Moisand Fitzgerald Tamayo provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, estate planning, insurance, tax planning, and tax preparation. Financial planning was provided to 900 clients last fiscal year.
Moisand Fitzgerald Tamayo reports 912 clients. They include 517 individual clients, 389 high-net-worth individuals, and 6 pension and profit-sharing plans. Of its assets, 100.0% ($1.35B across 3,662 accounts) are managed with discretion. It advised 125 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 57% | 16% |
| High-net-worth individuals | 43% | 84% |
| Pension and profit-sharing plans | <1% | 0% |
| Charitable organizations | 0% | <1% |
| Corporations and other businesses | 0% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 517 | $218M | 16.2% | $422K |
| High-net-worth individuals | 389 | $1.13B | 83.7% | $2.91M |
| Pension and profit-sharing plans | 6 | $0 | 0.0% | $0 |
| Charitable organizations | Fewer than 5 | $134K | 0.0% | — |
| Corporations and other businesses | Fewer than 5 | $1.89M | 0.1% | — |
| Total | 912 | $1.35B | 100% | — |
- Clients
- 517
- Regulatory AUM
- $218M
- AUM share
- 16.2%
- Avg. per client
- $422K
- Clients
- 389
- Regulatory AUM
- $1.13B
- AUM share
- 83.7%
- Avg. per client
- $2.91M
- Clients
- 6
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- $0
- Clients
- Fewer than 5
- Regulatory AUM
- $134K
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $1.89M
- AUM share
- 0.1%
- Avg. per client
- —
Total
- Clients
- 912
- Regulatory AUM
- $1.35B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 125
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 900
Moisand Fitzgerald Tamayo charges 0.30%–1.50% a year for its Wealth Management Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable, has a $6,000 annual minimum and requires an account of at least $1,000,000. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$250K | 1.50% |
| $250K–$500K | 1.30% |
| $500K–$1M | 1.00% |
| $1M–$2M | 0.80% |
| $2M–$10M | 0.50% |
| $10M and above | 0.30% |
Fee details and sources
Other fees
- 1040 Tax Return Subscription
- A negotiable fixed fee of typically $150 to $300, billed monthly as a subscription, depending on the complexity of the client's finances.
- Financial Planning
- Financial plans range from $2,500 to $25,000, half due on signing; additional work and hourly consulting are billed at $500 per hour.
The leadership team of Moisand Fitzgerald Tamayo includes Chief Compliance Officer Dennis Hunt. It has 30 employees, 11 of them in advisory roles.
Leadership
- Dennis HuntChief Compliance Officer
- Charles FitzgeraldMember
- Ronald TamayoMember LLC
- Daniel MoisandMember, LLC
- Derrick ChandlerMember LLC
- Michael SalmonMember LLC
Investment adviser representatives
10 representatives listed in the SEC register as of 9 October 2026.
- Bradley William Brescia
- Derrick Banks Chandler
- Charles Edmund Fitzgerald III
- Casandra Adcox Garrett
- Dennis John Hunt
- Thomas Lamar Lucas
- Daniel Brian Moisand
- Ryan Edward Osborne
- Michael Todd Salmon
- Ronald Tamayo
Staff
- 30 employees
- 11 in advisory functions
- 11 state-registered reps
- Owns 10% to 25% of Moisand Fitzgerald Tamayo, LLC
Charles Fitzgerald
Control person · since July 1998
- Owns 10% to 25% of Moisand Fitzgerald Tamayo, LLC
Ronald Tamayo
Control person · since July 1998
- Owns 10% to 25% of Moisand Fitzgerald Tamayo, LLC
Daniel Moisand
Control person · since July 2008
- Owns 10% to 25% of Moisand Fitzgerald Tamayo, LLC
Derrick Chandler
Control person · since January 2014
- Owns 10% to 25% of Moisand Fitzgerald Tamayo, LLC
Michael Salmon
Control person · since January 2016
- Owns 10% to 25% of Moisand Fitzgerald Tamayo, LLC
Dennis Hunt
Control person · since March 2025
Moisand Fitzgerald Tamayo’s regulatory assets grew 1.6× from $826M (July 2021) to $1.35B (March 2026); clients rose from 670 to 912 and employees from 18 to 30.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $1.35B | 912 | 30 | 12 |
| March 2025 | $1.15B | 888 | 28 | 12 |
| March 2024 | $1.03B | 857 | 25 | 3 |
| May 2023 | $901M | 796 | 21 | 3 |
| March 2022 | $922M | 730 | 18 | 3 |
| July 2021 | $826M | 670 | 18 | 3 |
Besides its headquarters, Moisand Fitzgerald Tamayo has 11 offices, with 12 listed addresses in Florida and Texas.
