management reports 215 clients. They include 179 individual clients and 36 high-net-worth individuals. Of its assets, 100.0% ($150M across 427 accounts) are managed with discretion. It advised 6 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 83% | 40% |
| High-net-worth individuals | 17% | 47% |
| Pension and profit-sharing plans | Fewer than 5 | 13% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 179 | $59.9M | 39.8% | $335K |
| High-net-worth individuals | 36 | $70.4M | 46.8% | $1.95M |
| Pension and profit-sharing plans | Fewer than 5 | $20.1M | 13.4% | — |
| Total | 215 | $150M | 100% | — |
- Clients
- 179
- Regulatory AUM
- $59.9M
- AUM share
- 39.8%
- Avg. per client
- $335K
- Clients
- 36
- Regulatory AUM
- $70.4M
- AUM share
- 46.8%
- Avg. per client
- $1.95M
- Clients
- Fewer than 5
- Regulatory AUM
- $20.1M
- AUM share
- 13.4%
- Avg. per client
- —
Total
- Clients
- 215
- Regulatory AUM
- $150M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 6
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Optima Capital Management charges up to 1.50% for its Portfolio Management. The brochure does not state whether the rate is annual. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Retirement Plan Services
- Retirement plan services carry a maximum annual fee of 1.00% of plan assets up to $1 million, 0.50% from $1 million to $10 million, and 0.25% above $10 million, billed monthly or quarterly.
Jonathan Elliott owns 50% to 75% of Optima Capital Management. The leadership team of Optima Capital Management includes Chief Compliance Officer Jonathan Elliott. It has 4 employees.
Staff
- 4 employees
- 4 in advisory functions
- 4 state-registered reps
- 1 insurance agent
- Owns 50% to 75% of Optima Capital Management LLC
Jonathan Elliott
Control person · since September 2019
- Owns 50% to 75% of Optima Capital Management LLC
Todd Bendell
Control person · since September 2019
Optima Capital Management’s regulatory assets grew from $117M (July 2025) to $150M (April 2026); clients rose from 163 to 215 and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Apr 2026April 2026 | $150M | 215 | 4 | 3 |
| Jul 2025July 2025 | $117M | 163 | 4 | 2 |
Besides its headquarters, Optima Capital Management has 2 offices (1 private residence, listed without an address), with 2 listed addresses in 1 state.
Arizona · 2 listed addresses
- 222 S Mill Ave, Ste 800, TempeHQ
- 7014 E Camelback RD, Scottsdale
Contact and registration details
- Legal name
- Optima Capital Management LLC
- Headquarters
- 222 S Mill Ave, Ste 800, Tempe, AZ 85281
- Website
- optimacapitalmgt.com
- Phone
- 480-757-9052
- @optima-capital-management
- SEC file
- 801-131999
- Structure
- Arizona LLC
- Fiscal year end
- December
Optima Capital Management’s named custodians for separately managed accounts are Charles Schwab ($130M, 87%) and Stancorp Investment Advisors ($20.1M, 13%). Optima Capital Management does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $130M87%
- Stancorp Investment AdvisorsStancorp Investment Advisors · Portland, OR · $20.1M13%
At year end, Optima Capital Management’s separately managed accounts were mostly in stocks (57%) and funds (40%).
What the accounts hold
- Stocks57%
- Funds40%
- Bonds1%
- Cash2%
How many clients does Optima Capital Management have?
Optima Capital Management has 215 clients and manages $150 million for them, as of April 2026. They include 179 individual clients and 36 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 22 April 2026
What services does Optima Capital Management offer?
Optima Capital Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Optima Capital Management charge?
Optima Capital Management charges up to 1.50% for its Portfolio Management. The brochure does not state whether the rate is annual. The fee is billed in advance and is negotiable.
Source: ADV PART 2A, filed 22 April 2026
Which custodians does Optima Capital Management use?
Optima Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $130M and Stancorp Investment Advisors (Portland, OR), with $20.1M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 22 April 2026
How many financial advisors does Optima Capital Management have?
Optima Capital Management has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Optima Capital Management invest in?
At the end of its last fiscal year, Optima Capital Management’s separately managed accounts held 57% exchange-traded equities, 40% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Optima Capital Management?
Optima Capital Management’s direct owners are Jonathan Elliott (50% to 75%) and Todd Bendell (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 22 April 2026
How does Optima Capital Management get paid?
Optima Capital Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Optima Capital Management?
Optima Capital Management’s main office is at 222 S Mill Ave, Ste 800, Tempe, AZ 85281. Its phone number is 480-757-9052. Its website is optimacapitalmgt.com.
