Main Street Retirement Planning provides portfolio management for individuals and small businesses.
Main Street Retirement Planning reports 1,688 clients. They include 1,543 individual clients and 145 high-net-worth individuals. Of its assets, 100.0% ($717M across 2,927 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 91% | 63% |
| High-net-worth individuals | 9% | 37% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,543 | $448M | 62.6% | $291K |
| High-net-worth individuals | 145 | $268M | 37.4% | $1.85M |
| Total | 1,688 | $717M | 100% | $425K |
- Clients
- 1,543
- Regulatory AUM
- $448M
- AUM share
- 62.6%
- Avg. per client
- $291K
- Clients
- 145
- Regulatory AUM
- $268M
- AUM share
- 37.4%
- Avg. per client
- $1.85M
Total
- Clients
- 1,688
- Regulatory AUM
- $717M
- AUM share
- 100%
- Avg. per client
- $425K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
Main Street Retirement Planning charges 1.25% a year for its Portfolio Management Services. The whole portfolio is charged at the rate of its band. The fee is billed in arrears and is negotiable.
Fee details and sources
Elias Dragon owns 50% to 75% of Main Street Retirement Planning. The leadership team of Main Street Retirement Planning includes Chief Operating Officer Jennifer Dragon and Chief Financial Officer Elias Dragon. It has 3 employees.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- 3 insurance agents
- Owns 50% to 75% of Main Street Retirement Planning, LLC
Elias Dragon
Control person · since February 2021
- Owns 10% to 25% of Main Street Retirement Planning, LLC
Elias Thomas Dragon Irrevocable Trust
since February 2021
- Owns 10% to 25% of Main Street Retirement Planning, LLC
Elias Thomas Dragon
since February 2021
- Owns 10% to 25% of Main Street Retirement Planning, LLC
Jessica Marie Krehel Irrevocable Trust
since February 2021
Jessica Krehel
Trustee · Control person · since February 2021
- Owns 10% to 25% of Main Street Retirement Planning, LLC
Jessica Marie Krehel
since February 2021
- Owns 10% to 25% of Main Street Retirement Planning, LLC
Jennifer Ann Dragon Irrevocable Trust
since February 2021
Jennifer Dragon
Trustee · Control person · since February 2021
- Owns 10% to 25% of Main Street Retirement Planning, LLC
Jennifer Ann Dragon
since February 2021
Main Street Retirement Planning’s regulatory assets grew from $624M (June 2022) to $717M (March 2026); clients rose from 1,110 to 1,688 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $717M | 1,688 | 3 | 1 |
| Feb 2025February 2025 | $695M | 1,141 | 3 | 1 |
| Mar 2024March 2024 | $613M | 1,097 | 3 | 1 |
| Feb 2023February 2023 | $582M | 1,097 | 3 | 1 |
| Jun 2022June 2022 | $624M | 1,110 | 3 | 1 |
Besides its headquarters, Main Street Retirement Planning has 0 offices, with 1 listed address in 1 state.
Texas · 1 listed address
- 779 W Main Street, CoppellHQ
Contact and registration details
- Legal name
- Main Street Retirement Planning, LLC
- Headquarters
- 779 W Main Street, Coppell, TX 75019
- Website
- mainstreetretirement.com
- Phone
- 972-393-0376
- @mainstreetretirement
- SEC file
- 801-122041
- Structure
- Texas LLC
- Fiscal year end
- December
Main Street Retirement Planning’s named custodian for separately managed accounts is SEI Private Trust ($717M). Main Street Retirement Planning does not have custody of client assets.
- SEI Private TrustSEI Private Trust · Oaks, PA · $717M100%
At year end, Main Street Retirement Planning’s separately managed accounts were mostly in funds (99%).
What the accounts hold
- Funds99%
- Cash1%
How many clients does Main Street Retirement Planning have?
Main Street Retirement Planning has 1,688 clients and manages $717 million for them, as of March 2026. They include 1,543 individual clients and 145 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 2 March 2026
What services does Main Street Retirement Planning offer?
Main Street Retirement Planning provides portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Main Street Retirement Planning charge?
Main Street Retirement Planning charges 1.25% a year for its Portfolio Management Services. The whole portfolio is charged at the rate of its band. The fee is billed in arrears and is negotiable.
Which custodians does Main Street Retirement Planning use?
Main Street Retirement Planning’s separately managed account assets are held at SEI Private Trust (Oaks, PA), with $717M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 March 2026
How many financial advisors does Main Street Retirement Planning have?
Main Street Retirement Planning has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Main Street Retirement Planning invest in?
At the end of its last fiscal year, Main Street Retirement Planning’s separately managed accounts held 99% registered funds (mutual funds, ETFs, BDCs) and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Main Street Retirement Planning?
Main Street Retirement Planning’s direct owners are Elias Dragon (50% to 75%), Elias Thomas Dragon Irrevocable Trust (10% to 25%), Elias Thomas Dragon (10% to 25%), Jessica Marie Krehel Irrevocable Trust (10% to 25%), Jessica Marie Krehel (10% to 25%), Jennifer Ann Dragon Irrevocable Trust (10% to 25%) and Jennifer Ann Dragon (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 2 March 2026
How does Main Street Retirement Planning get paid?
Main Street Retirement Planning is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Main Street Retirement Planning?
Main Street Retirement Planning’s main office is at 779 W Main Street, Coppell, TX 75019. Its phone number is 972-393-0376. Its website is mainstreetretirement.com.