Florida · 11 listed addresses
- 300 South Orange Avenue, Suite 1170, OrlandoHQ
- 401 E Jackson St, Tampa
- 50 N. Laura Street, Jacksonville
- 1616 Concierge BLVD., Daytona Beach
- 433 Plaza Real, Boca Raton
- 801 International Parkway, Lake Mary
- 238 N. Massachusetts Ave, Lakeland
- 130 South Indian River Drive, Fort Pierce
- 222 Lakeview Avenue, West Palm Beach
- 200 East Las Olas BLVD., Fort Lauderdale
- 6767 N. Wickham Road, Melbourne
Texas · 1 listed address
- 7250 Dallas Parkway, Plano
Contact and registration details
- Legal name
- Moisand Fitzgerald Tamayo, LLC
- Headquarters
- 300 South Orange Avenue, Suite 1170, Orlando, FL 32801
- Website
- moisandfitzgerald.com
- Phone
- 407-869-6228
- @3485775
- SEC file
- 801-55992
- Founded
- 1998
- Structure
- Florida LLC
- Fiscal year end
- December
Moisand Fitzgerald Tamayo uses Charles Schwab ($1.26B) as custodian for its separately managed accounts. Moisand Fitzgerald Tamayo has custody of $77.3M in client assets for 202 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $1.26B100%
At year end, Moisand Fitzgerald Tamayo’s separately managed accounts were mostly in funds (95%). Its reported 13F holdings for the quarter ended 30 June 2026 total $1.02B across 537 positions; the largest are Dimensional ETF Trust (14.9%), American Centy ETF TR (12.1%) and Schwab Strategic TR (9.8%).
What the accounts hold
- Funds95%
- Registered funds93%
- Pooled vehicles2%
- Bonds2%
- U.S. government and agency bonds1%
- State and local bonds1%
- Cash3%
Reported 13F holdings
- $1.02B
- Reported 13F value
- 537
- Positions
- 76.0%
- In the 10 largest
- +10.0%
- Value vs. prior quarter
- Dimensional ETF Trust · Intl Core EQT MK14.9%
- American Centy ETF TR · US Large Cap Vlu12.1%
- Schwab Strategic TR · Int-trm U.s Tres9.8%
- Schwab Strategic TR · Sht TM US Tres9.6%
- Dimensional ETF Trust · US Small Cap ETF7.9%
- American Centy ETF TR · US Sml CP Valu7.7%
- American Centy ETF TR · Intl Smcp Vlu3.9%
- Dimensional ETF Trust · US Real Esta ETF3.7%
- American Centy ETF TR · Avan US Valu ETF3.6%
- Dimensional ETF Trust · US Mktwide Value2.9%
Together, the ten largest are 76.0% of reported value.
How many clients does Moisand Fitzgerald Tamayo have?
Moisand Fitzgerald Tamayo has 912 clients and manages $1.35 billion for them, as of March 2026. They include 517 individual clients, 389 high-net-worth individuals, and 6 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does Moisand Fitzgerald Tamayo offer?
Moisand Fitzgerald Tamayo provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, estate planning, insurance, tax planning, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Moisand Fitzgerald Tamayo charge?
Moisand Fitzgerald Tamayo charges 0.30%–1.50% a year for its Wealth Management Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable, has a $6,000 annual minimum and requires an account of at least $1,000,000.
Source: ADV PART 2A BROCHURE AND ADV PART 2B BROCHURE SUPPLEMENT, filed 30 March 2026
Which custodians does Moisand Fitzgerald Tamayo use?
Moisand Fitzgerald Tamayo’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $1.26B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does Moisand Fitzgerald Tamayo have?
Moisand Fitzgerald Tamayo has 11 investment adviser representatives registered with state securities authorities, out of 30 employees, and 11 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Moisand Fitzgerald Tamayo invest in?
At the end of its last fiscal year, Moisand Fitzgerald Tamayo’s separately managed accounts held 93% registered funds (mutual funds, ETFs, BDCs), 3% cash and equivalents, 2% pooled vehicles (private funds and similar), 1% U.S. government and agency bonds and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Moisand Fitzgerald Tamayo have a minimum investment?
Yes, Moisand Fitzgerald Tamayo’s minimum account size for its Wealth Management Services is $1M. It charges a $6K annual minimum fee.
Source: ADV PART 2A BROCHURE AND ADV PART 2B BROCHURE SUPPLEMENT, filed 30 March 2026
Who owns Moisand Fitzgerald Tamayo?
Moisand Fitzgerald Tamayo’s direct owners are Charles Fitzgerald, Ronald Tamayo, Daniel Moisand, Derrick Chandler, Michael Salmon and Dennis Hunt, each holding 25% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does Moisand Fitzgerald Tamayo get paid?
Moisand Fitzgerald Tamayo is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Moisand Fitzgerald Tamayo?
Moisand Fitzgerald Tamayo’s main office is at 300 South Orange Avenue, Suite 1170, Orlando, FL 32801. Its phone number is 407-869-6228. Its website is moisandfitzgerald.com.