MK3 Wealth provides financial planning, portfolio management for individuals and small businesses, and pension consulting. Financial planning was provided to 1–10 clients last fiscal year.
MK3 Wealth reports 85 clients. They include 56 individual clients and 29 high-net-worth individuals. Of its assets, 100.0% ($113M across 223 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 66% | 22% |
| High-net-worth individuals | 34% | 70% |
| Pension and profit-sharing plans | 0% | 7% |
| Charitable organizations | 0% | <1% |
| Corporations and other businesses | 0% | 2% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 56 | $24.6M | 21.8% | $440K |
| High-net-worth individuals | 29 | $78.8M | 69.6% | $2.72M |
| Pension and profit-sharing plans | Fewer than 5 | $7.47M | 6.6% | — |
| Charitable organizations | Fewer than 5 | $448K | 0.4% | — |
| Corporations and other businesses | Fewer than 5 | $1.83M | 1.6% | — |
| Total | 85 | $113M | 100% | — |
- Clients
- 56
- Regulatory AUM
- $24.6M
- AUM share
- 21.8%
- Avg. per client
- $440K
- Clients
- 29
- Regulatory AUM
- $78.8M
- AUM share
- 69.6%
- Avg. per client
- $2.72M
- Clients
- Fewer than 5
- Regulatory AUM
- $7.47M
- AUM share
- 6.6%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $448K
- AUM share
- 0.4%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $1.83M
- AUM share
- 1.6%
- Avg. per client
- —
Total
- Clients
- 85
- Regulatory AUM
- $113M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
MK3 Wealth charges 0.75%–1.50% a year for its Investment Management Fees. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting
- Financial planning and consulting fees are negotiable, generally $400 an hour, or a fixed fee from $1,000 to $25,000.
Matthew Montenero owns 75% or more of MK3 Wealth. It has 3 employees.
Staff
- 3 employees
- 3 in advisory functions
- 1 state-registered rep
- 1 insurance agent
- Owns 75% or more of MK3 Wealth LLC
Matthew Montenero
Control person · since October 2019
Besides its headquarters, MK3 Wealth has 0 offices, with 1 listed address in 1 state.
New Jersey · 1 listed address
- 1800 Chapel Avenue West, Suite 340, Cherry HillHQ
Contact and registration details
- Legal name
- MK3 Wealth LLC
- Headquarters
- 1800 Chapel Avenue West, Suite 340, Cherry Hill, NJ 08002
- Website
- mk3wealth.com
- Phone
- 856-545-0077
- SEC file
- 801-136283
- Structure
- New Jersey LLC
- Fiscal year end
- December
MK3 Wealth’s named custodian for separately managed accounts is Charles Schwab ($113M). MK3 Wealth does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Omaha, NE · $113M100%
At year end, MK3 Wealth’s separately managed accounts were mostly in stocks (83%) and bonds (10%).
What the accounts hold
- Stocks83%
- Funds6%
- Bonds10%
- Cash1%
How many clients does MK3 Wealth have?
MK3 Wealth has 85 clients and manages $113 million for them, as of July 2026. They include 56 individual clients and 29 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 6 July 2026
What services does MK3 Wealth offer?
MK3 Wealth provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does MK3 Wealth charge?
MK3 Wealth charges 0.75%–1.50% a year for its Investment Management Fees. The fee is billed in advance and is negotiable.
Which custodians does MK3 Wealth use?
MK3 Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Omaha, NE), with $113M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 July 2026
How many financial advisors does MK3 Wealth have?
MK3 Wealth has 1 investment adviser representative registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does MK3 Wealth invest in?
At the end of its last fiscal year, MK3 Wealth’s separately managed accounts held 83% exchange-traded equities, 10% U.S. government and agency bonds, 6% registered funds (mutual funds, ETFs, BDCs) and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns MK3 Wealth?
MK3 Wealth’s direct owner is Matthew Montenero (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 6 July 2026
How does MK3 Wealth get paid?
MK3 Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact MK3 Wealth?
MK3 Wealth’s main office is at 1800 Chapel Avenue West, Suite 340, Cherry Hill, NJ 08002. Its phone number is 856-545-0077. Its website is mk3wealth.com.
