McCay Wealth Advisory provides financial planning, portfolio management for individuals and small businesses, and educational seminars.
McCay Wealth Advisory reports 876 clients. They include 528 individual clients, 331 high-net-worth individuals, and 9 pension and profit-sharing plans. Of its assets, 97.3% ($482M across 878 accounts) are managed with discretion; $13.6M across 2 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 60% | 27% |
| High-net-worth individuals | 38% | 60% |
| Pension and profit-sharing plans | 1% | 5% |
| Charitable organizations | <1% | 8% |
| Corporations and other businesses | Fewer than 5 | 1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 528 | $132M | 26.7% | $251K |
| High-net-worth individuals | 331 | $296M | 59.7% | $893K |
| Pension and profit-sharing plans | 9 | $22.8M | 4.6% | $2.53M |
| Charitable organizations | 8 | $39.1M | 7.9% | $4.88M |
| Corporations and other businesses | Fewer than 5 | $5.57M | 1.1% | — |
| Total | 876 | $495M | 100% | — |
- Clients
- 528
- Regulatory AUM
- $132M
- AUM share
- 26.7%
- Avg. per client
- $251K
- Clients
- 331
- Regulatory AUM
- $296M
- AUM share
- 59.7%
- Avg. per client
- $893K
- Clients
- 9
- Regulatory AUM
- $22.8M
- AUM share
- 4.6%
- Avg. per client
- $2.53M
- Clients
- 8
- Regulatory AUM
- $39.1M
- AUM share
- 7.9%
- Avg. per client
- $4.88M
- Clients
- Fewer than 5
- Regulatory AUM
- $5.57M
- AUM share
- 1.1%
- Avg. per client
- —
Total
- Clients
- 876
- Regulatory AUM
- $495M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
McCay Wealth Advisory charges 1.00%–1.40% a year for its Asset Management. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Financial planning is charged as a fixed fee or hourly at $250 to $500 per hour, negotiable; fixed fees for longer-term consulting projects range from $250 to $2,000.
Brent McCay owns 75% or more of McCay Wealth Advisory. It has 10 employees, 5 of them in advisory roles.
Leadership
- Brent McCayManaging Principal
- Emily McCayCCO
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 10 employees
- 5 in advisory functions
- 5 state-registered reps
- 3 insurance agents
- Owns 75% or more of McCay Wealth Advisory LLC
Brent McCay
Control person · since December 2016
McCay Wealth Advisory’s regulatory assets grew 3.1× from $161M (February 2021) to $495M (February 2026); clients rose from 385 to 876 and employees from 4 to 10.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $495M | 876 | 10 | 2 |
| February 2025 | $385M | 707 | 9 | 2 |
| February 2024 | $284M | 562 | 9 | 2 |
| February 2023 | $248M | 488 | 7 | 2 |
| April 2022 | $196M | 442 | 6 | 2 |
| February 2021 | $161M | 385 | 4 | 2 |
Besides its headquarters, McCay Wealth Advisory has 1 office, with 2 listed addresses in Tennessee.
Tennessee · 2 listed addresses
- 624 N Woodland Street, ManchesterHQ
- 1038 S Chancery Street, McMinnville
Contact and registration details
- Legal name
- McCay Wealth Advisory LLC
- Headquarters
- 624 N Woodland Street, Manchester, TN 37355
- Website
- mccaywealth.com
- Phone
- 931-728-2130
- @1161116
- SEC file
- 801-114039
- Structure
- Tennessee LLC
- Fiscal year end
- December
McCay Wealth Advisory uses Charles Schwab ($460M) as custodian for its separately managed accounts. McCay Wealth Advisory has custody of $132M in client assets for 650 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $460M100%
At year end, McCay Wealth Advisory’s separately managed accounts were mostly in funds (92%).
What the accounts hold
- Stocks5%
- Funds92%
- Bonds1%
- Cash1%
- Other1%
- Variable annuities1%
How many clients does McCay Wealth Advisory have?
McCay Wealth Advisory has 876 clients and manages $495 million for them, as of February 2026. They include 528 individual clients, 331 high-net-worth individuals, and 9 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 26 February 2026
What services does McCay Wealth Advisory offer?
McCay Wealth Advisory provides financial planning, portfolio management for individuals and small businesses, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does McCay Wealth Advisory charge?
McCay Wealth Advisory charges 1.00%–1.40% a year for its Asset Management. The fee is billed in advance and is negotiable.
Which custodians does McCay Wealth Advisory use?
McCay Wealth Advisory’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $460M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 February 2026
How many financial advisors does McCay Wealth Advisory have?
McCay Wealth Advisory has 5 investment adviser representatives registered with state securities authorities, out of 10 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does McCay Wealth Advisory invest in?
At the end of its last fiscal year, McCay Wealth Advisory’s separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 5% exchange-traded equities, 1% investment grade corporate bonds, 1% cash and equivalents and 1% other. The 1% other category is described as: Variable Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns McCay Wealth Advisory?
McCay Wealth Advisory’s direct owner is Brent McCay (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 26 February 2026
How does McCay Wealth Advisory get paid?
McCay Wealth Advisory is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact McCay Wealth Advisory?
McCay Wealth Advisory’s main office is at 624 N Woodland Street, Manchester, TN 37355. Its phone number is 931-728-2130. Its website is mccaywealth.com.