Olio Financial Planning provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, educational seminars, divorce planning, education planning, estate planning, and tax planning. Financial planning was provided to 251–500 clients last fiscal year.
Olio Financial Planning reports 387 clients. They include 215 individual clients, 153 high-net-worth individuals, and 10 corporations and other businesses. Of its assets, 97.8% ($587M across 1,614 accounts) are managed with discretion; $13.1M across 26 accounts are not. It advised 2 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 56% | 19% |
| High-net-worth individuals | 40% | 79% |
| Pension and profit-sharing plans | 2% | 2% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | 3% | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 215 | $113M | 18.8% | $526K |
| High-net-worth individuals | 153 | $472M | 78.5% | $3.08M |
| Pension and profit-sharing plans | 9 | $10.9M | 1.8% | $1.21M |
| Charitable organizations | Fewer than 5 | $2.86M | 0.5% | — |
| Corporations and other businesses | 10 | $2.03M | 0.3% | $203K |
| Total | 387 | $601M | 100% | — |
- Clients
- 215
- Regulatory AUM
- $113M
- AUM share
- 18.8%
- Avg. per client
- $526K
- Clients
- 153
- Regulatory AUM
- $472M
- AUM share
- 78.5%
- Avg. per client
- $3.08M
- Clients
- 9
- Regulatory AUM
- $10.9M
- AUM share
- 1.8%
- Avg. per client
- $1.21M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.86M
- AUM share
- 0.5%
- Avg. per client
- —
- Clients
- 10
- Regulatory AUM
- $2.03M
- AUM share
- 0.3%
- Avg. per client
- $203K
Total
- Clients
- 387
- Regulatory AUM
- $601M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 2
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Olio Financial Planning is paid through hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Fixed-fee annual engagement
- Fixed-fee annual engagements range from $500 to $50,000 per year, paid in advance in equal quarterly installments.
- Project-based financial planning
- Project-based planning is a fixed fee of $1,500 to $50,000 or an hourly fee of $100 to $250, with a deposit of $500 or half the quoted fee.
Andrew Miller owns 75% or more of Olio Financial Planning. Andrew Miller is CEO. It has 14 employees, 8 of them in advisory roles.
Leadership
- Andrew MillerFounder/Chief Executive Officer/Chief Compliance Officer/Managing Member
Investment adviser representatives
12 representatives listed in the SEC register as of 9 October 2026.
Staff
- 14 employees
- 8 in advisory functions
- 11 state-registered reps
- Owns 75% or more of Olio Financial Planning, LLC
Andrew Miller
Control person · since November 2015
Olio Financial Planning’s regulatory assets grew 2.7× from $220M (March 2021) to $601M (March 2026); clients rose from 298 to 387 and employees from 6 to 14.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $601M | 387 | 14 | 2 |
| March 2025 | $492M | 379 | 13 | 2 |
| March 2024 | $413M | 359 | 12 | 2 |
| March 2023 | $321M | 316 | 15 | 2 |
| March 2022 | $297M | 316 | 13 | 2 |
| March 2021 | $220M | 298 | 6 | 2 |
Besides its headquarters, Olio Financial Planning has 1 office, with 2 listed addresses in Virginia.
Virginia · 2 listed addresses
- 1751 Pinnacle Drive, Suite 600, McLeanHQ
- 301 S. Main Street, Blacksburg
Contact and registration details
- Legal name
- Olio Financial Planning, LLC
- Headquarters
- 1751 Pinnacle Drive, Suite 600, McLean, VA 22102-4007
- Website
- meetolio.com
- Phone
- 703-459-9299
- @meetolio
- SEC file
- 801-111849
- Founded
- 2015
- Structure
- Virginia LLC
- Fiscal year end
- December
Olio Financial Planning uses Charles Schwab ($590M) as custodian for its separately managed accounts. Olio Financial Planning has custody of $7.83M in client assets for 247 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $590M100%
At year end, Olio Financial Planning’s separately managed accounts were mostly in funds (90%). Its reported 13F holdings for the quarter ended 30 June 2026 total $403M across 68 positions; the largest are Vanguard Index Fds (18.4%), Dimensional ETF Trust (18.2%) and Vanguard Tax-managed Fds (14.7%).
What the accounts hold
- Stocks3%
- Funds90%
- Cash7%
Reported 13F holdings
- $403M
- Reported 13F value
- 68
- Positions
- 88.3%
- In the 10 largest
- +11.7%
- Value vs. prior quarter
- Vanguard Index Fds · Value ETF18.4%
- Dimensional ETF Trust · US Equi Mark ETF18.2%
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt14.7%
- Fidelity Merrimack Str TR · Total BD ETF12.2%
- Vanguard Index Fds · Total Stk Mkt10.4%
- Vanguard Index Fds · Mcap VL Idxvip5.0%
- Dimensional ETF Trust · US Targeted Vlu4.1%
- Vanguard Intl Equity Index F · Allwrld EX US3.0%
- Schwab Strategic TR · US Dividend EQ1.3%
- Vanguard Mun BD Fds · Tax Exempt BD1.1%
Together, the ten largest are 88.3% of reported value.
How many clients does Olio Financial Planning have?
Olio Financial Planning has 387 clients and manages $601 million for them, as of March 2026. They include 215 individual clients, 153 high-net-worth individuals, and 10 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 4 March 2026
What services does Olio Financial Planning offer?
Olio Financial Planning provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, educational seminars, divorce planning, education planning, estate planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does Olio Financial Planning use?
Olio Financial Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $590M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 March 2026
How many financial advisors does Olio Financial Planning have?
Olio Financial Planning has 11 investment adviser representatives registered with state securities authorities, out of 14 employees, and 8 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Olio Financial Planning invest in?
At the end of its last fiscal year, Olio Financial Planning’s separately managed accounts held 90% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents and 3% exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Olio Financial Planning?
Olio Financial Planning’s direct owner is Andrew Miller (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 4 March 2026
How does Olio Financial Planning get paid?
Olio Financial Planning is paid through hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Olio Financial Planning registered with the SEC?
Yes, Olio Financial Planning has been registered with the SEC as an investment adviser since 13 October 2017. Its CRD number is 282355 and its SEC file number is 801-111849.
Source: Form ADV Part 1A, Item 1, filed 4 March 2026; IAPD firm record
How do I contact Olio Financial Planning?
Olio Financial Planning’s main office is at 1751 Pinnacle Drive, Suite 600, McLean, VA 22102-4007. Its phone number is 703-459-9299. Its website is meetolio.com.