Mfa Wealth Services provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Mfa Wealth Services reports 224 clients. They include 215 individual clients and 9 high-net-worth individuals. Of its assets, 94.2% ($292M across 598 accounts) are managed with discretion; $17.9M across 100 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 96% | 80% |
| High-net-worth individuals | 4% | 20% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 215 | $247M | 79.8% | $1.15M |
| High-net-worth individuals | 9 | $62.7M | 20.2% | $6.97M |
| Total | 224 | $310M | 100% | $1.38M |
- Clients
- 215
- Regulatory AUM
- $247M
- AUM share
- 79.8%
- Avg. per client
- $1.15M
- Clients
- 9
- Regulatory AUM
- $62.7M
- AUM share
- 20.2%
- Avg. per client
- $6.97M
Total
- Clients
- 224
- Regulatory AUM
- $310M
- AUM share
- 100%
- Avg. per client
- $1.38M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Mfa Wealth Services is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Financial planning is billed at $350 an hour or as a flat fee agreed in advance, with a deposit of half the agreed fee due at signing.
Michael Garner owns 50% to 75% of Mfa Wealth Services. The leadership team of Mfa Wealth Services includes President Christopher Mattern and Chief Compliance Officer Michael Garner. It has 3 employees.
Leadership
- Christopher MatternPresident, Shareholder
- Michael GarnerChief Compliance Officer, Shareholder
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
- Michael Earl Garner
- Christopher D Mattern
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- 3 broker-dealer reps
- 2 insurance agents
- Owns 50% to 75% of Mfa Wealth Services
Michael Garner
Control person · since January 2019
- Owns 50% to 75% of Mfa Wealth Services
Christopher Mattern
since January 2019
Mfa Wealth Services’ regulatory assets grew 1.7× from $184M (January 2021) to $310M (July 2026); clients rose from 178 to 224 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| July 2026 | $310M | 224 | 3 | 2 |
| January 2025 | $248M | 182 | 3 | 2 |
| February 2024 | $224M | 181 | 3 | 2 |
| April 2023 | $191M | 183 | 3 | 1 |
| July 2022 | $178M | 171 | 3 | 1 |
| January 2021 | $184M | 178 | 3 | 2 |
Besides its headquarters, Mfa Wealth Services has 1 office (1 private residence, listed without an address), with 1 listed address in California.
California · 1 listed address
- 100 E. Thousand Oaks BLVD., #258, Thousand OaksHQ
Contact and registration details
- Legal name
- Mfa Wealth Services
- Headquarters
- 100 E. Thousand Oaks BLVD., #258, Thousand Oaks, CA 91360
- Website
- Not reported
- Phone
- 833-496-5474
- SEC file
- 801-108548
- Founded
- 2002
- Structure
- California corporation
- Fiscal year end
- December
Mfa Wealth Services has custody of $292M in client assets for 195 clients.
At year end, Mfa Wealth Services’ separately managed accounts were mostly in funds (72%) and stocks (21%). Its reported 13F holdings for the quarter ended 30 June 2026 total $167M across 134 positions; the largest are iShares TR (9.7%), American Centy ETF TR (6.0%) and iShares TR (4.4%).
What the accounts hold
- Stocks21%
- Exchange-traded equities20%
- Non-exchange-traded equities1%
- Funds72%
- Registered funds66%
- Pooled vehicles6%
- Bonds3%
- Cash1%
- Other3%
- Variable annuities3%
Reported 13F holdings
- $167M
- Reported 13F value
- 134
- Positions
- 38.8%
- In the 10 largest
- +10.9%
- Value vs. prior quarter
- iShares TR · Core S&P500 ETF9.7%
- American Centy ETF TR · US Quality Grow6.0%
- iShares TR · MSCI Intl Qualty4.4%
- iShares TR · 3 7 YR Treas BD3.8%
- Schwab Strategic TR · US Dividend EQ3.7%
- iShares TR · 1 3 YR Treas BD2.6%
- Vanguard Index Fds · Real Estate ETF2.5%
- iShares TR · 7-10 YR Trsy BD2.2%
- iShares TR · S&P 500 Grwt ETF2.0%
- Apple Inc.1.9%
Together, the ten largest are 38.8% of reported value.
How many clients does Mfa Wealth Services have?
Mfa Wealth Services has 224 clients and manages $310 million for them, as of July 2026. They include 215 individual clients and 9 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 July 2026
What services does Mfa Wealth Services offer?
Mfa Wealth Services provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How many financial advisors does Mfa Wealth Services have?
Mfa Wealth Services has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 3 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Mfa Wealth Services invest in?
At the end of its last fiscal year, Mfa Wealth Services’ separately managed accounts held 66% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 6% pooled vehicles (private funds and similar), 3% U.S. government and agency bonds, 3% other, 1% non-exchange-traded equities and 1% cash and equivalents. The 3% other category is described as: Variable Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Mfa Wealth Services?
Mfa Wealth Services’ direct owners are Michael Garner (50% to 75%) and Christopher Mattern (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 23 July 2026
How does Mfa Wealth Services get paid?
Mfa Wealth Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Mfa Wealth Services?
Mfa Wealth Services’ main office is at 100 E. Thousand Oaks BLVD., #258, Thousand Oaks, CA 91360. Its phone number is 833-496-5474.