Mana Financial Life Design provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and educational seminars. Financial planning was provided to 51–100 clients last fiscal year.
Mana Financial Life Design reports 133 clients. They include 88 individual clients, 38 high-net-worth individuals, and 7 pension and profit-sharing plans. Of its assets, 100.0% ($106M across 470 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 66% | 27% |
| High-net-worth individuals | 29% | 70% |
| Pension and profit-sharing plans | 5% | 3% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 88 | $28.6M | 26.9% | $325K |
| High-net-worth individuals | 38 | $74.2M | 69.9% | $1.95M |
| Pension and profit-sharing plans | 7 | $3.31M | 3.1% | $473K |
| Corporations and other businesses | Fewer than 5 | $39K | 0.0% | — |
| Total | 133 | $106M | 100% | — |
- Clients
- 88
- Regulatory AUM
- $28.6M
- AUM share
- 26.9%
- Avg. per client
- $325K
- Clients
- 38
- Regulatory AUM
- $74.2M
- AUM share
- 69.9%
- Avg. per client
- $1.95M
- Clients
- 7
- Regulatory AUM
- $3.31M
- AUM share
- 3.1%
- Avg. per client
- $473K
- Clients
- Fewer than 5
- Regulatory AUM
- $39K
- AUM share
- 0.0%
- Avg. per client
- —
Total
- Clients
- 133
- Regulatory AUM
- $106M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Mana Financial Life Design is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 5 other services, listed under fee details.
Fee details and sources
Other fees
- Employee Benefit Plan Services
- A fee of 0.50% of total plan assets, excluding fees to recordkeepers, custodians and third-party administrators.
- Estate Planning Services
- Hourly fees of $500 per hour, with additional hourly fees possible, plus any third-party estate firm fee included in the total.
- Financial Life Design
- An annual planning fee of $6,000 to $25,000 based on complexity, negotiable in certain cases.
- Hourly Financial Planning Fee
- Hourly financial planning at $500 per hour depending on complexity, negotiable in certain cases.
- Project Consulting Fee
- A fixed fee of $500 to $20,000 for project consulting for financial planning, negotiable.
Mana Management Partners, LLC owns 75% or more of Mana Financial Life Design and is in turn owned by Stephanie Bucko (50–75%) and Cristina Livadary (50–75%). It has 5 employees, 3 of them in advisory roles.
Leadership
- Stephanie BuckoCIO, CCO
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Mana Financial Life Design, LLC
Mana Management Partners, LLC
Control person · since July 2018
- Owns 50% to 75% of Mana Management Partners, LLC
Stephanie Bucko
Control person · since July 2018
- Owns 50% to 75% of Mana Management Partners, LLC
Cristina Livadary
Control person · since July 2018
Besides its headquarters, Mana Financial Life Design has 1 office (1 private residence, listed without an address), with 1 listed address with no US state reported.
Other business names
Mana Financial Life Design has reported 2 other business names to the SEC.
- Mana
- Mana FLD
Contact and registration details
- Legal name
- Mana Financial Life Design, LLC
- Headquarters
- Not reported
- Website
- manafld.com
- Phone
- 412-721-3443
- @manafld
- SEC file
- 801-135930
- Structure
- California LLC
- Fiscal year end
- December
Mana Financial Life Design uses Charles Schwab ($101M) as custodian for its separately managed accounts. Mana Financial Life Design has custody of $1.67B in client assets for 57 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $101M100%
At year end, Mana Financial Life Design’s separately managed accounts were mostly in stocks (81%) and funds (12%).
What the accounts hold
- Stocks81%
- Funds12%
- Registered funds11%
- Pooled vehicles1%
- Bonds5%
- State and local bonds4%
- Investment grade corporate bonds1%
- Cash3%
How many clients does Mana Financial Life Design have?
Mana Financial Life Design has 133 clients and manages $106 million for them, as of March 2026. They include 88 individual clients, 38 high-net-worth individuals, and 7 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026
What services does Mana Financial Life Design offer?
Mana Financial Life Design provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Mana Financial Life Design use?
Mana Financial Life Design’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $101M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026
How many financial advisors does Mana Financial Life Design have?
Mana Financial Life Design has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Mana Financial Life Design invest in?
At the end of its last fiscal year, Mana Financial Life Design’s separately managed accounts held 81% exchange-traded equities, 11% registered funds (mutual funds, ETFs, BDCs), 4% state and local bonds, 3% cash and equivalents, 1% investment grade corporate bonds and 1% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Mana Financial Life Design?
Mana Financial Life Design is owned through a holding company by Stephanie Bucko and Cristina Livadary. Its direct owner is Mana Management Partners, LLC (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 31 March 2026
How does Mana Financial Life Design get paid?
Mana Financial Life Design is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Mana Financial Life Design?
Its phone number is 412-721-3443. Its website is manafld.com.