MontVue Capital Management provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, and philanthropic planning. Financial planning was provided to 1–10 clients last fiscal year.
MontVue Capital Management reports 196 clients. They include 106 individual clients, 86 high-net-worth individuals and 3 charitable organizations. Of its assets, 99.5% ($356M across 493 accounts) are managed with discretion; $1.72M across 4 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 54% | 11% |
| High-net-worth individuals | 44% | 88% |
| Charitable organizations | 2% | <1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 106 | $40.5M | 11.3% | $382K |
| High-net-worth individuals | 86 | $315M | 88.2% | $3.66M |
| Charitable organizations | Fewer than 5 | $1.13M | 0.3% | $376K |
| Corporations and other businesses | Fewer than 5 | $647K | 0.2% | $647K |
| Total | 196 | $357M | 100% | — |
- Clients
- 106
- Regulatory AUM
- $40.5M
- AUM share
- 11.3%
- Avg. per client
- $382K
- Clients
- 86
- Regulatory AUM
- $315M
- AUM share
- 88.2%
- Avg. per client
- $3.66M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.13M
- AUM share
- 0.3%
- Avg. per client
- $376K
- Clients
- Fewer than 5
- Regulatory AUM
- $647K
- AUM share
- 0.2%
- Avg. per client
- $647K
Total
- Clients
- 196
- Regulatory AUM
- $357M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
MontVue Capital Management charges 0.30%–1.00% a year for its Investment Management Fees. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.00% |
| $1M–$3M | 0.50% |
| $3M and above | 0.30% |
Fee details and sources
Other fees
- Financial Planning
- Financial planning for non-investment management clients has an annual minimum fee of $1,000, may be negotiable, and is due on presentation of the plan.
Anne Umbarger owns 50% to 75% of MontVue Capital Management. The leadership team of MontVue Capital Management includes President Sarah Burnett and Chief Compliance Officer Lori Snead. It has 5 employees, 4 of them in advisory roles.
Staff
- 5 employees
- 4 in advisory functions
- 4 state-registered reps
- Owns 50% to 75% of Montvue Capital Management, Inc.
Anne Umbarger
Control person · since March 1999
- Owns 50% to 75% of Montvue Capital Management, Inc.
Sarah Burnett
Control person · since March 1999
MontVue Capital Management’s regulatory assets grew 2.0× from $178M (March 2021) to $357M (January 2026); clients rose from 169 to 196 and employees from 4 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jan 2026January 2026 | $357M | 196 | 5 | 1 |
| Apr 2025April 2025 | $321M | 195 | 5 | 1 |
| Jun 2024June 2024 | $280M | 183 | 6 | 1 |
| Feb 2023February 2023 | $268M | 188 | 4 | 1 |
| Feb 2022February 2022 | $202M | 177 | 4 | 1 |
| Mar 2021March 2021 | $178M | 169 | 4 | 1 |
Besides its headquarters, MontVue Capital Management has 0 offices, with 1 listed address in 1 state.
Virginia · 1 listed address
- 900 Main Street, LynchburgHQ
Contact and registration details
- Legal name
- Montvue Capital Management, Inc.
- Headquarters
- 900 Main Street, Lynchburg, VA 24504
- Website
- montvue.com
- Phone
- 434-455-2795
- SEC file
- 801-101504
- Founded
- 1999
- Structure
- Virginia corporation
- Fiscal year end
- December
MontVue Capital Management’s named custodians for separately managed accounts are Fidelity ($332M, 93%) and Charles Schwab ($24.8M, 7%). MontVue Capital Management has custody of $180M for 70 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $24.8M7%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $332M93%
At year end, MontVue Capital Management’s separately managed accounts were largely in funds (44%) and bonds (42%). Its reported 13F holdings for the quarter ended 30 June 2026 total $174M across 78 positions; the largest are iShares TR (17.6%), iShares TR (12.1%) and Vanguard Index Fds (11.9%).
What the accounts hold
- Stocks5%
- Funds44%
- Bonds42%
- Investment grade corporate bonds20%
- U.S. government and agency bonds17%
- State and local bonds5%
- Cash9%
How many clients does MontVue Capital Management have?
MontVue Capital Management has 196 clients and manages $357 million for them, as of January 2026. They include 106 individual clients, 86 high-net-worth individuals and 3 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 28 January 2026
What services does MontVue Capital Management offer?
MontVue Capital Management provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, and philanthropic planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does MontVue Capital Management charge?
MontVue Capital Management charges 0.30%–1.00% a year for its Investment Management Fees. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.
Which custodians does MontVue Capital Management use?
MontVue Capital Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $332M and Charles Schwab & Co., Inc. (Westlake, TX), with $24.8M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 28 January 2026
How many financial advisors does MontVue Capital Management have?
MontVue Capital Management has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does MontVue Capital Management invest in?
At the end of its last fiscal year, MontVue Capital Management’s separately managed accounts held 44% registered funds (mutual funds, ETFs, BDCs), 20% investment grade corporate bonds, 17% U.S. government and agency bonds, 9% cash and equivalents, 5% exchange-traded equities and 5% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns MontVue Capital Management?
MontVue Capital Management’s direct owners are Anne Umbarger (50% to 75%) and Sarah Burnett (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 28 January 2026
How does MontVue Capital Management get paid?
MontVue Capital Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact MontVue Capital Management?
MontVue Capital Management’s main office is at 900 Main Street, Lynchburg, VA 24504. Its phone number is 434-455-2795. Its website is montvue.com.