Old Oak Financial Planning provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 251–500 clients last fiscal year.
Old Oak Financial Planning reports 264 clients. They include 214 individual clients and 50 high-net-worth individuals. Of its assets, 64.3% ($103M across 399 accounts) are managed with discretion; $57.3M across 254 accounts are not. It advised 2 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 81% | 36% |
| High-net-worth individuals | 19% | 64% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 214 | $57.5M | 35.8% | $268K |
| High-net-worth individuals | 50 | $103M | 64.2% | $2.06M |
| Total | 264 | $160M | 100% | $607K |
- Clients
- 214
- Regulatory AUM
- $57.5M
- AUM share
- 35.8%
- Avg. per client
- $268K
- Clients
- 50
- Regulatory AUM
- $103M
- AUM share
- 64.2%
- Avg. per client
- $2.06M
Total
- Clients
- 264
- Regulatory AUM
- $160M
- AUM share
- 100%
- Avg. per client
- $607K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 2
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Old Oak Financial Planning charges 0.75%–1.25% for its Investment management fee schedule. The brochure does not state whether the rate is annual. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Comprehensive financial planning
- Comprehensive financial planning is priced by the complexity of the plan, with a minimum fee of $800; half is payable at signing and advance payments do not exceed $1,200.
- Hourly planning
- Hourly fees of $125 per hour cover plan reviews, monitoring of current finances, specific planning items and modular plans for clients starting out.
Mark Garbacik owns 75% or more of Old Oak Financial Planning. The leadership team of Old Oak Financial Planning includes President Mark Garbacik. It has 2 employees.
Leadership
Mark GarbacikPresident/Chief Compliance Officer
Stacy StarrRegistered Investment Advisor
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Old Oak Financial Planning, Inc.
Mark Garbacik
since January 2022
Old Oak Financial Planning’s regulatory assets grew from $125M (February 2021) to $160M (March 2026); clients fell from 303 to 264 and employees were 2 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $160M | 264 | 2 | 1 |
| March 2025 | $153M | 260 | 2 | 1 |
| March 2024 | $135M | 260 | 2 | 1 |
| February 2023 | $113M | 238 | 2 | 1 |
| February 2022 | $138M | 242 | 1 | 1 |
| February 2021 | $125M | 303 | 2 | 1 |
Besides its headquarters, Old Oak Financial Planning has 0 offices, with 1 listed address in Michigan.
Michigan · 1 listed address
- 7077 Fieldcrest DR., Suite 400, BrightonHQ
Contact and registration details
- Legal name
- Old Oak Financial Planning, Inc.
- Headquarters
- 7077 Fieldcrest DR., Suite 400, Brighton, MI 48116
- Website
- Not reported
- Phone
- 810-220-4400
- SEC file
- 801-117480
- Structure
- Michigan corporation
- Fiscal year end
- December
Old Oak Financial Planning uses Charles Schwab ($155M) as custodian for its separately managed accounts. Old Oak Financial Planning does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $155M100%
At year end, Old Oak Financial Planning’s separately managed accounts were largely in stocks (27%) and cash (25%).
What the accounts hold
- Stocks27%
- Non-exchange-traded equities14%
- Exchange-traded equities13%
- Cash25%
- Other48%
- Mutual funds48%
How many clients does Old Oak Financial Planning have?
Old Oak Financial Planning has 264 clients and manages $160 million for them, as of March 2026. They include 214 individual clients and 50 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 March 2026
What services does Old Oak Financial Planning offer?
Old Oak Financial Planning provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Old Oak Financial Planning charge?
Old Oak Financial Planning charges 0.75%–1.25% for its Investment management fee schedule. The brochure does not state whether the rate is annual. The fee is billed in advance and is negotiable.
Which custodians does Old Oak Financial Planning use?
Old Oak Financial Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $155M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 March 2026
How many financial advisors does Old Oak Financial Planning have?
Old Oak Financial Planning has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Old Oak Financial Planning invest in?
At the end of its last fiscal year, Old Oak Financial Planning’s separately managed accounts held 48% other, 25% cash and equivalents, 14% non-exchange-traded equities and 13% exchange-traded equities. The 48% other category is described as: Mutual Funds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Old Oak Financial Planning?
Old Oak Financial Planning’s direct owner is Mark Garbacik (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 9 March 2026
How does Old Oak Financial Planning get paid?
Old Oak Financial Planning is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Old Oak Financial Planning?
Old Oak Financial Planning’s main office is at 7077 Fieldcrest DR., Suite 400, Brighton, MI 48116. Its phone number is 810-220-4400.