Meritas Wealth Management provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Meritas Wealth Management reports 335 clients. They include 172 high-net-worth individuals, 152 individual clients and 11 charitable organizations. Of its assets, 100.0% ($619M across 949 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 45% | 15% |
| High-net-worth individuals | 51% | 81% |
| Pension and profit-sharing plans | Fewer than 5 | 2% |
| Charitable organizations | 3% | 2% |
| Corporations and other businesses | Fewer than 5 | 1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 152 | $91.5M | 14.8% | $602K |
| High-net-worth individuals | 172 | $498M | 80.5% | $2.9M |
| Pension and profit-sharing plans | Fewer than 5 | $9.58M | 1.5% | — |
| Charitable organizations | 11 | $12.6M | 2.0% | $1.15M |
| Corporations and other businesses | Fewer than 5 | $6.77M | 1.1% | — |
| Total | 335 | $619M | 100% | — |
- Clients
- 152
- Regulatory AUM
- $91.5M
- AUM share
- 14.8%
- Avg. per client
- $602K
- Clients
- 172
- Regulatory AUM
- $498M
- AUM share
- 80.5%
- Avg. per client
- $2.9M
- Clients
- Fewer than 5
- Regulatory AUM
- $9.58M
- AUM share
- 1.5%
- Avg. per client
- —
- Clients
- 11
- Regulatory AUM
- $12.6M
- AUM share
- 2.0%
- Avg. per client
- $1.15M
- Clients
- Fewer than 5
- Regulatory AUM
- $6.77M
- AUM share
- 1.1%
- Avg. per client
- —
Total
- Clients
- 335
- Regulatory AUM
- $619M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Meritas Wealth Management charges 0.40%–1.00% a year for its Asset Management Fees. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $10,000 annual minimum. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 1.00% |
| $2M–$5M | 0.75% |
| $5M–$10M | 0.50% |
| $10M and above | 0.40% |
Fee details and sources
Other fees
- Consulting
- Consulting on non-securities matters is generally billed on retainer; the brochure states no fixed rate.
- Financial Planning
- Fixed fees negotiated per plan; a comprehensive plan typically totals $4,000 to $7,000, and the hourly rate ranges from $175 to $500 per hour.
Gregg Clarke owns 25% to 50% of Meritas Wealth Management. It has 12 employees, 5 of them in advisory roles.
Leadership
- Tiffani ClarkeCFO, Trustee of the Clarke Trust DTD Dated 4/6/95 (Since 2014)
- Gregg ClarkePrincipal, Manager, Trustee of the Clarke Trust DTD 4/6/95 (Since 2014)
- Kenneth GottPrincipal, Manager, CCO
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
Staff
- 12 employees
- 5 in advisory functions
- 6 state-registered reps
- Owns 25% to 50% of Meritas Wealth Management, LLC
Gregg Clarke
Control person · since December 2008
- Owns 25% to 50% of Meritas Wealth Management, LLC
The Gregg E. Clarke and Tiffani R. Clarke Revocable Trust Dated 4/6/95
Control person · since December 2014
- Owns 25% to 50% of Meritas Wealth Management, LLC
The Gregg E. Clarke and Tiffani
Control person · since December 2014
- Owns 25% to 50% of Meritas Wealth Management, LLC
Kenneth Gott
Control person · since September 2015
Meritas Wealth Management’s regulatory assets grew from $455M (April 2021) to $619M (March 2026); clients were 335 in both filings and employees fell from 13 to 12.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $619M | 335 | 12 | 3 |
| April 2025 | $534M | 331 | 12 | 2 |
| April 2024 | $484M | 324 | 11 | 2 |
| July 2023 | $523M | 369 | 12 | 2 |
| April 2022 | $561M | 355 | 13 | 2 |
| April 2021 | $455M | 326 | 13 | 2 |
Besides its headquarters, Meritas Wealth Management has 2 offices (1 private residence, listed without an address), with 2 listed addresses in California.
