Northeast Financial Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, pension consulting, and selecting other managers. Financial planning was provided to 26–50 clients last fiscal year. The firm advises 4 private funds.
Northeast Financial Group reports 739 clients. They include 393 individual clients, 160 high-net-worth individuals and 61 other clients. Of its assets, 49.1% ($708M across 1,480 accounts) are managed with discretion; $735M across 230 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 53% | 10% |
| High-net-worth individuals | 22% | 27% |
| Pooled investment vehicles | <1% | 2% |
| Pension and profit-sharing plans | 8% | 28% |
| Charitable organizations | 2% | 5% |
| Other client typesState or municipal government entities; Other investment advisers; Corporations and other businesses; Other | 14% | 28% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 393 | $149M | 10.3% | $378K |
| High-net-worth individuals | 160 | $384M | 26.6% | $2.4M |
| Pooled investment vehicles | 4 | $22.4M | 1.6% | $5.6M |
| Pension and profit-sharing plans | 58 | $401M | 27.8% | $6.91M |
| Charitable organizations | 17 | $76.8M | 5.3% | $4.52M |
| State or municipal government entities | 31 | $266M | 18.5% | $8.6M |
| Other investment advisers | Fewer than 5 | $121M | 8.4% | $121M |
| Corporations and other businesses | 14 | $18.9M | 1.3% | $1.35M |
| Other | 61 | $3.83M | 0.3% | $62.8K |
| Total | 739 | $1.44B | 100% | — |
- Clients
- 393
- Regulatory AUM
- $149M
- AUM share
- 10.3%
- Avg. per client
- $378K
- Clients
- 160
- Regulatory AUM
- $384M
- AUM share
- 26.6%
- Avg. per client
- $2.4M
- Clients
- 4
- Regulatory AUM
- $22.4M
- AUM share
- 1.6%
- Avg. per client
- $5.6M
- Clients
- 58
- Regulatory AUM
- $401M
- AUM share
- 27.8%
- Avg. per client
- $6.91M
- Clients
- 17
- Regulatory AUM
- $76.8M
- AUM share
- 5.3%
- Avg. per client
- $4.52M
- Clients
- 31
- Regulatory AUM
- $266M
- AUM share
- 18.5%
- Avg. per client
- $8.6M
- Clients
- Fewer than 5
- Regulatory AUM
- $121M
- AUM share
- 8.4%
- Avg. per client
- $121M
- Clients
- 14
- Regulatory AUM
- $18.9M
- AUM share
- 1.3%
- Avg. per client
- $1.35M
- Clients
- 61
- Regulatory AUM
- $3.83M
- AUM share
- 0.3%
- Avg. per client
- $62.8K
Total
- Clients
- 739
- Regulatory AUM
- $1.44B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 4
- Financial planning clients last fiscal year
- 26–50
Northeast Financial Group is paid through a percentage of assets under management, hourly charges, fixed fees (other than subscription fees) and performance-based fees; its fees and minimums are set out in its brochures on the SEC website.
Josh Laychock owns 75% or more of Northeast Financial Group. The leadership team of Northeast Financial Group includes President Josh Laychock and Chief Compliance Officer Robert Hackenberg. It has 1 employee.
Leadership
- Josh LaychockPresident
- Robert HackenbergChief Compliance Officer
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
- Robert Lee Hackenberg JR.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- 1 insurance agent
- Owns 75% or more of Northeast Financial Group, Inc.
Josh Laychock
Control person · since January 2024
Northeast Financial Group’s regulatory assets grew 2.1× from $696M (March 2021) to $1.44B (July 2026); clients rose from 568 to 739 and employees fell from 11 to 1. In 2026, Herbein Financial Group ($0 in its last filing) joined it.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| July 2026 | $1.44B | 739 | 1 | 3 |
| March 2025 | $1.21B | 687 | 10 | 3 |
| April 2024 | $1B | 705 | 9 | 3 |
| April 2023 | $775M | 856 | 7 | 3 |
| July 2022 | $865M | 583 | 12 | 3 |
| March 2021 | $696M | 568 | 11 | 3 |
Firms that joined
20261 joined
- Herbein Financial GroupLast filed AUM $0
Firms whose SEC withdrawal reports a sale to this firm, and deals reported in the press. Teams that moved without selling a registered firm may not appear.
