Oath Planning provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers. Financial planning was provided to 251–500 clients last fiscal year.
Oath Planning reports 502 clients. They include 444 individual clients and 58 high-net-worth individuals. Of its assets, 100.0% ($285M across 1,104 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 88% | 57% |
| High-net-worth individuals | 12% | 43% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 444 | $162M | 56.8% | $364K |
| High-net-worth individuals | 58 | $123M | 43.2% | $2.12M |
| Total | 502 | $285M | 100% | $567K |
- Clients
- 444
- Regulatory AUM
- $162M
- AUM share
- 56.8%
- Avg. per client
- $364K
- Clients
- 58
- Regulatory AUM
- $123M
- AUM share
- 43.2%
- Avg. per client
- $2.12M
Total
- Clients
- 502
- Regulatory AUM
- $285M
- AUM share
- 100%
- Avg. per client
- $567K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Oath Planning is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial services (hourly)
- Additional financial services are billed hourly at $300 to $1,000 per hour, with a 2.5-hour quarterly minimum, and will not exceed 3.0% of assets under management.
Rodney Yancy owns 75% or more of Oath Planning. The leadership team of Oath Planning includes President Rodney Yancy. It has 8 employees, 6 of them in advisory roles.
Staff
- 8 employees
- 6 in advisory functions
- 5 state-registered reps
- 1 insurance agent
- Owns 75% or more of Oath Planning, LLC
Rodney Yancy
Control person · since October 2018
Oath Planning’s regulatory assets grew 2.8× from $103M (June 2023) to $285M (February 2026); clients rose from 235 to 502 and employees from 6 to 8.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Feb 2026February 2026 | $285M | 502 | 8 | 3 |
| Mar 2025March 2025 | $201M | 394 | 6 | 3 |
| Jul 2024July 2024 | $123M | 278 | 6 | 11 |
| Jun 2023June 2023 | $103M | 235 | 6 | 9 |
Besides its headquarters, Oath Planning has 2 offices, with 3 listed addresses across 3 states.
Arkansas · 1 listed address
- 320 N. Rollston Avenue, Fayetteville
Oklahoma · 1 listed address
- 1214 East 33rd Street, TulsaHQ
Texas · 1 listed address
- 1 Chisholm Trail Road, Round Rock
Contact and registration details
- Legal name
- Oath Planning, LLC
- Headquarters
- 1214 East 33rd Street, Tulsa, OK 74105
- Website
- oath.financial
- Phone
- 888-534-4330
- SEC file
- 801-128168
- Structure
- Oklahoma LLC
- Fiscal year end
- December
Oath Planning’s named custodians for separately managed accounts include Fidelity ($160M, 60%), Altruist ($85M, 32%) and Charles Schwab ($20.6M, 8%). Oath Planning has custody of $30.6M for 47 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $20.6M8%
- AltruistAltruist Financial LLC · Culver City, CA · $85M32%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $160M60%
At year end, Oath Planning’s separately managed accounts were mostly in funds (60%) and stocks (32%). Its reported 13F holdings for the quarter ended 30 June 2026 total $135M across 71 positions; the largest are Vanguard BD Index Fds (12.1%), Victory Portfolios II (11.7%) and Vanguard Index Fds (10.3%).
What the accounts hold
- Stocks32%
- Funds60%
- Bonds2%
- Cash5%
- Other1%
- Municipal bonds, investment grade corporate bonds, non exchange-traded securities, pooled investments, etc.1%
How many clients does Oath Planning have?
Oath Planning has 502 clients and manages $285 million for them, as of February 2026. They include 444 individual clients and 58 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 3 February 2026
What services does Oath Planning offer?
Oath Planning provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Oath Planning use?
Oath Planning’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $160M, Altruist Financial LLC (Culver City, CA), with $85M and Charles Schwab & Co., Inc. (San Francisco, CA), with $20.6M. The filing also lists National Financial Services LLC with no separately managed account assets.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 3 February 2026
How many financial advisors does Oath Planning have?
Oath Planning has 5 investment adviser representatives registered with state securities authorities, out of 8 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Oath Planning invest in?
At the end of its last fiscal year, Oath Planning’s separately managed accounts held 60% registered funds (mutual funds, ETFs, BDCs), 32% exchange-traded equities, 5% cash and equivalents, 2% U.S. government and agency bonds and 1% other. The 1% other category is described as: Municipal Bonds, Investment Grade Corporate Bonds, Non Exchange-Traded Securities, Pooled Investments, Etc.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Oath Planning?
Oath Planning’s direct owner is Rodney Yancy (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 3 February 2026
How does Oath Planning get paid?
Oath Planning is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Oath Planning?
Oath Planning’s main office is at 1214 East 33rd Street, Tulsa, OK 74105. Its phone number is 888-534-4330. Its website is oath.financial.