Milestone Financial Planning provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Milestone Financial Planning reports 257 clients. They include 180 high-net-worth individuals and 77 individual clients. Of its assets, 100.0% ($590M across 1,223 accounts) are managed with discretion. Of its clients, 2% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 30% | 8% |
| High-net-worth individuals | 70% | 92% |
| Charitable organizations | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 77 | $48M | 8.1% | $623K |
| High-net-worth individuals | 180 | $540M | 91.5% | $3M |
| Charitable organizations | Fewer than 5 | $2.08M | 0.4% | — |
| Total | 257 | $590M | 100% | — |
- Clients
- 77
- Regulatory AUM
- $48M
- AUM share
- 8.1%
- Avg. per client
- $623K
- Clients
- 180
- Regulatory AUM
- $540M
- AUM share
- 91.5%
- Avg. per client
- $3M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.08M
- AUM share
- 0.4%
- Avg. per client
- —
Total
- Clients
- 257
- Regulatory AUM
- $590M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 2%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Milestone Financial Planning charges 0.30%–1.00% a year for its Financial Management Service. Each asset band is charged at its own rate. The fee is billed in arrears and has a $10,000 annual minimum. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.00% |
| $1M–$3M | 0.80% |
| $3M–$6M | 0.60% |
| $6M–$10M | 0.40% |
| $10M–$15M | 0.35% |
| $15M and above | 0.30% |
Fee details and sources
Other fees
- Standalone financial planning
- Standalone financial planning is an annual subscription fee billed monthly in arrears, based on portfolio size and the scope of services.
Granite Fields Revocable Trust owns 25% to 50% of Milestone Financial Planning. Jennifer Climo is CEO. It has 23 employees, 12 of them in advisory roles.
Staff
- 23 employees
- 12 in advisory functions
- 12 state-registered reps
- Owns 25% to 50% of Milestone Financial Planning, LLC
Granite Fields Revocable Trust
Control person · since May 2024
Jonathan Harrington
Trustee · Control person · since May 2024
Jane Rosa
Trustee · since May 2024
- Owns 25% to 50% of Milestone Financial Planning, LLC
Jennifer L Climo Continuing Trust
Control person · since December 2024
Jennifer Climo
Trustee · Control person · since December 2024
- Owns 25% to 50% of Milestone Financial Planning, LLC
Jennifer L Climo Continuing
Control person · since December 2024
- Owns 5% to 10% of Milestone Financial Planning, LLC
Kyle Labelle
Control person · since January 2025
Milestone Financial Planning’s regulatory assets grew 2.4× from $246M (July 2021) to $590M (April 2026); clients rose from 162 to 257 and employees from 7 to 23.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Apr 2026April 2026 | $590M | 257 | 23 | 5 |
| Feb 2025February 2025 | $487M | 242 | 20 | 5 |
| Jun 2024June 2024 | $424M | 226 | 16 | 5 |
| May 2023May 2023 | $353M | 223 | 13 | 4 |
| May 2022May 2022 | $383M | 222 | 12 | 4 |
| Jul 2021July 2021 | $246M | 162 | 7 | 3 |
Besides its headquarters, Milestone Financial Planning has 4 offices (1 private residence, listed without an address), with 4 listed addresses in 1 state.
New Hampshire · 4 listed addresses
- 3 Executive Park Drive, Suite 200, BedfordHQ
- 1 Tara BLVD, Nashua
- 20 Depot Street, Peterborough
- 7b Emery Lane, Stratham
Contact and registration details
- Legal name
- Milestone Financial Planning, LLC
- Headquarters
- 3 Executive Park Drive, Suite 200, Bedford, NH 03110
- Phone
- 603-589-8010
- @27204866
- SEC file
- 801-107645
- Structure
- New Hampshire LLC
- Fiscal year end
- December
Milestone Financial Planning’s named custodian for separately managed accounts is Fidelity ($578M). Milestone Financial Planning has custody of $223M for 127 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $578M100%
At year end, Milestone Financial Planning’s separately managed accounts were mostly in funds (96%).
What the accounts hold
- Stocks3%
- Funds96%
- Cash1%
How many clients does Milestone Financial Planning have?
Milestone Financial Planning has 257 clients and manages $590 million for them, as of April 2026. They include 180 high-net-worth individuals and 77 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 24 April 2026
What services does Milestone Financial Planning offer?
Milestone Financial Planning provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Milestone Financial Planning charge?
Milestone Financial Planning charges 0.30%–1.00% a year for its Financial Management Service. Each asset band is charged at its own rate. The fee is billed in arrears and has a $10,000 annual minimum.
Source: MILESTONE DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENTS, filed 24 April 2026
Which custodians does Milestone Financial Planning use?
Milestone Financial Planning’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $578M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 April 2026
How many financial advisors does Milestone Financial Planning have?
Milestone Financial Planning has 12 investment adviser representatives registered with state securities authorities, out of 23 employees, and 12 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Milestone Financial Planning invest in?
At the end of its last fiscal year, Milestone Financial Planning’s separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 3% exchange-traded equities and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Milestone Financial Planning?
Milestone Financial Planning’s direct owners are Granite Fields Revocable Trust, Jennifer L Climo Continuing Trust, Jennifer L Climo Continuing and Kyle Labelle, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 24 April 2026
How does Milestone Financial Planning get paid?
Milestone Financial Planning is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Milestone Financial Planning?
Milestone Financial Planning’s main office is at 3 Executive Park Drive, Suite 200, Bedford, NH 03110. Its phone number is 603-589-8010. Its website is milestonefinancialplanning.com.