Besides its headquarters, Northeast Financial Group has 2 offices, with 3 listed addresses in Pennsylvania.
Pennsylvania · 3 listed addresses
- 3435 Winchester Road, Suite 102, AllentownHQ
- 2813 Route 611, Tannersville
- 1136 Penn Ave., Wyomissing
Contact and registration details
- Legal name
- Northeast Financial Group, Inc.
- Headquarters
- 3435 Winchester Road, Suite 102, Allentown, PA 18104
- Website
- nefginc.com
- Phone
- 570-688-9898
- @northeast-financial-group-inc.
- SEC file
- 801-78187
- Structure
- Pennsylvania corporation
- Fiscal year end
- December
Northeast Financial Group uses Charles Schwab ($891M, 70%) and Matrix Trust ($384M, 30%) as custodians for its separately managed accounts. Northeast Financial Group has custody of $22.4M in client assets for 3 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $891M70%
- Matrix TrustMatrix Trust Company · Denver, CO · $384M30%
At year end, Northeast Financial Group’s separately managed accounts were mostly in funds (90%). Its reported 13F holdings for the quarter ended 31 March 2026 total $404M across 90 positions; the largest are Schwab Strategic TR (13.6%), Schwab Strategic TR (6.2%) and Schwab Strategic TR (5.4%).
What the accounts hold
- Stocks1%
- Funds90%
- Registered funds88%
- Pooled vehicles2%
- Bonds4%
- U.S. government and agency bonds2%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash2%
- Other3%
- Derivatives3%
Reported 13F holdings
- $404M
- Reported 13F value
- 90
- Positions
- 50.7%
- In the 10 largest
- —
- Value vs. prior quarter
- Schwab Strategic TR · US Lrg Cap ETF13.6%
- Schwab Strategic TR · US Mid-cap ETF6.2%
- Schwab Strategic TR · US Lcap GR ETF5.4%
- Schwab Strategic TR · Intl Eqty ETF5.0%
- Schwab Strategic TR · US Lcap VA ETF4.2%
- State Str SPDR S&P 500 ETF T · TR UnitPut3.7%
- iShares TR · Broad Usd High3.4%
- iShares TR · National Mun ETF3.2%
- Schwab Strategic TR · Sht TM US Tres3.1%
- Vanguard Index Fds · Real Estate ETF2.9%
Together, the ten largest are 50.7% of reported value.
How many clients does Northeast Financial Group have?
Northeast Financial Group has 739 clients and manages $1.44 billion for them, as of July 2026. They include 393 individual clients, 160 high-net-worth individuals and 61 other clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 28 July 2026
What services does Northeast Financial Group offer?
Northeast Financial Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Northeast Financial Group use?
Northeast Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $891M and Matrix Trust Company (Denver, CO), with $384M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 28 July 2026
How many financial advisors does Northeast Financial Group have?
Northeast Financial Group has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Northeast Financial Group invest in?
At the end of its last fiscal year, Northeast Financial Group’s separately managed accounts held 88% registered funds (mutual funds, ETFs, BDCs), 3% derivatives, 2% U.S. government and agency bonds, 2% pooled vehicles (private funds and similar), 2% cash and equivalents, 1% exchange-traded equities, 1% state and local bonds and 1% investment grade corporate bonds. It advises 4 private funds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Northeast Financial Group?
Northeast Financial Group’s direct owner is Josh Laychock (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 28 July 2026
How does Northeast Financial Group get paid?
Northeast Financial Group is paid through a percentage of assets under management, hourly charges, fixed fees and performance-based fees. Its Form ADV lists no commissions among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Northeast Financial Group?
Northeast Financial Group’s main office is at 3435 Winchester Road, Suite 102, Allentown, PA 18104. Its phone number is 570-688-9898. Its website is nefginc.com.