California · 2 listed addresses
- 3950 Civic Center Drive, Suite 210, San RafaelHQ
- 245 Foss Creek Circle, Healdsburg
Contact and registration details
- Legal name
- Meritas Wealth Management, LLC
- Headquarters
- 3950 Civic Center Drive, Suite 210, San Rafael, CA 94903
- Website
- meritaswealth.com
- Phone
- 415-300-4560
- @meritas-wealth-management-llc
- SEC file
- 801-69687
- Founded
- 2008
- Structure
- California LLC
- Fiscal year end
- December
Meritas Wealth Management uses Charles Schwab ($618M) as custodian for its separately managed accounts. Meritas Wealth Management has custody of $7.05M in client assets for 187 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $618M100%
At year end, Meritas Wealth Management’s separately managed accounts were mostly in funds (79%) and stocks (17%). Its reported 13F holdings for the quarter ended 30 June 2026 total $256M across 63 positions; the largest are American Centy ETF TR (12.0%), Dimensional ETF Trust (11.9%) and Dimensional ETF Trust (11.0%).
What the accounts hold
- Stocks17%
- Funds79%
- Cash4%
Reported 13F holdings
- $256M
- Reported 13F value
- 63
- Positions
- 78.0%
- In the 10 largest
- +15.8%
- Value vs. prior quarter
- American Centy ETF TR · US Sml CP Valu12.0%
- Dimensional ETF Trust · US Mktwide Value11.9%
- Dimensional ETF Trust · US Targeted Vlu11.0%
- Dimensional ETF Trust · US Equity Market10.5%
- American Centy ETF TR · US Large Cap Vlu8.8%
- Dimensional ETF Trust · Internatnal Val7.3%
- Dimensional ETF Trust · Intl Small Cap V5.0%
- Apple Inc.4.1%
- Vanguard BD Index Fds · Total Bnd Mrkt3.8%
- Dimensional ETF Trust · Intl High Profit3.5%
Together, the ten largest are 78.0% of reported value.
How many clients does Meritas Wealth Management have?
Meritas Wealth Management has 335 clients and manages $619 million for them, as of March 2026. They include 172 high-net-worth individuals, 152 individual clients and 11 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 27 March 2026
What services does Meritas Wealth Management offer?
Meritas Wealth Management provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Meritas Wealth Management charge?
Meritas Wealth Management charges 0.40%–1.00% a year for its Asset Management Fees. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $10,000 annual minimum.
Source: MERITAS WEALTH MANAGEMENT ADV PART 2A MARCH 2026, filed 27 March 2026
Which custodians does Meritas Wealth Management use?
Meritas Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $618M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 March 2026
How many financial advisors does Meritas Wealth Management have?
Meritas Wealth Management has 6 investment adviser representatives registered with state securities authorities, out of 12 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Meritas Wealth Management invest in?
At the end of its last fiscal year, Meritas Wealth Management’s separately managed accounts held 79% registered funds (mutual funds, ETFs, BDCs), 17% exchange-traded equities and 4% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Meritas Wealth Management?
Meritas Wealth Management’s direct owners are Gregg Clarke, the Gregg E. Clarke and Tiffani R. Clarke Revocable Trust Dated 4/6/95, the Gregg E. Clarke and Tiffani, and Kenneth Gott, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 27 March 2026
How does Meritas Wealth Management get paid?
Meritas Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Meritas Wealth Management registered with the SEC?
Yes, Meritas Wealth Management has been registered with the SEC as an investment adviser since 29 October 2008. Its CRD number is 148565 and its SEC file number is 801-69687.
Source: Form ADV Part 1A, Item 1, filed 27 March 2026; IAPD firm record
How do I contact Meritas Wealth Management?
Meritas Wealth Management’s main office is at 3950 Civic Center Drive, Suite 210, San Rafael, CA 94903. Its phone number is 415-300-4560. Its website is meritaswealth.com.